10 Best Student Loans of 2017

Read and compare the Best Student Loans. We review and rate the Top Student Loan services.

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Student loans are private loans given to current or prospective students for them to finance their studies or supplement federal loans and help pay for living expenses, tuition and books. Private loans are best used once you’ve exhausted other options, such as grants, federal student loans, financial aid, and work-study options.

If you need funds quickly, only qualify for the highest federal interest rate, or have reached your limit in federal student loans, a private student loan may be a solution. The process for applying for one is considerably different from a federal loan application, including credit scores, employment history and income, and you may need a cosigner to be approved. Loans can have different terms if they’re for undergraduate students or graduate ones.

Before choosing a student loan, compare APRs and interest rates, repayment terms and decide whether you’d prefer fixed interest or variable. It’s important to also be sure your lender is reliable, so make sure to check their reviews and  company standing.

The most full-service lenders have multiple options for contacting them if you need help, as well as career support, and borrower protections like flexible repayment plans or even deferral if you hit a financial rough patch. When taking on any sort of debt, it’s important to be sure you fully understand all the terms of your loan, and the terms of service. Look for companies that can offer competitive rates based on your creditworthiness, and have a repayment plan that works for you.

Top 10 Companies

#1
LendingTree
Our Partner
10 / 10
  • Paying for college? Our #1 Choice for Student Loans.
  • Compare up to 5 free offers with no obligation. 
  • A+ BBB Accredited Company
  • Safe and Secure Online Student Loan Marketplace
  • More than 40 million customers served
  • When banks compete, you win!
#2
SimpleTuition
Our Partner
10 / 10
  • Find & Compare Private Student Loans Side-by-Side
  • Fast and Easy Online Application
  • Select from its Network of Leading Student Loan Companies
  • Featured in The Wall Street Journal, Fox Business, USA Today, U.S. News, and The Boston Globe
#3
Credible
Our Partner
9.3 / 10
  • Rates as low 2.99% with AutoPay
  • Live Chat Support Available
  • Free No-Obligation Service
  • Borrow up to 100% of the cost of attendance
  • Personalized Offers From Top Lenders in under 2 Minutes
  • Fixed and Variable Rates Offered
  • A+ BBB Accredited Company

 

  • Get Rates for as low as 3.28% APR with AutoPay
  • No origination fees
  • 1% interest rate reduction for full repayment period and repaid 10% of principal loan
  • Drop your interest by 0.25% for automatic payments
  • Tax deductible interest payments
  • Get a Private Student Loan in just 3 minutes
  • A+ BBB Accredited
  • No application, origination, and late fees
  • Covers 100% school-certified college costs
  • 24-hour US Based Loan Specialist Available
  • Fast Online Student Loan Application
  • Get rewards for good grades
  • Free College Scholarship Search

 

  • Quick and Easy Online Application
  • Education Refinance Loan
  • Graduate Student loans
  • E-sign you loan
  • A+ BBB Accredited Company
  • Safe and Secure online services
  • Multiple In-School Repayment Options
  • Online Account Provided
  • Undergraduate and Graduate Student Loans Offered
  • Check Application Status Online
  • Loan E-signing
  • Free Scholarship Registration
  • BBB A+ Rating
  • Custom Private Student Loan Choice
  • Rate Reductions on Your Private Student Loans
  • Weekly Scholarship Sweepstakes of $500
  • Multiple Options of Loans for Graduate and Undergraduate
  • No Origination Fees
  • Fast Online Application

 

  • Instant Pre-Approval
  • Get Updates regarding Your Loan Application
  • Fast Online Application
  • Administered by SLFC and ICBA
  • Live Chat Support Available
  • As low as 3.18% APR for Private Student Loans
  • Private Student Loan Consolidation
  • Graduate and Undergraduate Student Loans Offered
  • Quick and Easy Online Application
  • Enhanced Online Security 
  • No payments for students until 6 months after leaving school
  • Competitive fixed and variable interest rate option
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Best Student Loans: Summed Up

RankCompany NameStrengths
1LendingTreeBest Overall
2SimpleTuitionStudent Loan Rates, Maximum Loan Limit
3CredibleStudent Loan Rates, Repayment Options
4Lend Key Private Student LoansLoan Related Fees

How We Compare Student Loans

Select 2 student loans companies to compare
vs
Maximum Loan Limit - 15%
Repayment Options - 15%
Student Loan Rates - 20%
Loan Terms - 15%
Qualifying - 15%
Rewards & Discounts - 10%
Loan Related Fees - 10%
Editor's Choice
Our Partner