10 Best Student Loans of 2017

Read and compare the Best Student Loans. We review and rate the Top Student Loan services.

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Student loans are private loans given to current or prospective students for them to finance their studies or supplement federal loans and help pay for living expenses, tuition and books. Private loans are best used once you’ve exhausted other options, such as grants, federal student loans, financial aid, and work-study options.

If you need funds quickly, only qualify for the highest federal interest rate, or have reached your limit in federal student loans, a private student loan may be a solution. The process for applying for one is considerably different from a federal loan application, including credit scores, employment history and income, and you may need a cosigner to be approved. Loans can have different terms if they’re for undergraduate students or graduate ones.

Before choosing a student loan, compare APRs and interest rates, repayment terms and decide whether you’d prefer fixed interest or variable. It’s important to also be sure your lender is reliable, so make sure to check their reviews and  company standing.

The most full-service lenders have multiple options for contacting them if you need help, as well as career support, and borrower protections like flexible repayment plans or even deferral if you hit a financial rough patch. When taking on any sort of debt, it’s important to be sure you fully understand all the terms of your loan, and the terms of service. Look for companies that can offer competitive rates based on your creditworthiness, and have a repayment plan that works for you.

Top 10 Companies

#1
College Ave
9.5 / 10
  • Apply online in just 3 minutes
  • Undergrad rates 4.70% - 11.76% Fixed, 2.93% - 10.10% Variable
  • Grad rates 4.70% - 10.89% Fixed, 2.93% - 9.25% Variable
  • Instant credit decision
  • The most repayment options and flexible terms
  • No origination fees
  • BBB A+ Rating
#2
Sallie Mae
Our Partner
9.5 / 10
  • Multiple In-School Repayment Options
  • Online Account Provided
  • Undergraduate and Graduate Student Loans Offered
  • Check Application Status Online
  • Loan E-signing
  • Free Scholarship Registration
  • BBB A+ Rating
#3
SunTrust
9.2 / 10
  • Custom Private Student Loan Choice
  • Rate Reductions on Your Private Student Loans
  • Weekly Scholarship Sweepstakes of $500
  • Multiple Options of Loans for Graduate and Undergraduate
  • No Origination Fees
  • Fast Online Application

 

#4
LendEDU
Our Partner
9.0 / 10
  • Get quick quotes with minimal information
  • Will not damage credit
  • Compare the best rates from multiple lenders
  • Excellent customer service
  • A+ with the BBB, 9.5 on Trustpilot
#5
Credible
Our Partner
9.0 / 10
  • Rates as low 3.15% with AutoPay
  • Live Chat Support Available
  • Free No-Obligation Service
  • Borrow up to 100% of the cost of attendance
  • Personalized Offers From Top Lenders in under 2 Minutes
  • Fixed and Variable Rates Offered
  • A+ BBB Accredited Company

 

#6
  • Get Rates for as low as 2.98% APR with AutoPay
  • No origination fees or prepayment penalties
  • 1% interest rate reduction for full repayment period and repaid 10% of principal loan
  • Drop your interest by 0.25% for automatic payments
  • Tax deductible interest payments
  • Get a Private Student Loan in just 3 minutes
  • A+ BBB Accredited
#7
ReliaMax
Our Partner
8.9 / 10
  • Insured $3 billion in private student loans
  • Favorable terms from best lenders
  • Rates as low as 2.87%
  • Personal relationship from lending experts
  • Tailored repayment programs
#8
Discover
8.9 / 10
  • No application, origination, and late fees
  • Covers 100% school-certified college costs
  • 24-hour US Based Loan Specialist Available
  • Fast Online Student Loan Application
  • Get rewards for good grades
  • Free College Scholarship Search

 

#9
  • Quick and Easy Online Application
  • Education Refinance Loan
  • Graduate Student loans
  • E-sign you loan
  • A+ BBB Accredited Company
  • Safe and Secure online services
#10
iHELP
8.7 / 10
  • Instant Pre-Approval
  • Get Updates regarding Your Loan Application
  • Fast Online Application
  • Administered by SLFC and ICBA
  • Live Chat Support Available
  • As low as 3.18% APR for Private Student Loans
Don't see the business you are looking for?

Best Student Loans: Summed Up

RankCompany NameStrengths
1College AveBest Overall
2Sallie MaeMaximum Loan Limit, Repayment Options
3SunTrustMaximum Loan Limit, Loan Related Fees
4LendEDUMaximum Loan Limit, Loan Terms

How We Compare Student Loans

Select 2 student loans companies to compare
vs
Maximum Loan Limit - 15%
Repayment Options - 15%
Student Loan Rates - 20%
Loan Terms - 15%
Qualifying - 15%
Rewards & Discounts - 10%
Loan Related Fees - 10%
Editor's Choice
Our Partner