10 Best Student Loans of 2017

Read and compare the Best Student Loans. We review and rate the Top Student Loan services.

Disclosure: We receive advertising revenue from some partners. Learn more.

Student loans are private loans given to current or prospective students for them to finance their studies or supplement federal loans and help pay for living expenses, tuition and books. Private loans are best used once you’ve exhausted other options, such as grants, federal student loans, financial aid, and work-study options.

If you need funds quickly, only qualify for the highest federal interest rate, or have reached your limit in federal student loans, a private student loan may be a solution. The process for applying for one is considerably different from a federal loan application, including credit scores, employment history and income, and you may need a cosigner to be approved. Loans can have different terms if they’re for undergraduate students or graduate ones.

Before choosing a student loan, compare APRs and interest rates, repayment terms and decide whether you’d prefer fixed interest or variable. It’s important to also be sure your lender is reliable, so make sure to check their reviews and  company standing.

The most full-service lenders have multiple options for contacting them if you need help, as well as career support, and borrower protections like flexible repayment plans or even deferral if you hit a financial rough patch. When taking on any sort of debt, it’s important to be sure you fully understand all the terms of your loan, and the terms of service. Look for companies that can offer competitive rates based on your creditworthiness, and have a repayment plan that works for you.

Top 10 Companies

9.4 / 10
  • Variable rates as low as 2.88%
  • Flexible repayment options
  • Cosigner required
  • Will waive payments during times of hardship
  • Social Promise program funds children in need
Sallie Mae
Our Partner
9.3 / 10
  • Multiple In-School Repayment Options
  • Online Account Provided
  • Undergraduate and Graduate Student Loans Offered
  • Check Application Status Online
  • Loan E-signing
  • Free Scholarship Registration
  • BBB A+ Rating
College Ave
9.3 / 10
  • Rates as low as 3.22%-9.89% with autopay
  • 4 repayment options
  • Choose terms of 8, 10, 12, or 15 years
  • Loan and savings calculator
  • Undergraduate, graduate, and parent loans
PNC Bank
Our Partner
9.2 / 10
  • .50% interest rate reduction w/ auto payments
  • Variable APR as little as 3.99%
  • Loans for all types of institutions
  • Fixed and variable rates
  • Defer payments up to 6 months
9.0 / 10
  • Custom Private Student Loan Choice
  • Rate Reductions on Your Private Student Loans
  • Weekly Scholarship Sweepstakes of $500
  • Multiple Options of Loans for Graduate and Undergraduate
  • No Origination Fees
  • Fast Online Application


Our Partner
9.0 / 10
  • Get quick quotes with minimal information
  • Will not damage credit
  • Compare the best rates from multiple lenders
  • Excellent customer service
  • A+ with the BBB, 9.5 on Trustpilot
Our Partner
9.0 / 10
  • Rates as low 3.15% with AutoPay
  • Live Chat Support Available
  • Free No-Obligation Service
  • Borrow up to 100% of the cost of attendance
  • Personalized Offers From Top Lenders in under 2 Minutes
  • Fixed and Variable Rates Offered
  • A+ BBB Accredited Company


  • Get Rates for as low as 3.74% APR with AutoPay
  • No origination fees or prepayment penalties
  • 1% interest rate reduction for full repayment period and repaid 10% of principal loan
  • Drop your interest by 0.25% for automatic payments
  • Tax deductible interest payments
  • Get a Private Student Loan in just 3 minutes
  • A+ BBB Accredited
Our Partner
8.9 / 10
  • Insured $3 billion in private student loans
  • Favorable terms from best lenders
  • Rates as low as 2.87%
  • Personal relationship from lending experts
  • Tailored repayment programs
8.9 / 10
  • No application, origination, and late fees
  • Covers 100% school-certified college costs
  • 24-hour US Based Loan Specialist Available
  • Fast Online Student Loan Application
  • Get rewards for good grades
  • Free College Scholarship Search


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Best Student Loans: Summed Up

RankCompany NameStrengths
1CommonBondBest Overall
2Sallie MaeRepayment Options, Loan Terms
3College AveLoan Terms, Loan Related Fees
4PNC BankMaximum Loan Limit, Rewards and Discounts

How We Compare Student Loans

Select 2 student loans companies to compare
Maximum Loan Limit - 15%
Repayment Options - 15%
Student Loan Rates - 20%
Loan Terms - 15%
Qualifying - 15%
Rewards & Discounts - 10%
Loan Related Fees - 10%
Editor's Choice
Our Partner