Compare GEICO vs. Progressive Car Insurance

What’s the difference between GEICO Car Insurance and Progressive Car Insurance? See how our editors compare the two companies below.
Last Updated: January 09, 2018
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GEICO Car Insurance
9.3 / 10 - Excellent
no_rank
Progressive Car Insurance
10.0 / 10 - Excellent
#1 in Car Insurance
vs

Key Facts

  • See How Much You Could Save with GEICO
  • Save up to $500 or more on car insurance
  • Discounts are available for over 850+ organizations & alumni associations
  • Obtain your quote online today - It's fast, easy & free!
  • Progressive Insurance - #1 Rated Website
  • Trusted by Over 18,000,000 drivers
  • Competitive rates, tons of discounts (safe driver, pay-in-full, multi-car, multi-policy, quoting online & more)
  • Name your price Tool®
  • Bundle auto & property to save 5%
  • Snapshot® is a program that personalizes your rate based on how YOU drive.
  • Loan/lease payoff coverage, roadside assistance & strong financial ratings

OVERALL RATINGS

 GEICOProgressive
Coverage & Benefits10/1010/10
Pricing and Discounts9/1010/10
Financial Strength10/1010/10
Customer Experience9/1010/10

Coverage Compared

Basic Coverage

GEICO
vs
Progressive
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist

Additional Coverage

GEICO
vs
Progressive
  • Rental Reimbursement
  • Towing & Labor Cost
  • Rental Reimbursement
  • Towing & Labor Cost
  • Sound System
  • Vet Bills

What do their customers think?

National Association of Insurance Commissioners

 GEICOProgressive
NAICS Complaint Ratio 2016
0.56
1.11
NAICS Total Complaints 2016
297
130
*The NAICS Car Insurance complaint ratio (in this case 0.56) is a ratio of the number of complaints a company received to the its total premiums written in a calendar year. The median complaint ratio across all Car Insurance companies is 1. A score below 1 means the company received fewer than average complaints. A score above 1 means the company received a higher number of complaints than average.
*The NAICS Car Insurance complaint ratio (in this case 1.11) is a ratio of the number of complaints a company received to the its total premiums written in a calendar year. The median complaint ratio across all Car Insurance companies is 1. A score below 1 means the company received fewer than average complaints. A score above 1 means the company received a higher number of complaints than average.

Customer Ratings

 GEICOProgressive
Trust Pilot Rating
6.9 out of 10
4.7 out of 10
BBB Rating
B
A+
Number of BBB Positive Reviews
3
4
Number of BBB Neutral Reviews
4
5
Number of BBB Negative Reviews
163
153
Date Collected
2017-10-12
2017-10-10

Comparing Financial Stregnth

Key Details

 GEICOProgressive
Underwriter
Berkshire Hathaway Group
Progressive Group
Premiums Written 2016
$25,531,762,332
$19,634,833,711
Marketshare 2016
11.92%
9.17%
AM Best Financial Rating
A++
a
Moody's Financial Rating
Aa3
A2
Standard & Poor's Financial Rating
AA
A
*The above information reflects the financial strength of the underwriter of the GEICO car insurance policies: Berkshire Hathaway Group.
*The above information reflects the financial strength of the underwriter of the Progressive car insurance policies: Progressive Group.

Pricing & Discounts

 GEICOProgressive
Per Mile Pricing Available?

Discounts

GEICO
vs
Progressive
  • Multiple Vehicle
  • Safe Driver
  • Anti-Theft
  • Vehicle Safety
  • Student
  • Bundled Policy
  • Multiple Vehicle
  • Safe Driver
  • Homeowner
  • Student
  • Bundled Policy

Additional Discounts

GEICO
vs
Progressive
  • Group Savings (unions, etc)
  • Full/Automatic Payment

Contact & Additional Information

 GEICOProgressive
Homepage URL
Company Phone
(800) 207-7847
(800) 776-4737
Headquarters Address
One GEICO Plaza, Bethesda, MD, 20810
The Progressive Corporation 6300 Wilson Mills Rd., Mayfield Village, OH, 44143
Year Founded
1936
1937

Final Verdict

Progressive Car Insurance has a higher overall rating than GEICO Car Insurance. Progressive scores better than GEICO across: Coverage & Benefits, Pricing and Discounts, and Customer Experience. Both companies score similarly on Financial Strength.


Customer Comments & Reviews

T
tlvpav@gmai.com
Eugene, Oregon
12/22/2017
GEICO Car Insurance review
This has been a nightmare for me. A month has gone by, they just started a claim against the uninsured driver who hit MY parked car, and they say I don't have basic insurance coverage ? I'm making double car payments now, when this uninsured driver totalled my car !!


T
Tim D
12/18/2017
Progressive Car Insurance review
The biggest Improvement you can make would be allowing your customers to talk to the same customer service agent each time they call.


A
Allison
Cathedral City, California
1/6/2017
GEICO Car Insurance review
Excellent customer service and have always been a great help for us when things have gone wrong with vehicles