Credible Student Loans Review

Rating: 9.3 / 10 (Excellent)
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How is Credible rated?
Maximum Loan Limit
Repayment Options
Student Loan Rates
Loan Terms
Rewards and Discounts
Loan Related Fees

Credible Labs Inc. offers student loans, personal loans, and student loan refinance services with their multi-lender marketplace website. The company provides a free, no commitment service which allows customers the option of choosing competitive loan rates offers from its partner lenders. 

Loan Service Category

Loan matching service

Services and Features

Credible offers student loans from multiple established lenders such as Citizens Bank, Rhode Island Student Loan Authority, iHelp, CommonBond, and College Ave. The company allows customers to access options of loans from trusted loan providers in a convenient and simple loan request application.

The service provider also offers a number of benefits for their customers. They help borrowers to find a private student loan which can cover up to 100% of their school-certified cost when federal loans, scholarships, and other grants are not enough. Student can also have the freedom to be funded whatever degree they are taking. A low fixed rate of 3.99 APR and variable rate of 2.06% APR are also provided with auto pay.

Credible’s online platform takes only 5 minutes of a client’s time to be completed. They can compare multiple educational loan offers from multiple lenders and can sign documents online to be submitted with the chosen lender. Funds will be disbursed directly at the school of the qualified borrower without any other loan related fees charged.

Loan Rates Offered

Fixed Rate

Variable Rate

Types of Student Loans

Federal Student Loans

Private Student Loans

Student Loan Details

Minimum Loan Amount


Maximum Loan Amount


Loan Term Period





Online Application

College Scholarship Search

Student Loan Calculator

Application Process Time

A few minutes

Other Loan Related Fees

Origination Fee


Loan Application Fee

Late Fee

Help and Support

Live Chat





Requirements and other qualifications will be provided by the borrower’s chosen lender. Standard qualifications such as the following information may apply.

  • Must be a U.S. citizen or permanent resident
  • Must have a good credit or qualified co-signer
  • Must be enrolled at least half-time in a degree-granting program at an eligible school
  • Must be of legal age in their state or residency for student borrower or co-signer


Interest Rates for CommonBond

Variable Rates: From 2.59% to 5.68% APR

Fixed Rates: From 3.5% to 7.49% APR

Hybrid Rates: From 3.78 to 6.24% APR for first 5 years

Interest Rates for NelNet U-fi

Variable Rates: From 4.21% to 7.84% APR

Fixed Rates: From 5.28% to 9.49% APR

Interest Rates for RISLA

Fixed Rates: From 4.24% to 5.74% APR and 5.49% to 6.99% APR

Student Loans at Credible

Credible Labs is definitely one place to consider when searching for the best student loans. Its online platform give you instant access to its network of partner lenders.

Start your review for Credible Student Loans