Top 10 Student Loan Refinance

Refinance your existing student loans into lower rates and pay less in interest.

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  • SoFi members save an average of $17,208 by refinancing their student loans
  • Find your rate in 2 minutes
  • Consolidate & refinance your federal or private student loans
  • As low as 2.355% adjustable or 3.375% fixed APR (with Autopay)
  • Up to 20 year loan terms
  • Unemployment protection
  • Simple online application
  • Rates start for as low as 2.34% variable and 3.74% fixed APR
  • Find your rate in 2 minutes
  • Checking your rates does not affect your credit score
  • Get the best offers from top lenders
  • Select from multiple student refinance offers
  • Consolidate some or all to make single payments
  • Get prequalified in minutes 
  • LendKey has average savings of over $15,000
  • Higher chance of approval by LendKey's non-profit lender network
  • Check your rate in 3 minutes with no impact on your credit score
  • Reduce monthly payment up to 40%, average savings $15,270
  • Rates as low as 2.21% variable or 3.25% fixed APR
  • 5, 7, 10, 15 and 20 year terms available
  • No obligation to accept. No fees or prepayment penalties
  • The largest unemployment protection period in the market
  • Competitive rates
  • Average borrower saves $20,200+
  • No application, origination, prepayment fees
  • As low as 3.64% variable, 4.20% fixed
  • Unemployment protection
  • Repayment terms of 5 – 20 years
  • Simple online application
  • Receive a $100 Bonus when refinancing with DRB
  • Student loan refinancing of up to 100% of Federal and Private loan
  • Save an average of $14,581 when refinancing student loans
  • Get a no-obligation rate quote in less than 5 minutes
  • No application fees, origination fees, or prepayment penalties
  • Refinance up to $500,000 in federal and private student loans
  • Economic forbearance and unemployment protections
  • 5, 7, 10, and 20 year loan terms

 

  • Rates as low as 2.21% APR
  • Compare quotes from up to 5 lenders in 90 seconds
  • Receiving quotes will not affect your credit score
  • Save time by viewing offers online
  • Zero application, origination, or pre-payment fees
  • Overpaying on your student loans?
  • Refinance now before rates rise.
  • Customers can save an average of $14,517.
  • Compare rates for free.
  • A+ BBB Accredited Company
  • Safe and Secure Online Student Loan Marketplace

  • Competitive fixed and variable rates
  • Apply in 3 minutes or less
  • Flexible term choice – Choose how long you take to pay back
  • No application or origination fees
  • Refinance amounts as low as $5,000 (federal & private)
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Best Student Loan Refinance: Summed Up

Company Name Strengths
1SoFiBest Overall
2CredibleLoan Limits/Terms, Additional Fees
3LendKeyAdditional Fees
4Darien Rowayton BankSavings
Weighing the Essential Qualities

 

Savings - 30%

Qualifications - 25%

Loan Limits/Terms - 15%

Customer Service - 10%

Additional Fees - 10%

Application Process - 10%