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Delta Auto Protect Review


ConsumersAdvocate.org Rating: 3 / 5 (Average)
148 Customer Comments & Reviews - see all comments
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NOTICE: On February 12, 2020, the Pennsylvania Attorney General’s office filed suit against Omega Vehicle Services, LLC d/b/a Delta Auto Protect and its owners for violation of consumer protection laws. The complaint alleges that in numerous instances Delta Auto Protect failed to authorize covered repairs, wrongfully denied covered claims, failed to respond to claims inquiries, failed to refund consumers for contract cancellations, and otherwise misrepresented their business practices. This case has not yet come to trial and the truth of these allegations has not been adjudicated.


Since 2013, Delta Auto Protect has provided affordable extended car warranties throughout the United States. Located in Philadelphia, this company offers 24/7/365 roadside service, transferable service agreements, and Automotive Service Excellence-certified technicians.

How is Delta Auto Protect rated?

Breakdown

3.0/5
Plans & Service Contracts
3.0/5
Claims & Repairs
3.0/5
Reputation

Overall Rating: 3 / 5 (Average)

Delta Auto Protect's plans are some of the most affordable in the industry with industry-average restrictions and covered components. Warranties are backed by an A.M. Best "A" rated insurance company. The company offers specialty system coverage including high-tech electronic components and factory navigation systems.

The company's online reputation, however, has much room for improvement. It is rated "poor" by Trustpilot and F by the BBB. Many of the complaints about them concern a lack of customer service, difficulty in contacting them, and refusals to resolve customer disputes unless negative comments and reviews were withdrawn. While complaints about customer service are common in this industry, Delta Auto Protect garners more than their share.

If you are looking for an affordable auto warranty plan, Delta Auto Protect might be the right choice for you, but if things don't go as they should, you may experience frustration in trying to resolve your issues with them.

Coverage Overview

Key Facts

Plan Types
Named Component Coverage
Types of Vehicles Covered
New
Pre-Owned

Coverage - 3 / 5

Delta Auto Protect offers three affordable named component coverage plans: Diamond, Diamond Plus, and Diamond Premier.

The covered components for each plan are clearly listed on the company's website, which can be helpful to consumers.

The company covers vehicles up to 20 years old and has a mileage limit restriction up to 140,000 miles.

What does Delta Auto Protect cover?

Powertrain Coverage

  • Engine
  • Transmission
  • Drive Axle Assembly

Specialty Coverage

  • Windshield Repair
  • Factory Navigational System
  • High Tech Electronic Components

Component Coverage

  • Factory Air Conditioner
  • Brakes
  • Engine Cooling System
  • Electrical Components
  • Front & Rear Suspension

Additional Benefits

  • Substitute Transportation
  • Trip Interruption
  • Roadside Assistance

Exclusions

For a full list of Delta Auto Protect exclusions, check out this page.

Claims & Repairs

Claims

Maintenance Records Required for Service?
Yes

Repairs & Service

Repair Facility Selection
In-Network Only

Claims & Repairs - 3 / 5

Delta Auto Protect requires that diagnoses and repairs be conducted by ASE-certified mechanics.

It also has its own ASE-certified technicians on staff to facilitate communications between Delta and the repair facility, and to review diagnoses and estimates.

Delta Auto Protect reserves the right to supply the necessary covered replacement parts for a given vehicle, a reservation which has been the source of some customer complaints when the supplied parts did not function properly.

Delta Auto Protect Service Contract

Contract Details

Transferability of Warranty?
Yes

Sample Contract

Delta Auto Protect provides a sample contract for potential customers on its website: Delta Auto Protect Sample Contract

Plans & Service Contracts - 3 / 5

Delta Auto Protect publishes its service contract on its website and makes it easy to find without signing up or providing any consumer information.

The contract is reasonably easy to read and understand.

It requires that consumer disputes be submitted initially to arbitration by the American Arbitration Association, but consumers retain their right to go to court after arbitration has taken place.

