Best Car Warranties 2017

Learn more about the country's Top Extended Car Warranties. We review and compare the Best Extended Car Warranty providers. 

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Car warranties are agreements that cover vehicle malfunctions and defects for a certain period of time. For new cars, warranties protect the owner from paying repair costs for an average of three years, or 60,000 miles driven, after the date of purchase.

Car warranties are best for people unable to cover the large potential costs associated with a sudden repair. In the event that a catastrophic malfunction occurs, and no car warranty had been purchased, the repair costs can amount to thousands of dollars. Depending on the severity of the breakdown, it may be more cost-efficient to replace the car entirely.

When selecting a car warranty, consider the specific coverage needs of the vehicle. There are three main types of coverage: powertrain, inclusionary, and exclusionary. Powertrain warranties cover only the main generative components, and are the least comprehensive. Inclusionary warranties provide a list of covered components. Exclusionary warranties are the most comprehensive, and therefore will usually only list what is not covered rather than what is.

Prior to finalizing a car warranty agreement, look at the fine print. How long is the initial enrollment waiting period? Which documents are needed to file a claim? Are repairs covered by the warranty company, or are they reimbursed later? Will deductibles be charged?

Top 8 Companies

#1
Endurance
Our Partner
10 / 10
  • 24/7 roadside assistance
  • 350,000 certified mechanics in US and Canada
  • Vehicles up to 160,000 miles
  • 30-day money back guarantee
  • Rental car benefits
  • Waiting period
  • No upfront payments
  • Consistently #1 in customer satisfaction
#2
Carchex
Our Partner
9.9 / 10
  • Wide selection of extended warranty plans
  • 150,000 miles
  • 10 year vehicles
  • Corporate credit card payments
  • 30 day money back guarantee
  • Deductibles 
#3
autopom!
Our Partner
9.5 / 10
  • Licensed California Agents
  • Specializing in CA mechanical breakdown insurance
  • Offers vehicle service contracts in most states nationwide
  • Unlimited starting mileage (most brands up to 14 years old)
  • 30 or 60 day money back guarantee
  • Rental car assistance
  • 24/7 roadside assistance
  • Choose your own repair facility
  • Consultative, low-pressure selling style
  • A+ BBB Accredited
#4
Warranty Direct
Our Partner
8.5 / 10
  • 25,000 dealerships and repair facilities
  • Up to 100,000 miles
  • 30 to 60 days Money back guarantee
  • No claim limits
  • Multiple payment options
  • No upfront payments
  • Deductibles may apply
  • Choose you own repair service
  • 30-day money back guarantee
  • Simple month-to-month coverage
  • No long-term contracts
  • A+ BBB Accredited
  • Increase your vehicle’s resale value
  • Get to choose the dealer or repair shop you like
  • ASE Recognized Business
#6
  • 30 day money back guarantee
  • No claim limits
  • No CAP limits
  • Rental car coverage
  • Roadside assistance
  • Transferable service agreements
  • No out of pocket expenses
#7
Toco Warranty
Our Partner
6.6 / 10
  • For vehicles up to 20 years, 175,000 miles
  • Deductible
  • Waiting period
  • Breakdowns and repairs in US and Canada
  • Maintenance requirements
  • Commercial use coverage
  • 60 day guarantee
  • No long term contracts
  • Up to 15 years old
  • Up to 150,000 miles
  • Multiple-plans
  • 24/7 emergency services
  • Deductible 
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Best Car Warranties: Summed Up

RankCompany NameStrengths
1EnduranceBest Overall
2CarchexCoverage, Service Contract
3autopom!Service Contract, Customer Service
4Warranty DirectCoverage

How We Compare Car Warranties

Select 2 car warranties companies to compare
vs
Coverage - 25%
Service Contract - 20%
Claim Process - 15%
Customer Service - 20%
Cost - 10%
Reviews - 10%

Popular Comparisons

Customer Questions & Answers

When should I purchase an extended car warranty?

The cost of your car warranty is based on the condition of your vehicle at the time of purchase. As your car gets older, the chances of parts breaking or malfunctioning increases. Therefore, if you purchase the warranty early on in your car’s life, you will likely pay less than if you wait until your car has 60K miles on it.

What is covered by an extended car warranty?

The types of repairs and replacements covered by your extended car warranty will depend on the plan and company you select. Some warranties will only cover “breakdown” costs, or parts that are broken and prevent the car from operating. More comprehensive warranties are for “wear-and-tear,” which will repair or replace parts that have worn down over time and if replaced will improve the performance of your vehicle.

However, even with the most comprehensive warranties, there are limitations. Most policies do not cover tires, air bags, batteries, light bulbs, glass, brakes and cosmetics (paint, moldings, etc…). Additionally, add on features, like DVD players or advanced stereo systems, are also excluded from extended warranty coverage.

What is a car warranty?

A car warranty is a service guarantee, which covers the costs of repair, parts, and labor for necessary qualifying repairs or replacements. It is typically valid for a certain amount of time and a certain amount of miles.

In truth, the term “warranty” only refers to the guarantee provided by car manufacturers on new cars. However, this term is commonly used to describe service guarantees, which are provided by independent companies (for example, extended car warranties). It is important to note Manufacturers do not offer extensions for their warranties. Oftentimes dealerships will offer extended warranties for new cars at the time of purchase, which are provided by independent companies unrelated to the car manufacturer.

Once the manufacture warranty expires, or if you purchase a used car, many people choose to purchase additional coverage with extended car warranties, which often cover the same types of repairs and replacements as manufacturer warranties.

All of the Top 10 Car Warranty providers are independent companies, which offer extended car warranties!

What are deductibles and how do they work when it comes to car warranties?

Most extended car warranties come with deductibles, or an amount of money you pay out of pocket before your warranty coverage starts. Deductibles are either per-visit or per-repair.

With a per-visit deductible you pay one deductible each time you bring your car into the shop, no matter how many parts are repaired or replaced. A per-repair deductible requires you to pay for each part that is fixed, even if you have multiple parts fixed during a single visit.

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