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Delta Auto Protect Review


ConsumersAdvocate.org Rating: 3 / 5 (Average)
148 Customer Comments & Reviews - see all comments
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NOTICE: On February 12, 2020, the Pennsylvania Attorney General’s office filed suit against Omega Vehicle Services, LLC d/b/a Delta Auto Protect and its owners for violation of consumer protection laws. The complaint alleges that in numerous instances Delta Auto Protect failed to authorize covered repairs, wrongfully denied covered claims, failed to respond to claims inquiries, failed to refund consumers for contract cancellations, and otherwise misrepresented their business practices. This case has not yet come to trial and the truth of these allegations has not been adjudicated.


Since 2013, Delta Auto Protect has provided affordable extended car warranties throughout the United States. Located in Philadelphia, this company offers 24/7/365 roadside service, transferable service agreements, and Automotive Service Excellence-certified technicians.

How is Delta Auto Protect rated?

Breakdown

3.0/5
Plans & Service Contracts
3.0/5
Claims & Repairs
3.0/5
Reputation

Overall Rating: 3 / 5 (Average)

Delta Auto Protect's plans are some of the most affordable in the industry with industry-average restrictions and covered components. Warranties are backed by an A.M. Best "A" rated insurance company. The company offers specialty system coverage including high-tech electronic components and factory navigation systems.

The company's online reputation, however, has much room for improvement. It is rated "poor" by Trustpilot and F by the BBB. Many of the complaints about them concern a lack of customer service, difficulty in contacting them, and refusals to resolve customer disputes unless negative comments and reviews were withdrawn. While complaints about customer service are common in this industry, Delta Auto Protect garners more than their share.

If you are looking for an affordable auto warranty plan, Delta Auto Protect might be the right choice for you, but if things don't go as they should, you may experience frustration in trying to resolve your issues with them.

Coverage Overview

Key Facts

Plan Types
Named Component Coverage
Types of Vehicles Covered
New
Pre-Owned

Coverage - 3 / 5

Delta Auto Protect offers three affordable named component coverage plans: Diamond, Diamond Plus, and Diamond Premier.

The covered components for each plan are clearly listed on the company's website, which can be helpful to consumers.

The company covers vehicles up to 20 years old and has a mileage limit restriction up to 140,000 miles.

What does Delta Auto Protect cover?

Powertrain Coverage

  • Engine
  • Transmission
  • Drive Axle Assembly

Specialty Coverage

  • Windshield Repair
  • Factory Navigational System
  • High Tech Electronic Components

Component Coverage

  • Factory Air Conditioner
  • Brakes
  • Engine Cooling System
  • Electrical Components
  • Front & Rear Suspension

Additional Benefits

  • Substitute Transportation
  • Trip Interruption
  • Roadside Assistance

Exclusions

For a full list of Delta Auto Protect exclusions, check out this page.

Claims & Repairs

Claims

Maintenance Records Required for Service?
Yes

Repairs & Service

Repair Facility Selection
In-Network Only

Claims & Repairs - 3 / 5

Delta Auto Protect requires that diagnoses and repairs be conducted by ASE-certified mechanics.

It also has its own ASE-certified technicians on staff to facilitate communications between Delta and the repair facility, and to review diagnoses and estimates.

Delta Auto Protect reserves the right to supply the necessary covered replacement parts for a given vehicle, a reservation which has been the source of some customer complaints when the supplied parts did not function properly.

Delta Auto Protect Service Contract

Contract Details

Transferability of Warranty?
Yes

Sample Contract

Delta Auto Protect provides a sample contract for potential customers on its website: Delta Auto Protect Sample Contract

Plans & Service Contracts - 3 / 5

Delta Auto Protect publishes its service contract on its website and makes it easy to find without signing up or providing any consumer information.

The contract is reasonably easy to read and understand.

It requires that consumer disputes be submitted initially to arbitration by the American Arbitration Association, but consumers retain their right to go to court after arbitration has taken place.

Company Reputation

Company Details

Year Founded
2013
Vehicle Protection Association Member?
Company Backed By
Not published

Customer Reviews

Trustpilot Rating
2.7 out of 5
BBB Rating
F
BBB Neutral Reviews
0
Date Collected
2020-03-20

Reputation - 3 / 5

Delta Auto Protect has an F rating with the Better Business Bureau and a number of negative reviews and comments. The BBB also has an alert on Delta's page that states "It has come to BBB’s attention that the business is requesting that a customer(s) withdraw complaints filed through BBB as a condition of resolving the complaints. BBB does not withdraw complaints under these circumstances." The company's reputation on Trust Pilot is no better and earns it a "Poor" rating. Many customers complain that the company is very difficult to communicate with.