Company Reputation

Company Details

Year Founded
2013
Vehicle Protection Association Member?
Company Backed By
Not published

Customer Reviews

Trustpilot Rating
2.7 out of 5
BBB Rating
F
BBB Neutral Reviews
0
Date Collected
2020-03-20

Reputation - 3 / 5

Delta Auto Protect has an F rating with the Better Business Bureau and a number of negative reviews and comments. The BBB also has an alert on Delta's page that states "It has come to BBB’s attention that the business is requesting that a customer(s) withdraw complaints filed through BBB as a condition of resolving the complaints. BBB does not withdraw complaints under these circumstances." The company's reputation on Trust Pilot is no better and earns it a "Poor" rating. Many customers complain that the company is very difficult to communicate with.

Contact & Additional Information


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148 Customer Comments & Reviews

Loading Reviews ...
patriciacalabef
4/11/2019
I'm usually skeptical when it comes to insurance. But Delta blew it all away. Great reps on the lines, quick responses to claims and deals on rentals when car is immobilized. Nothing but good things.


toddgeoffrey7
4/11/2019
Both our cars are covered with the DIAMOND PLAN. Me and my wife are very pleased with the service and coverage provided. We even got my brother-in-law to sign a protection plan and received 10 free car-washes from Delta as a bonus.


L
Letitia P
4/11/2019
A solid choice for your car protection. Was working with another company on my previous cars, but for my new 2013 Chevy I went with them, because of the lower premium. On my first claim and it all went as expected. I would recommend this company to anyone.


M
Michael T
4/11/2019
I was on the market for an auto extended warranty and I reached out to Delta Auto Protect, along with a couple of other companies. The nice lady that called back from Delta thoroughly explained what the pluses of signing an insurance with them would be, making it very clear that there are multiple companies on the market, stressing out where their stands out by offering discounted premiums and extended coverage. She also made sure I understand the limitations of the policy and the terms of it. It was a very pleasant conversation, which made me decide to go with them. I feel much safer knowing I have a backup for my car in case something goes wrong. Thank you Mary for your patience and for... Read More


F
Freddie K
4/11/2019
They covered my blown tire on the express, by sending a truck and having it fixed on the spot. I was able to get out of there within an hour and not miss a whole day at work. Didn't have to do a thing, it was sorted by them directly with the contractor.


H
Hans K
4/3/2019
Delta Clearly has not performed for me under the confines of the contract. My vehicle would still be held in the repair shop if I did not pay their portion. Delta failed to pay their portion on three separate occasions. Getting through the phone is clearly a major challenge. They know who is calling by caller ID and let you hang for 30 plus minutes. They promise to pay the repair shop and then say they can only pay $500 dollar increments every so many days and then just stop paying. They told me numerous time "finance has all information and is paying all invoices". That clearly did not happen. I have purchased numerous policies and this being my first claim am very unhappy with the... Read More


G
Ginny T
4/1/2019
Delta has the most affordable prices on the market. I did my research before signing with them. Also, the lowest deductibles. I am happy with the service I got from them. Ok, might be a bitof a wait on the claim line, like 10 minutes or so, than a super-expensive extended warranty, but they get the job done! EVERYTIME!


E
Electra B
4/1/2019
I keep seeing reviews about this business being a scam and I just had to say something. I have an extended warranty with them and they have handled my claims correctly. Yes, there is a hold on the line, never more than 15 minutes, yes there is an amount you pay for every claim, no more than $75 in my case. But I have had zero problems with them.


R
Richard P
4/1/2019
I love Delta Auto Protect. It's like having a cousin that knows stuff about cars and is willing to pay for your repairs. I had a dead battery on my Camaro after I left the lights on. They sent a truck and had it jump-started, so I was able to drive to work again starting the next day.


Austin S
3/26/2019
Don’t know a whole bunch about cars etc, never really had to jump start my car over and over again jus for it to start up, not sure why I have to jump start it over and over to be honest I think it cause to do with something in the engine and with my car over heating sometimes also not really sure tho....But i called a tow truck to come and tow my car to the nearest shop cause my car was actin up and kept staling etc... but not sure so called tow truck to take it to nearest shop to see what all wrong with it. and so with delta auto protect, i only had to pay the minimal deductible , and also thanks to dap , I was so so stressed about all this with my car but felt less stressful then i... Read More



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