Compare Allstate vs. State Farm Car Insurance
What’s the difference between Allstate Auto Insurance and State Farm Car Insurance? See how our editors compare the two companies below.
Last Updated: April 18, 2024
Key Facts
Drivers who switched to Allstate saved an average of $356 a year!
- Safe Drivers Can Save Up To 40% Or More
- Adjustable limits and deductibles
- Large network of local agents & strong financial ratings
- Roadside services & Rental reimbursement
- Strong financial ratings
- Good variety of discount options
- Large number of local agents
- Classic cars, motorcycle, and recreation vehicle insurance
- Great coverage options
- 24/7 claims reporting
- Roadside assistance
OVERALL RATINGS
| Allstate | State Farm | |
|---|---|---|
| Coverage | 4.8/5 | 4.5/5 |
| Financial Strength | 4.5/5 | 4.5/5 |
| Supplemental Coverage | 0.0/5 | 0.0/5 |
| Pricing & Discounts | 4.5/5 | 4.5/5 |
| Claims Satisfaction & Customer Experience | 4.7/5 | 4.5/5 |
| Automation | 4.5/5 | 4.5/5 |
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Final Verdict
Allstate Auto Insurance has a higher overall rating than State Farm Car Insurance. Allstate scores better than State Farm across: Coverage, and Claims Satisfaction & Customer Experience. However, State Farm scores better on Supplemental Coverage. Both companies score similarly on Financial Strength, Pricing & Discounts, and Automation.
Customer Comments & Reviews
Allstate Auto Insurance review
More expensive insurance but their service is good. Always check to make sure they give you all discount credit on what your auto qualifies for as they will miss some!
State Farm Car Insurance review
Angel Hall state farm ins agency/Palm coast Florida....Brianna took all the informations from me for Auto and Homeowners policies! She was very friendly,,efficient and pleasant.. Although my coverage is not in effect yet,I feel that I would like the services of this agency! It's so close to home but first and foremost Ifeel very welcomed and important! Thank you
ERLINDA HOUSE
State Farm Car Insurance review
I have been a happy State Farm customer since 2001 (18 yrs). While rates fluctuate, we've never strayed. I have shopped on more than one occasion, but never made a switch. My agent and staff know me and are always responsive and helpful.
I was a bit frustrated a few years back when my daughter was in a very minor accident and State Farm just paid the claim to a fraud without any questions. Our rates went up just a bit, but that was to be expected.
Overall, I am very happy and have no plans to change!
State Farm Car Insurance review
Been insured with State Farm for over 27 years on homes and autos. I moved from Indiana to Florida almost 3 yrs ago...my rates have increased 5-10% every 6 months since moving to Florida, whereas I barely had even a $3 increase each YEAR, if any at all on the same vehicle, while living in Indiana. I believe agents, and their greediness, have A LOT to do with any insurance experience. I used the roadside assistance coverage for the first time in those 27 yrs and the experience was painless...I’ll never change another tire myself again, as the cost of coverage is pennies!
State Farm Car Insurance review
We have had State Farm bundling everything since we were married 50 years ago. I think this insurance is as good as your agent. A good agent is an advocate for the client. I have never seen my current agent but she had a very competent & customer savvy front person. Since that person left after about 10 years, I am very disappointed. Nobody reviews my insurance or finds the discounts for us. I have to initiate and even when they are applied the rates still increase. I am thinking of looking at Shelter Insurance where the girl who was so customer friendly went. How often are the agents claiming credit that their staff deserves?
