GEICO Car Insurance Review

Rating: 9.2 / 10 (Excellent)
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GEICO or Government Employees Insurance Company was originally created for military personnel, government employees and their families. It has since extended auto insurance services to the general public across the country. GEICO provides a variety of car insurance options and coverage that are designed to meet each state’s liability requirements. It offers comprehensive, collision, personal injury liability for multiple vehicle types.



Comprehensive coverage

Uninsured motor vehicle coverage

Personal Injury Protection/ Medical Insurance Coverage

Bodily Injury Liability

Personal Property Damage Liability

Collision Coverage

Specialty vehicles

Mechanical Breakdown Coverage

Rental reimbursement


Plans and Pricing

Male Single (insured/ no infractions)

$70 to $110


Male Married (insured/ no infractions)

$130 to $230


Female Single (insured/ no infractions)

$70 to $100


Female Married (insured/ no infractions)

$140 to $240



Multi-policy discounts

Group discounts

Preferred payment discounts

New customer

Multi-vehicle discounts

Good student discounts

Discounts for Federal employees

Discounts for military personnel (active, retired)

Emergency deployment discounts


Vehicle safety discounts

  • Anti-Lock Brake System
  • Air Bag Installation
  • Ant-Theft System
  • Accident-Free for 5Y
  • Daytime Running Lights
  • Seat Belt Usage


Financial Ratings

A.M Best Financial Rating A++

A.M. Best Issuer Rating aaa

S&P Financial Strength AA+

S&P Issuer Strength AA+


Support Services

Roadside assistance

24/7 claims reporting

J.D. Power & Associates 3/5 for customer satisfaction


The Bottom Line – GEICO Auto Insurance

GEICO boasts some of the best rates when it comes to auto insurance. It offers discounts for military, federal employees and their families and even has an emergency deployment discount. Excellent coverage and a good number of discount options only make the deal even harder to resist. However, there have been complaints of GEICO increasing premiums even for those without accident records or changes in their credit history. This is why it is important to always keep an eye on other companies and be quick to act accordingly when the situation presents itself.  


Top Rated
10 / 10
  • Our #1 Choice - Trusted by Over 18,000,000 drivers
  • Competitive Rates, Tons of Discounts (safe driver, pay-in-full, multi-car, multi-policy, quoting online & more)
  • Name Your Price Tool®
  • Bundle Auto & Property to Save 5%
  • Snapshot® is a program that personalizes your rate based on how YOU drive.
  • Loan/lease Payoff Coverage, Roadside assistance & Strong Financial Ratings

Latest GEICO Reviews

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Cathedral City, California

Excellent customer service and have always been a great help for us when things have gone wrong with vehicles

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