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American Home Guard Home Warranty Review


ConsumersAdvocate.org Rating: 2.5 / 5 (Average)
76 Customer Comments & Reviews - see all comments
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NOTICE: As of October 15, 2018, American Home Guard is OUT OF BUSINESS. We invite you to consider one of the other home warranty companies that we recommend.

American Home Guard is a Pennsylvania-based company with fifty years of combined experience. They offer three different home warranty plans with varying levels of coverage, as well as additional, optional coverage. They also offer discounts for senior citizens, members of service, government employees and more. The company has a 4-star rating on TrustPilot.

How is American Home Guard rated?

Breakdown

0.0/5
Transparency
4.4/5
Claims Processing
4.0/5
Coverage Options
0.0/5
Additional Benefits
4.0/5
Customer Experience

Overall Rating: 2.5 / 5 (Average)

American Home Guard offers three simple home warranty plans that are easy to understand and provide excellent coverage for all major systems and appliances. Despite having to wait for full coverage to go into effect, customers can expect generous repair and replacement allowances and reasonable service requirements with their flexible and affordable plans. American Home Guard's reputation has taken a turn for the worse this year, yet they remain a popular option among consumers and continue to receive consistently positive customer feedback on independent online review sites.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$500
Typical Systems Benefit Limit
$2,000

Coverage Options - 4 / 5

American Home Guard offers straightforward, transparent coverage plans for systems, appliances, or both. They also extend optional coverage for such items as pools or spas, sprinkler systems, roof leaks, well pumps, and septic tanks. AHG has a per-item benefit limit of $500 for heating and cooling equipment for the first three months of coverage, which increases to $2,000 after that initial period. Similarly, their benefit limit per appliances, plumbing, and electrical starts out at $150 and increases to $500 after the first three months. Although coverage amounts are limited during the initial coverage period, their repair and replacement allowance is quite generous when compared to that of similar providers, making them an excellent option for homeowners looking to get the most out of their dollar.

What does American Home Guard cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer

Exclusions

For a full list of American Home Guard exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks
  • Lawn Sprinklers

Contract & Price

Contract Details

Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4.5 / 5

American Home Guard offers 12 month contracts for all their plans, which cost either $530 or $600 depending on whether the coverage selected is only for systems, appliances, or a combination. AHG plans may be canceled within 30 days or if no service has been provided under the contract, yet there will be a $75 cancellation fee plus any applicable service costs.

Sample Contract

American Home Guard provides a sample contract for potential customers on its website: American Home Guard Sample Contract

Cancellation Policy

Customers who wish to cancel the American Home Guard service agreement shall be entitled to a full refund if no service has been provided under the contract. The company will charge a $75 cancellation fee and any service costs.

Claims & Service

Claims

Maintenance Records Required for Service?
Yes
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4.4 / 5

American Home Guard charges a sensible $65 service call fee with all their plans and offers 24/7 claims processing. The company is more stringent in terms of contractor selection and service requirements, as they only allow customers to choose contractors from their network and require them to provide proper maintenance and cleaning records to ensure their continued coverage.

American Home Guard Reputation

Company Details

Year Founded
2013
NHSCA Membership
TrustPilot Rating
8.4 out of 5
BBB Rating
F
BBB Positive Reviews
45
BBB Neutral Reviews
0
BBB Negative Reviews
4
Date Collected
2017-07-27

Reputation - 4.4 / 5

American Home Guard is not accredited by the Better Business Bureau or is a member of the NHSCA. On January of 2017, the BBB identified a pattern of complaints against business and requested information from them regarding the matter. Although AHG responded to the BBB's request, they failed to address the underlying problems causing discontent among their customers and were given the lowest possible rating. In spite of everything, American Home Guard maintains a high Trustpilot score and enjoys many more positive reviews than negative ones on the Better Business Bureau website.

Contact & Additional Information

Homepage URL
Company Phone
(855) 511-4242
Headquarters Address
1515 Market Street Suite 1200, Philadelphia, PA, 19102
Year Founded
2013

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76 Customer Comments & Reviews

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Debbie B
8/18/2018
DO NOT buy home warranty coverage from this company. I purchased one year of coverage in July, 2017. Never made a claim whatsoever. Sales people called me in May, 2018 to renew for another year. I said, "No, I did not want to spend the money." In July, 2018 they charged my credit card anyway for another year of coverage. I was unaware of the charge until six days later. Called to cancel. Initially was told that cancellation must be in writing. Sent email notification requesting to cancel. Received cancellation notice stating entire amount would be refunded if cancelled within 30 days. I have called numerous times during office hours or not. Never able to talk with billing... Read More


M
Manoj G
7/17/2018
Please… Please..DO NOT buy this insurance (American Home Guard) and allow yourself cheated! I bought this insurance (Blue plan) in March 2018. I called this company for a kitchen faucet leakage in last week of June. Until now (July 17th) , the issue is not resolved. I made at least 10 phone calls to this company. Every time I call, their response is “We are negotiating with a contractor, you will get an email before end of the day”. That email is never going to come until you make another two more calls. Finally, one contractor came after 10 calls. Up on his findings, the faucet need to be replaced. After the inspection, the leakage got worse. Again, I called the American Home Guard to... Read More


B
Beverly G
7/11/2018
I never had a better experience with any other home warranty. I have had 6 others in the past and weren’t all to happy with them.


T
Tara H
7/11/2018
I was a little hesitant signing up at first but I’m really glad I did. My garage door wouldn’t open the other night when I got home from work. The motor wasn’t working at all so I called in the next day to get someone to come out and fix it. Raul was a really friendly and fixed it for me.


R
Rashma
7/11/2018
This was a very good company. I have four rental properties under American home guard. My tenants have filed a lot of claims and every claim was approved for them.


A
Anthony b
7/11/2018
My realtor suggested a warranty When I purchased my home a few months ago. My dishwasher stopped working earlier this week so I called the number that was on my policy to report the claim. Johns appliance repair fixed it yesterday.


D
dawn t
7/10/2018
My neighbor just had a serious backup with her plumbing a few weeks ago. I had one last year and it cost me close to five hundred dollars to snake everything. Just saw my neighbor this week and asked how she got everything fixed so fast. She said she had American home warranty for years and recommended that I sign up with them. Bryan told me if I had that issue in the future they will take care of it for me.


B
Beatrice P
7/10/2018
Just called to file my first claim today. Jason was very helpful in taking my information and Getting someone to come out today.


Eddie O
6/27/2018
I just had to use my warranty for the first time earlier this week. My dishwasher wasn’t cleaning any of the dishes. I called to file a claim with Robert who set up the appointment for the technician to come out. Alex from all about appliance repair came out the next day and got it up and running right away. Can’t believe it was this easy. The last time it broke I had to call about a hundred different companies to come out. The one that came out that time was 5 days after I called them. This plan was Definitely worth the price. My dad always used to say there is no price you can pay to have peace of mind.


M
Mathew B
6/22/2018
Let me start off by saying, if I could give negative stars for AHG, I would. Having to deal with AHG has been by far the worse experience than any other company service I have dealt with in the past. I just signed up with AHG in Nov2017, a few months have gone by, at around the end of March2018, I went online to file a claim, about a week had past, heard nothing, I called and called and called, finally got ahold of someone, had no record of me filing a claim, entered in my information for service, but kept telling me I can call a local service tech myself and just give AHG their information. (This is not what I paid for). I got busy with work and other life things, kind of forgot about... Read More



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  • Appliance-only, systems-only, or combination plans available
  • Covers single-family, multi-unit, and rental properties
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  • No home inspection required
  • File claims online or by phone