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Delta Auto Protect Review


ConsumersAdvocate.org Rating: 3 / 5 (Average)
148 Customer Comments & Reviews - see all comments
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NOTICE: On February 12, 2020, the Pennsylvania Attorney General’s office filed suit against Omega Vehicle Services, LLC d/b/a Delta Auto Protect and its owners for violation of consumer protection laws. The complaint alleges that in numerous instances Delta Auto Protect failed to authorize covered repairs, wrongfully denied covered claims, failed to respond to claims inquiries, failed to refund consumers for contract cancellations, and otherwise misrepresented their business practices. This case has not yet come to trial and the truth of these allegations has not been adjudicated.


Since 2013, Delta Auto Protect has provided affordable extended car warranties throughout the United States. Located in Philadelphia, this company offers 24/7/365 roadside service, transferable service agreements, and Automotive Service Excellence-certified technicians.

How is Delta Auto Protect rated?

Breakdown

3.0/5
Plans & Service Contracts
3.0/5
Claims & Repairs
3.0/5
Reputation

Overall Rating: 3 / 5 (Average)

Delta Auto Protect's plans are some of the most affordable in the industry with industry-average restrictions and covered components. Warranties are backed by an A.M. Best "A" rated insurance company. The company offers specialty system coverage including high-tech electronic components and factory navigation systems.

The company's online reputation, however, has much room for improvement. It is rated "poor" by Trustpilot and F by the BBB. Many of the complaints about them concern a lack of customer service, difficulty in contacting them, and refusals to resolve customer disputes unless negative comments and reviews were withdrawn. While complaints about customer service are common in this industry, Delta Auto Protect garners more than their share.

If you are looking for an affordable auto warranty plan, Delta Auto Protect might be the right choice for you, but if things don't go as they should, you may experience frustration in trying to resolve your issues with them.

Coverage Overview

Key Facts

Plan Types
Named Component Coverage
Types of Vehicles Covered
New
Pre-Owned

Coverage - 3 / 5

Delta Auto Protect offers three affordable named component coverage plans: Diamond, Diamond Plus, and Diamond Premier.

The covered components for each plan are clearly listed on the company's website, which can be helpful to consumers.

The company covers vehicles up to 20 years old and has a mileage limit restriction up to 140,000 miles.

What does Delta Auto Protect cover?

Powertrain Coverage

  • Engine
  • Transmission
  • Drive Axle Assembly

Specialty Coverage

  • Windshield Repair
  • Factory Navigational System
  • High Tech Electronic Components

Component Coverage

  • Factory Air Conditioner
  • Brakes
  • Engine Cooling System
  • Electrical Components
  • Front & Rear Suspension

Additional Benefits

  • Substitute Transportation
  • Trip Interruption
  • Roadside Assistance

Exclusions

For a full list of Delta Auto Protect exclusions, check out this page.

Claims & Repairs

Claims

Maintenance Records Required for Service?
Yes

Repairs & Service

Repair Facility Selection
In-Network Only

Claims & Repairs - 3 / 5

Delta Auto Protect requires that diagnoses and repairs be conducted by ASE-certified mechanics.

It also has its own ASE-certified technicians on staff to facilitate communications between Delta and the repair facility, and to review diagnoses and estimates.

Delta Auto Protect reserves the right to supply the necessary covered replacement parts for a given vehicle, a reservation which has been the source of some customer complaints when the supplied parts did not function properly.

Delta Auto Protect Service Contract

Contract Details

Transferability of Warranty?
Yes

Sample Contract

Delta Auto Protect provides a sample contract for potential customers on its website: Delta Auto Protect Sample Contract

Plans & Service Contracts - 3 / 5

Delta Auto Protect publishes its service contract on its website and makes it easy to find without signing up or providing any consumer information.

The contract is reasonably easy to read and understand.

It requires that consumer disputes be submitted initially to arbitration by the American Arbitration Association, but consumers retain their right to go to court after arbitration has taken place.

Company Reputation

Company Details

Year Founded
2013
Vehicle Protection Association Member?
Company Backed By
Not published

Customer Reviews

Trustpilot Rating
2.7 out of 5
BBB Rating
F
BBB Neutral Reviews
0
Date Collected
2020-03-20

Reputation - 3 / 5

Delta Auto Protect has an F rating with the Better Business Bureau and a number of negative reviews and comments. The BBB also has an alert on Delta's page that states "It has come to BBB’s attention that the business is requesting that a customer(s) withdraw complaints filed through BBB as a condition of resolving the complaints. BBB does not withdraw complaints under these circumstances." The company's reputation on Trust Pilot is no better and earns it a "Poor" rating. Many customers complain that the company is very difficult to communicate with.

