Compare Credible vs. SoFi Student Loan Refinance

What’s the difference between Credible Student Loan Refinance and SoFi Student Loan Refinance? See how our editors compare the two companies below.
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Credible
9.4 / 10 - Exellent
#3 in Student Loan Refinance
Our Partner
SoFi
9.5 / 10 - Exellent
#2 in Student Loan Refinance
Our Partner
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Key Facts
  • Rates start for as low as 1.92% variable and 3.74% fixed APR
  • Find your rate in 2 minutes
  • Checking your rates does not affect your credit score
  • Get the best offers from top lenders
  • Select from multiple student refinance offers
  • Consolidate some or all to make single payments
  • Get prequalified in minutes 
  • SoFi members save an average of $17,208 by refinancing their student loans
  • Find your rate in 2 minutes
  • Consolidate & refinance your federal or private student loans
  • As low as 2.24% adjustable or 3.50% fixed APR
  • Up to 20 year loan terms
  • Unemployment protection
  • Simple online application
ConsumersAdvocate.org Ratings
9.4 / 10 - Exellent
9/10
Savings
9/10
Qualifications
10/10
Loan Limits/Terms
10/10
Customer Service
10/10
Additional Fees
10/10
Application Process
9.5 / 10 - Exellent
10/10
Savings
9/10
Qualifications
10/10
Loan Limits/Terms
10/10
Customer Service
10/10
Additional Fees
9/10
Application Process
Customer Reviews
 (1)
1.0 / 10 - Terrible
0%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
100%
1 stars
Final Verdict

SoFi Student Loan Refinance and Credible Student Loan Refinance are very close in quality and have the same overall rating. That said, SoFi scores better than Credible across: Savings, and Customer Service. Whereas, Credible scores better on Qualifications, Additional Fees, and Application Process. Both companies score similarly on Loan Limits/Terms.