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Compare Allstate vs. Farmers Car Insurance

What’s the difference between Allstate Auto Insurance and Farmers Auto Insurance? See how our editors compare the two companies below.
Last Updated: April 18, 2024
Allstate Auto Insurance
4.4 / 5 - Excellent
#10 in Car Insurance
Farmers Auto Insurance
3.7 / 5 - Very good
#9 in Car Insurance
vs

Key Facts

Drivers who switched to Allstate saved an average of $356 a year!

  • Safe Drivers Can Save Up To 40% Or More
  • Adjustable limits and deductibles
  • Large network of local agents & strong financial ratings
  • Roadside services & Rental reimbursement
  • Receive a quote online, file claims 24/7, and pays bills online or via the mobile app
  • Multi-policy, safe driver, classic/specialty car coverage and other discounts
  • Optional Policy Perks available, including accident forgiveness
  • Roadside and towing assistance

OVERALL RATINGS

 AllstateFarmers
Coverage4.8/54.0/5
Financial Strength4.5/53.5/5
Supplemental Coverage0.0/50.0/5
Pricing & Discounts4.5/54.0/5
Claims Satisfaction & Customer Experience4.7/53.5/5
Automation4.5/54.5/5

Coverage Compared

Basic Coverage

Allstate
vs
Farmers
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist

Additional Coverage

Allstate
vs
Farmers
  • Rental Reimbursement
  • Towing & Labor Cost
  • Sound System
  • Rental Reimbursement
  • Towing & Labor Cost
  • Glass

Coverage Fine Print

Satisfaction Guarantee Driver Monitoring Device Redeemable Rewards Points Accident Forgiveness Mobile App Preferred Repair Service Deductible Rewards New Car Replacement Car Buying Service

What do their customers think?

National Association of Insurance Commissioners

 AllstateFarmers
NAIC Complaint Ratio
1.03
0.33
NAIC Total Complaints 2020
343
183

Customer Ratings

 AllstateFarmers
BBB Rating
A-
A+
Number of BBB Positive Reviews
4
Number of BBB Neutral Reviews
2
0
Number of BBB Negative Reviews
134
Date Collected
2017-09-21
2020-11-10
*The NAIC Car Insurance complaint ratio (in this case 1.03) compares a company’s performance to other companies in the market. The median complaint ratio across all car insurance companies is 1. A score below 1 means the company received fewer than the expected number of complaints. A score above 1 means the company received a more than the expected number of complaints.
*The NAIC Car Insurance complaint ratio (in this case 0.33) compares a company’s performance to other companies in the market. The median complaint ratio across all car insurance companies is 1. A score below 1 means the company received fewer than the expected number of complaints. A score above 1 means the company received a more than the expected number of complaints.

Comparing Financial Stregnth

Key Details

 AllstateFarmers
Underwriter
Allstate
Premiums Written 2020
$20,813,857,600
$10,304,622,153
Marketshare
9.72%
2.98%
AM Best Financial Rating
A+
A
Moody's Financial Rating
Aa3
A2
Standard & Poor's Financial Rating
AA-
A+
*The above information reflects the financial strength of the underwriter of the Allstate car insurance policies: Allstate.

Pricing & Discounts

 AllstateFarmers
Per Mile Pricing Available?

Discounts

Allstate
vs
Farmers
  • Safe Driver
  • Anti-Theft
  • Vehicle Safety
  • Homeowner
  • Student
  • Bundled Policy
  • Safe Driver
  • Student
  • Bundled Policy

Additional Discounts

Allstate
vs
Farmers
  • Full/Automatic Payment
  • Hybrid / Electric Vehicle
  • Group Savings (unions, etc)

Discounts Fine Print

Digital Signup Early Signing Responsible Payer New Car

Contact & Additional Information

 AllstateFarmers
Homepage URL
Company Phone
(877) 810-2920
(800) 493-4917
Headquarters Address
2775 Sanders Rd, Northbrook, IL, 60062
6301 Owensmouth Avenue, Woodland Hills, CA, 91367
Mailing Address
P.O. Box 660598, Dallas, TX, 75266
Year Founded
1931
1928

Final Verdict

Allstate Auto Insurance has a higher overall rating than Farmers Auto Insurance. Allstate scores better than Farmers across: Coverage, Financial Strength, Pricing & Discounts, and Claims Satisfaction & Customer Experience. However, Farmers scores better on Supplemental Coverage. Both companies score similarly on Automation.


Customer Comments & Reviews

W
William
1/17/2022
Allstate Auto Insurance review
More expensive insurance but their service is good. Always check to make sure they give you all discount credit on what your auto qualifies for as they will miss some!