Contact & Additional Information


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148 Customer Comments & Reviews

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Richard B
2/15/2018
Absolutely the worst company I have ever had to deal with. I have detailed the way I was handled by this company. The following is the final email to the president of this company. He has yet to respond and I hope this prevents others from being conned by this bogus warranty company. He, nor any representative has had the decency to respond so, buyer beware. This posting will appear on every reporting agency on the internet. You have to be a fool to deal with this company. Dear Mr. Charles Seruya, President: I wanted to make you aware of the way I was treated by your employees before I post this on every internet web site the evaluates companies like yours. I purchased, in good... Read More


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Matt
2/9/2018
Add me to the list. Work at a major Chevrolet dealership in North Carolina. Been an advisor for over 20 years and dealt with hundreds of extended warranty. All reputable extended warranty company's will pay the claim within 24 hrs. I have called every day for past 7 days. Have faxed in paperwork 3 times and scanned and emailed twice. Every time I call i get the same run around "we'll call you back today." No one ever calls. I will be writing the better business bureau tomorrow. DO NOT BUY A DELTA WARRANTY. My guess is they will be bankrupt within year if they are paying anyone it's because they don't have the money. BUT A CNA WARRANTY. Great company, reputable, and have... Read More


R
Raj P
1/15/2018
Agent is very pursuant to make you buy this policy. Will explain everything in diplomatic way (Nothing true but lie). In my case Shaun Michaels 18665985429 ext 412. When I initiated claim left a voice mail no one returned my call. Called my so called best customer service person S Michaels he did not pick up call and not replied. Agents made me run around for 6 days then paid claim 1/3rd. That time another claim specialist came in picture, name Aaron Ext 404. Acted like best claim person to talk when we have problem. Same situation he will not pick up phone. Can you believe they have answering service where you leave and message and no one will return call? My second claim came and there... Read More


M
Michael G
11/16/2017
I am an auto repair shop owner that has been in business for 37 years and routinely deal with auto repair extended warranty companies. Delta Auto Protect is the most unprofessional and dishonest company that I have ever dealt with. They have yet to pay my shop the approved reimbursement amount after over two weeks. Most reputable companies will pay a shop within 24 hrs of a completed approved repair. In just about every conversation that I have had with one of their representatives, I have been lied to. I was told that I would be issued a credit card payment within two days of a completed repair. I was told that a check was being sent to me. I was told that the finance department... Read More


N
Neil M
10/27/2017
Not Impressed at all. I purchased the Diamond Premier policy in August 2015 at the cost of $5118. I have never made a claim until two weeks ago. I had three issues with my car. 1) The convertible roof would not latch down. 2) the trunk micro-switch was broken 3) The steering rack was leaking. They refused to cover the roof and truck and now they are telling the garage they will only cover 15% of the steering rack cost. Meanwhile they lie to me every time I call by telling me the part has been ordered and would be delivered in 24 hours. My car has now been in the shop for 10 days and no sign of resolution. I have now reached out to an Attorney, the BBB and an SEO company to spread my... Read More


C
Chris
10/4/2017
As a service writer, I will no longer be accepting Delta Auto Protect. Every time I have attempted to deal with this company I have been lied to. The check is in the mail seems to be the go-to excuse. This after they confirm they will pay immediately with a credit card authorization once repairs are complete. Still waiting on payment for repairs completed months ago.


W
wm
9/28/2017
Like the other shops,I am still waiting to get paid. We submitted a warranty claim that was approved at the beginning of Sept. and i was told a check was mailed out on the 8th. I have heard every excuse, lost in mail, new check cut,The best one was accounting being shut down for 4 days for a "p27 update" . When I would call, my calls would go straight to VM. So I called on a different number and immediately got thru. They got wise to that so now instead of VM. I am put on hold for 5-10 mins and then the call disconnects..REALLY? This is starting to look like US Fidelis all over again. Did'nt those guys go to prison?


K
Kenyon R
9/20/2017
Update: Check received on 09/22/2017 ------------------------------------------------------ I've been waiting on a check regarding the cancellation of my policy for 33 days and counting. I followed up after 20 days and spoke with Aaron Lynch (a manager) on September 7th and discussed with him that I have been waiting on my payment since August 17, to which he replied that there was a zip code issue regarding my address and the check would be reissued that day. 10 business days later, no check. I called yesterday and told Aaron that I have been waiting for over a month and have been told on 2 separate occasions that the check had been issued when it really hadn't been. I explain that... Read More


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Marc T
8/9/2017
My car was having electrical issues and it turned out I needed a new alternator. This would have cost me about $1300 if I didn’t have protection! Delta paid my shop directly and they replaced the alternator and I was on my way. Their customer service is really awesome and they are always so pleasant on the phone. This company takes care of their clients! HIGHLY RECOMMENDED!


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Marcus b
7/13/2017
This is the worst Warrenty company I have ever had. They denied my claim because of a technician bulletin on my car which is not the same as a recall. So I'm left with a $2000 dollar bill. A delta representative even told the technician this is there way of getting out of paying a claim which is bs. Every car has some kind of tech bulletin it's there to let a technician know if there's a curtain problem with your car what you might want to look at as being the problem



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