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Amerisave Mortgage Review

Rating: 8.4 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. Learn more.

AmeriSave is a mortgage corporation based in Atlanta, GA that provides refinancing, real estate, mortgage loans, HARP, and other loans to customers in 49 states and Washington DC. The company was created with the aim of making shopping for mortages faster and easier and offering expert customer service to all loan applicants. The direct lender offers a large network of privately owned mortgage lenders and simple online application for mortgage rates.

Home Types

  • Condominium
  • Second Home
  • Single Family Home
  • Investment Home

Types of Mortgages

Fixed Rate Mortgages

  • 15 Year Fixed
  • 30 Year Fixed

Adjustable Rate Mortgages

  • 3 Year ARM
  • 5 Year ARM
  • 7 Year ARM
  • 10 Year ARM
  • 30 Year ARM

Veteran Loan Rates

  • 15 Year Fixed
  • 30 Year Fixed

USDA Rates

  • 30 Year Fixed

FHA Rates

  • 15 Year Fixed
  • 30 Year Fixed

Home Affordable Refinance Program (HARP)

Jumbo Loans


AmeriSave provides loan services for U.S. and non-U.S. citizen regardless whether they are a permanent or non-permanent resident of USA. Before being approved for a certain loan the property will have to be appraised in order to ensure that the mortgage loan amount will not exceed the value.

  • Minimum credit score of 620 for conventional products. (580 minimum credit score for FHA, USDA, and VA)
  • Requires appraisal to determine the applicant’s property value, and if they are refinancing or purchasing a property
  • Must provide full documentation regarding an applicant’s income for conventional loans. Limited documentation is allowed for FHA and VA applicants.

AmeriSave Loans Bottom Line

AmeriSave is definitely one of service that should be considered because of its direct loan service and broad network of privately held online mortgage lenders. The company has been approved by various associations not only for the rate options that they provide, but also because of their fast and straightforward online application that doesn’t require any personal information.   




Our Partner
8.4 / 10


  • Streamlined Online Application Process
  • Ask about our $1000 Rate Match Guarantee!
  • Receive a no obligation rate quote in one minute. No personal info required!

Latest Amerisave Reviews

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Winter Garden, Florida

Don't trust Amerisave with a score of 720 they have no investors to lend, dealing with underwriters on training that don't know what they are doing,( in limbo for too long )

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