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American Home Guard Home Warranty Review


ConsumersAdvocate.org Rating: 2.5 / 5 (Average)
76 Customer Comments & Reviews - see all comments
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NOTICE: As of October 15, 2018, American Home Guard is OUT OF BUSINESS. We invite you to consider one of the other home warranty companies that we recommend.

American Home Guard is a Pennsylvania-based company with fifty years of combined experience. They offer three different home warranty plans with varying levels of coverage, as well as additional, optional coverage. They also offer discounts for senior citizens, members of service, government employees and more. The company has a 4-star rating on TrustPilot.

How is American Home Guard rated?

Breakdown

0.0/5
Transparency
4.4/5
Claims Processing
4.0/5
Coverage Options
0.0/5
Additional Benefits
4.0/5
Customer Experience

Overall Rating: 2.5 / 5 (Average)

American Home Guard offers three simple home warranty plans that are easy to understand and provide excellent coverage for all major systems and appliances. Despite having to wait for full coverage to go into effect, customers can expect generous repair and replacement allowances and reasonable service requirements with their flexible and affordable plans. American Home Guard's reputation has taken a turn for the worse this year, yet they remain a popular option among consumers and continue to receive consistently positive customer feedback on independent online review sites.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$500
Typical Systems Benefit Limit
$2,000

Coverage Options - 4 / 5

American Home Guard offers straightforward, transparent coverage plans for systems, appliances, or both. They also extend optional coverage for such items as pools or spas, sprinkler systems, roof leaks, well pumps, and septic tanks. AHG has a per-item benefit limit of $500 for heating and cooling equipment for the first three months of coverage, which increases to $2,000 after that initial period. Similarly, their benefit limit per appliances, plumbing, and electrical starts out at $150 and increases to $500 after the first three months. Although coverage amounts are limited during the initial coverage period, their repair and replacement allowance is quite generous when compared to that of similar providers, making them an excellent option for homeowners looking to get the most out of their dollar.

What does American Home Guard cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer

Exclusions

For a full list of American Home Guard exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks
  • Lawn Sprinklers

Contract & Price

Contract Details

Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4.5 / 5

American Home Guard offers 12 month contracts for all their plans, which cost either $530 or $600 depending on whether the coverage selected is only for systems, appliances, or a combination. AHG plans may be canceled within 30 days or if no service has been provided under the contract, yet there will be a $75 cancellation fee plus any applicable service costs.

Sample Contract

American Home Guard provides a sample contract for potential customers on its website: American Home Guard Sample Contract

Cancellation Policy

Customers who wish to cancel the American Home Guard service agreement shall be entitled to a full refund if no service has been provided under the contract. The company will charge a $75 cancellation fee and any service costs.

Claims & Service

Claims

Maintenance Records Required for Service?
Yes
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4.4 / 5

American Home Guard charges a sensible $65 service call fee with all their plans and offers 24/7 claims processing. The company is more stringent in terms of contractor selection and service requirements, as they only allow customers to choose contractors from their network and require them to provide proper maintenance and cleaning records to ensure their continued coverage.

American Home Guard Reputation

Company Details

Year Founded
2013
NHSCA Membership
TrustPilot Rating
8.4 out of 5
BBB Rating
F
BBB Positive Reviews
45
BBB Neutral Reviews
0
BBB Negative Reviews
4
Date Collected
2017-07-27

Reputation - 4.4 / 5

American Home Guard is not accredited by the Better Business Bureau or is a member of the NHSCA. On January of 2017, the BBB identified a pattern of complaints against business and requested information from them regarding the matter. Although AHG responded to the BBB's request, they failed to address the underlying problems causing discontent among their customers and were given the lowest possible rating. In spite of everything, American Home Guard maintains a high Trustpilot score and enjoys many more positive reviews than negative ones on the Better Business Bureau website.

Contact & Additional Information

Homepage URL
Company Phone
(855) 511-4242
Headquarters Address
1515 Market Street Suite 1200, Philadelphia, PA, 19102
Year Founded
2013

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76 Customer Comments & Reviews

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A
Anna
10/2/2018
You need to contact me asap. I filed my claim 5 days ago and was sold the policy on the belief that there was a 24 hour call back. Please contact me asap to resolve this matter. I have left multiple messages and not heard a thing from any representative. Please follow up and contact me asap. Worst customer service I have ever experienced. Anna Tamburro


Bruce B
9/26/2018
Stay away from this company. After I finally read the contract (font is so small that you need a magnifying glass to read it) I realized that there were so many ways they could deny a claim that the policy was basically worthless. I requested that the policy be cancelled. After two weeks I followed up on my refund and was told they do not issued refunds until after 30 days (no explanation as to why). Two weeks ago (09/14/2018) I was told that my check had been sent. So far no check and lots of runaround. Terrible company!!


David F
9/25/2018
Avoid this Home Warranty Company , do not make the same mistake I have, awful awful company, You cant even get them to answer a call, leave message never get a return call, how this company could have a good rating is beyond me. Looked at BBB this company has. " F " Rating. And for good reason


K
Kia
9/21/2018
I agreed. They don't do any service. No return calls or emails. I have tried different ways to get them to answer the phone calls and I got through them maybe after 20 tries. They would come out with different excuses that why that was. No matter what they said nothing got repaired. I already had 2 companies quit on them because they don't feel that they would get paid for their service. Terrible, Terrible , Terrible. I filed complains with BBB and they didn't answer.


S
Shannon M
9/19/2018
Worst company in the market! I had to pay out of pocket for a repair on my clothes dryer and was told once the claim doc was signed and returned I would have a reimbursement check within 30 days. Electronic docs were signed and returned 7/24/2018 and I still do not have a check. I have spoken to several different people in "customer service", sent e-mails and left voice mail messages with the claims department over the last week. I cannot get a straight answer or tracking and I am beginning to think that I will never get this reimbursement. Totally disgusted with this company and I hope people out there realize they are worthless before they spend the money for a useless policy... Read More


Theresa B
9/19/2018
I have been trying to get a plumber to my home for over 2 weeks. I have left countless message. A plumber's info was sent to me and when I called to schedule an appointment they told me they no longer work for American Home Guard due to lack of payment. I want my money back.


D
Dmitry
9/15/2018
Terrible company. They auto-renew my insurance 2.5 months before the expiration without asking me. When I requested the refund their customer service rep was rude. I called and emailed numerous times, nobody responded. They will happily take your money, but will never answer. Stay away from this scam company!


T
Terrence
8/27/2018
Please have Mr. Vincent Hamilton call me as soon as possible. I am about to contact an attorney in Philadelphia to establish a claim in Small Claims court there where I will attend a court hearing to resolve my issue and complaint. No call back from AHG to me or the contractor who was sent out by AHG. That is, the AC contractor contacted by AHG to come to our home and fix our problem has not been contacted as their calls continue to be ignored. My contract is AHG106190


A
Asnat
8/22/2018
this company is scam, the reviews are false, they take your money and you don't get any service or refund.


S
SP
8/21/2018
Warning! Do not Buy! Listed as Online Scam Website! I posted this on another website, but I'm reposting here just in case you haven't seen it over there! Wondering how to rip people off American Home Guard (AHG) style? Read on: 1. Pick a patriotic name and design a logo with a patriotic theme. 2. Create a professional looking website with all sorts of false claims*. Also, create or pay fake rating websites and non-existing companies to support your false claims!** 3. Make unsuspecting costumers buy multi-year plans by giving discounts. 4. Do not provide service to the customer when they put a request, and cease every opportunity to make them frustrated. 5. Do not... Read More



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  • Appliance-only, systems-only, or combination plans available
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