Loan Depot Mortgage Review

Rating: 9.5 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. Learn more.
How is Loan Depot rated?
Types of Mortgage
Mortgage Rates
Mortgage-related fees

Loan Depot is an independently owned financial service company that offers home loan services across the country. The company offers a convenient online portal for mortgage applications. Loan Depot specializes in providing home loans, personal loans, competitive priced lending products, and mortgage refinancing.

Mortgage Types

Fixed Mortgage

  • 10-year fixed rates
  • 15-year fixed rates
  • 20-year fixed rates
  • 30-year fixed rates

Adjustable Rate Mortgage

  • 3-year adjustable rate mortgage
  • 5-year adjustable rate mortgage
  • 7-year adjustable rate mortgage
  • 10-year adjustable rate mortgage

Other Home Loans Offered:

  • FHA Loans
  • VA Loans
  • Jumbo Loans
  • HARP Loans


Loan Depot requires standard documentation such as income statements that covers the last 30 days, recent loan information, asset information that covers the last 60 days, and tax report that covers the last 2 years for a customer to qualify for their program.

Mortgage Rates


5/1 ARM

7/1 ARM

Interest Rate






Monthly Payment



Month Term

360 month term

360 month term

*For customers applying to purchase a home with $700,000 home value, $200,000 loan amount, and 600 credit score

**Rates shown above are subject to change without prior notice. Please contact loanDepot for more details.   

Mortgage Rates at Loan Depot

Loan Depot makes applying for a mortgage much simpler with its easy online application process. Homebuyers could select from a variety of Fixed and Adjustable Rate Mortgage programs that can match individual budget concerns. Another good thing about Loan Depot’s mortgage service is its Lifetime Guarantee. This ensures that after refinancing your mortgage, you will never pay lender or appraisal fees again for succeeding mortgage refinancing.





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