Compare GEICO vs. Progressive Car Insurance

What’s the difference between GEICO Car Insurance and Progressive Car Insurance? See how our editors compare the two companies below.
Last Updated: June 19, 2018
Disclosure: We receive advertising revenue from some partners. 
Learn more.
GEICO Car Insurance
9.5 / 10 - Excellent
no_rank
Progressive Car Insurance
10.0 / 10 - Excellent
#1 in Car Insurance
vs

Key Facts

  • See How Much You Could Save with GEICO
  • Save up to $500 or more on car insurance
  • Discounts are available for over 850+ organizations & alumni associations
  • Obtain your quote online today - It's fast, easy & free!
  • Progressive Insurance - #1 Rated Website
  • Trusted by Over 18,000,000 drivers
  • Competitive rates, tons of discounts (safe driver, pay-in-full, multi-car, multi-policy, quoting online & more)
  • Name your price Tool®
  • Bundle auto & property to save 5%
  • Snapshot® is a program that personalizes your rate based on how YOU drive.
  • Loan/lease payoff coverage, roadside assistance & strong financial ratings

OVERALL RATINGS

 GEICOProgressive
Coverage & Benefits9/1010/10
Pricing and Discounts10/1010/10
Financial Strength10/1010/10
Customer Experience9/1010/10

Coverage Compared

Basic Coverage

GEICO
vs
Progressive
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist

Additional Coverage

GEICO
vs
Progressive
  • Rental Reimbursement
  • Towing & Labor Cost
  • Rental Reimbursement
  • Towing & Labor Cost
  • Sound System
  • Vet Bills

What do their customers think?

National Association of Insurance Commissioners

 GEICOProgressive
NAIC Complaint Ratio 2016
0.56
1.11
NAIC Total Complaints 2016
297
130
*The NAIC Car Insurance complaint ratio (in this case 0.56) is a ratio of the number of complaints a company received to the its total premiums written in a calendar year. The median complaint ratio across all Car Insurance companies is 1. A score below 1 means the company received fewer than average complaints. A score above 1 means the company received a higher number of complaints than average.
*The NAIC Car Insurance complaint ratio (in this case 1.11) is a ratio of the number of complaints a company received to the its total premiums written in a calendar year. The median complaint ratio across all Car Insurance companies is 1. A score below 1 means the company received fewer than average complaints. A score above 1 means the company received a higher number of complaints than average.

Customer Ratings

 GEICOProgressive
Trust Pilot Rating
6.9 out of 10
4.7 out of 10
BBB Rating
B
A+
Number of BBB Positive Reviews
3
4
Number of BBB Neutral Reviews
4
5
Number of BBB Negative Reviews
163
153
Date Collected
2017-10-12
2017-10-10

Comparing Financial Stregnth

Key Details

 GEICOProgressive
Underwriter
Berkshire Hathaway Group
Progressive Group
Premiums Written 2016
$25,531,762,332
$19,634,833,711
Marketshare 2016
11.92%
9.17%
AM Best Financial Rating
A++
a
Moody's Financial Rating
Aa3
A2
Standard & Poor's Financial Rating
AA
A
*The above information reflects the financial strength of the underwriter of the GEICO car insurance policies: Berkshire Hathaway Group.
*The above information reflects the financial strength of the underwriter of the Progressive car insurance policies: Progressive Group.

Pricing & Discounts

 GEICOProgressive
Per Mile Pricing Available?

Discounts

GEICO
vs
Progressive
  • Multiple Vehicle
  • Safe Driver
  • Anti-Theft
  • Vehicle Safety
  • Student
  • Bundled Policy
  • Multiple Vehicle
  • Safe Driver
  • Homeowner
  • Student
  • Bundled Policy

Additional Discounts

GEICO
vs
Progressive
  • Group Savings (unions, etc)
  • Full/Automatic Payment

Contact & Additional Information

 GEICOProgressive
Homepage URL
Company Phone
(800) 207-7847
(800) 776-4737
Headquarters Address
One GEICO Plaza, Bethesda, MD, 20810
The Progressive Corporation 6300 Wilson Mills Rd., Mayfield Village, OH, 44143
Year Founded
1936
1937

Final Verdict

Progressive Car Insurance has a higher overall rating than GEICO Car Insurance. Progressive scores better than GEICO across: Coverage & Benefits, and Customer Experience. Both companies score similarly on Pricing and Discounts, and Financial Strength.


Customer Comments & Reviews

Johnette S
Champaign, Illinois
2/14/2018
Progressive Car Insurance review
We love Progressive! They have always given us prompt, courteous service. They return calls when they say they will. Our auto body shop said they really like working with Progressive. They arranged our rental car very efficiently as well as working with the auto body shop. They are also great about checking on us after the repairs. We will keep our car, truck, and motorhome with Progressive.


T
tlvpav@gmai.com
Springfield, Oregon
12/22/2017
GEICO Car Insurance review
This has been a nightmare for me. A month has gone by, they just started a claim against the uninsured driver who hit MY parked car, and they say I don't have basic insurance coverage ? I'm making double car payments now, when this uninsured driver totalled my car !!


T
Tim D
Monument, Colorado
12/18/2017
Progressive Car Insurance review
The biggest Improvement you can make would be allowing your customers to talk to the same customer service agent each time they call.


A
Allison
Cathedral City, California
1/6/2017
GEICO Car Insurance review
Excellent customer service and have always been a great help for us when things have gone wrong with vehicles