Contact & Additional Information


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148 Customer Comments & Reviews

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Glenn P
3/20/2020
Please answer your phone and pay your claims please. Or Just tell us you are out of business so we can move on.


jtacme43
3/10/2020
DELTA AUTO PROTECT IS WORTHLESS. this company is terrible for communication and does not honor their contract. They do not return calls and keep you on hold for hours. My suggestion is shop anywhere else.


brunov747
2/7/2020
This company is a SCAM. Took me 6 months to get my money back after filing a FRAUD case through my bank. Just read their cancellation contract...they will require you to delete ANY NEGATIVE ONLINE reviews BEFORE they give you your money back (if you are lucky). Read the BBB reviews...it is NOT TRUE that they have more positive reviews than negative. They have an "F" rating with the BBB! Hope this helps someone so that they don't have to endure what I went through.


rmareichel
2/4/2020
They do not intend to honor their contracts and will not pay for authorized repairs without a fight. If you have problems with them, call the PA AG's Bureau of Consumer Protection. My first claim was for a stretched Timing Chain. It took Delta over 3 weeks to make a decision and they ultimately denied my claim using specs from a different engine model (not the engine I had in my car) to justify their denial. Luckily the shop I used was willing to work with me and they provided the specs for my engine, which proved the need for the timing chain replacement. I opened a claim with the BBB and PA AG's Bureau of Consumer Protection. In addition, I sent Delta a letter informing them I... Read More


Debbie B
1/22/2020
On a direct phone call with a salesperson, we purchased a "Premier" auto extended warranty policy through Delta Auto Protect (DAP) on 2-17-2017. On 12-17-19 (almost three years after purchasing the warranty), we dropped off our car at the dealership for possible repairs and they contacted DAP. On 12-18-19, DAP sent me an email requesting all maintenance records, which I sent that same day. On 12-19-19, I called DAP and spoke to Justin Turner x408 to make sure my documents had been received. He said they had and that an inspector would be sent out to the Lincoln dealership to inspect the car to see if the repairs Lincoln proposed would be covered. I called the next day to ask when... Read More


John D
12/12/2019
They are scammers! They took $3200 for a 4 year 75000 mile warranty. The first time a major repair came up, they stopped responding to my calls and will not respond to messages! I don't know what customers say they have had their cars repaired many times in a year, but I DONT BELIEVE THEM! Dealing with them has been a NIGHTMARE! It is a PONZI scheme! THey will steal your money! I am a real and actual customer! Have been chasing them for 5 weeks so far on a covered repair, and have gotten NO WHERE! !


Donald H
11/29/2019
I have got my vehicle repaired from the Delta numerous times in a year. My account specialist Zack was always there when I contacted him with an issue and I believe it is the easiest company to work with. The dealer also appreciates the great customer services of the Delta Auto Protect and according to him he did not have to wait even for once for payment or other formalities it is very unusual for this kind of companies.


keshiadusing
10/27/2019
e engine mounts and transmission… The engine mounts and transmission needed to be replaced in my Jeep Wrangler and I called my rep to get approval of the claim. He told me that transmission is not covered under my contract but the engine mount will be fully covered. I knew that before hand because I read my warranty contract twice after buying the deal. So this was expected. My jeep was repaired and I paid $200 for the transmission repair I got a discount on that from dealer for being a Delta's customer and my rep requested to the dealer to reduce the repair charges of transmission. I am satisfied and happy with Delta.


robertselaine601
10/21/2019
Delta does not honor their own contracts. It sounds good until they get your money then the nightmare begins. They have an answering service, but no one ever returns the calls. If you have a claim, they will put you off and off and off finding more reasons to delay. You send them paperwork, they will deny ever getting it. My car has been in the shop for over three weeks waiting on them to approve repairs. I am being charged storage. They kept my mechanic on hold for three hours total over one week. They do not care, and I have yet to speak to anyone in the USA. Horrible people and company, they have robbed me. I bought this warranty so I could drive to see my grandchildren,... Read More


mariaparker61
10/18/2019
My Jeep Wrangler was getting old and high on the mileage. I needed some extended warranty on it immediately. Most of the companies refused to quote as it already covered 150,000 miles but only Delta Auto Protect took me in that too for 3 years plan that covers my car for further 100,000 miles. The rep sent me detail of the contracts in email and told me to read them an ask anything that I wanted. He called me the next dy to follow up and responded patiently to my queries. I was already impressed with the deals so I did not ask much. It has been a year now and I am more than satisfied with my warranty contract.



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