Credit Reporting

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Latest Articles
What Is My Real Credit Score?
A Hypothetical Scenario: You are at your local credit union applying for a small business loan. You’re pretty certain you’re going to get it because you checked your score with a free online service and it was within the qualifying range....
How Your FICO Score Determined: Consumer's Guide
House, car, credit card, your FICO score is what creditors use to determine whether or not they are going to grant you credit…90% of of them to be exact. So what actually is your FICO score? These days, there are a...
Can Social Media Activity Stop You From Getting A Loan?
Last year, Facebook pulled back the reigns on plans to allow lenders access user’s information in order to determine credit worthiness. The idea was that FICO scores, being based on primarily on credit card usage, loans and bill payment, only provide...