10 Best Mortgage Rates of 2017

We compare and review the Top Mortgage Lenders in the country today. Make your home purchase a little bit easier by working with the Best Mortgage Lenders.

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Mortgages rates are the interest rates a borrower obtains when taking out a mortgage. Regardless of the term of the mortgage, favorable rates are one of the most important elements to consider when choosing a mortgage lender. The rates a borrower can obtain depends on factors such as credit score, reported income, loan amount, down payment, and loan term.

The home’s location and price, in conjunction with the strength of the loan application, are another key element in how the lender calculates their risk. A lower risk will translate into a lower interest rate.

When choosing a mortgage lender, it’s important to consider whether the mortgage is conventional or government-backed, as this will affect the resultant mortgage rates. Conventional loans can have fixed or variable rates. Fixed rate mortgages have predictable monthly payments through the duration of their term. Variable rate mortgages adjust according to market fluctuations, along an agreed-upon timeline. While they’re less predictable,it’s possible that variable rate payments can decrease over time. Government-backed mortgages are backed by either the Federal Home Administration, the Department of Veterans’ Affairs, or the Department of Agriculture. They have very specific qualification requirements, whereas conventional loans are more attainable.

Before finalizing a mortgage, make sure to understand the associated costs. In addition to the monthly payments, there are additional fees and costs, such as recording fees, origination fees, appraisal fees, and closing costs. By asking questions and reading the fine print, these additional expenses do not have to be hidden costs.

Top 10 Companies

Our Partner
9.8 / 10
  • Our #1 Choice, A+ Rating with the BBB
  • Rates as low as 3.25% APR (15 yr fixed)
  • Compare quotes from up to 5 lenders for free in minutes
  • Save time, view offers online, and get your free credit score
  • More than 40 million customers served
  • When banks compete, you win!
JG Wentworth
Our Partner
9.6 / 10
  • Low Interest Rates and Award-Winning Customer Service
  • A+ rating with the Better Business Bureau
  • Equal Housing Lender
  • Fannie Mae, Freddie Mac and GNMA Seller/Servicer
  • Online mortgage calculator and quotes
  • Wide variety of mortgage programs: 15-year and 30-year fixed rate mortgages
  • Borrow up to 96.5% of your home’s value
  • Low Down Payment for FHA Loans
Our Partner
9.5 / 10
  • As little as 10% down payment on Jumbo Mortgages up to $3M with no PMI
  • Dream big, get prequalified in minutes
  • Refinance also available
  • Checking does not affect your credit score
  • Not available in all states
CrossCountry Mortgage
Our Partner
8.6 / 10
  • Buy a Home with 1% Down – HomeInOne Program
  • Vast Array of Mortgage Options
  • Knowledgeable and Experienced Loan Officers
  • Get pre-qualified online
  • Mortgage Banker Association Member
  • Licensed in all 50 states
Rocket Mortgage
Our Partner
8.5 / 10
  • Rocket Mortgage by Quicken Loans!  We’ve Reinvented the Mortgage Process…
  • Get an automated mortgage approval in minutes
  • Save time & avoid paperwork by sharing your finances online. 
  • Real Numbers in Real-Time
  • #1 in Client Satisfaction by JD Power 6 Years in a Row!
Loan Depot
Our Partner
8.5 / 10
  • Quick, Easy Online Quotes
  • Online Mortgage Calculator
  • “No Steering” Policy for Mortgage Financing
  • Licensed Mortgage Banker Available Through Phone Assistance
  • A+ BBB Accredited
  • Equal Housing Lender
  • loanDepot Lifetime Guarantee
Our Partner
8.4 / 10


  • Streamlined Online Application Process
  • Ask about our $1000 Rate Match Guarantee!
  • Receive a no obligation rate quote in one minute. No personal info required!

Quicken Loans
Our Partner
8.3 / 10
  • #1 in Satisfaction in the U.S. by JD Power 6 Years in a Row!
  • A+ Rating with the BBB
  • Industry-Leading Online Tools
  • Award Winning Client Service
  • Multiple Loan Options to Fit Your Needs
Rate Marketplace Mortgages
Our Partner
8.0 / 10
  • Real-time mortgage rates
  • A+ BBB Accredited
  • Large network of lending companies
  • Get up to 5 quotes without obligation
  • Equal Housing Opportunity Lender
  • Mortgage Bankers Association Member
Rate Marketplace
Our Partner
7.9 / 10
  • FREE online mortgage service to match you to the best lenders
  • Rates as low as 2.75% (3.12% APR*) - (5/1 ARM)
  • No SSN Required to be matched
  • Home Purchase, Refinance & Home Equity Products
  • Fixed rate & Adjustable rate loan options available
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Best Mortgage Rates: Summed Up

RankCompany NameStrengths
1LendingTreeBest Overall
2JG WentworthReviews and Support Services, Financial Reputation
3SoFiMortgage Rates, Mortgage-related fees
4CrossCountry MortgageTypes of Mortgage

How We Compare Mortgage Rates

Select 2 mortgage rates companies to compare
Types of Mortgage - 20%
Mortgage Rates - 20%
Qualification - 15%
Mortgage-related fees - 20%
Reviews & Support Services - 15%
Financial Reputation - 10%
Resources From Our Editors
Best Mortgages for Bad Credit
We found the best mortgage lenders for those with bad credit by looking at FHA loan providers, as well as alternative information considered.
Buy To Let Mortgages
We determined the best buy to let mortgage lenders by looking at credit score standards, company expertise, and qualification requirements.
Editor's Choice
Our Partner