College Ave Student Loans Review

Rating: 9.9 / 10 (Excellent)
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College Ave is an online marketplace offering a simplified approach to finding and securing student loans. It offers undergraduate, graduate, and parent loans as well as refinancing loans. The company was incorporated in 2014 and is headquartered in Wilmington, Delaware.

How is College Ave rated?


Loan Specifics
Customer Experience
Company Reputation

Overall Rating: 9.9 / 10 (Excellent)

College Ave is a great choice for students or parents who want assistance with finding the best loan. Unlike most competitors, it offers four repayment options, with four terms that don't require a cosigner. The application process is online with a fast approval turnaround time. There is 24/7 customer service, which other competitors do not offer. The website does not clearly list any grace periods or forbearance; however, the marketplace has solid reputation ratings.

College Ave Loan Specifics

Loan Specifics - 10 / 10

This company offers undergraduate, graduate, and parent loans with no associated fees or prepayment penalties. There are multiple repayment options with each loan type as well as four loan terms with fixed or variable rates. Undergraduate loan rates are shown and include the 0.25% auto-pay discount. A grace period offer was not found on the website nor was a forbearance program.
Loan Types
Minimum Loan Amount
Maximum Loan Amount
Loan Term
8, 10, 12, or 15 years
Interest Rates
Fixed APR Range
Undergrad: 5.31% - 12.07% Graduate: 5.31% - 8.76% Parent: 6.62% - 10.57%
Variable APR Range
Undergrad: 3.54% - 10.81% Graduate: 3.54% - 8.76% Parent: 4.84% - 9.81%
Repayment Options
Partial Interest
Cosigner Release

College Ave Qualifications

Qualifications - 9.5 / 10

A cosigner is not required if the applicant's income is $35,000 or more. The marketplace offers a free online pre-qualification credit check with Experian which will not impact the applicant's credit score. Borrowers must be U.S. citizens or permanent residents. Course Load was not found as a requirement on the website.
Cosigner Required
Citizenship Requirement
U.S. Citizen
Permanent Legal Resident

College Ave Customer Experience

Customer Experience - 10 / 10

The marketplace offers an auto-pay interest rate discount as well as $2,500 direct deposit with parent loans. It also offers a comprehensive student calculator per loan type as well as 24/7 customer support.
Student Loan Calculator
Additional Services
24/7 Customer Support
- 0.25% auto-pay interest rate reduction - $2,500 direct deposit in parent's bank account for discretionary spending

College Ave Company Reputation

Company Reputation - 10 / 10

College Avenue has a BBB rating of "A+" with no negative reviews and a Trustpilot rating of 7.1 with one positive and one negative review.
Lender Type
Year Founded
BBB Rating
Number of BBB Positive Reviews
Number of BBB Negative Reviews
Trust Pilot Rating
7.1 out of 10
Date Collected

Company Profile

Full Name
College Ave Student Loans
Company Website
1105 North Market Street, Wilmington, DE, 19808

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Top Rated
9.9 / 10
  • Multiple in-school repayment options
  • Check application status online
  • Loan e-signing
  • Free scholarship registration
  • BBB A+ rating