CSA Travel Insurance Review

#15 in Travel Insurance

CSA Travel Insurance is owned by Europ Assistance, a company that specializes in emergency assistance services. CSA Travel Insurance is based in San Diego, California and was started in 1991. The company mainly offers two types of travel insurance that covers basic items such as trip cancellation, interruption and delays. CSA Travel insurance optional items include rental coverage and trip cancellation for any reason with its Custom Luxe plan.

 

Plan Types

 

 

Custom

Custom Luxe

Trip cancellation

100% of trip cost insured

100% of trip cost insured

Trip interruption

150% of trip cost insured

15 0% of trip cost insured

Travel delay

$1,000 per person, $10,000 per plan

$1,000 per person, $10,000 per plan

Baggage

$1,000 per person, $10,000 per plan

$1,500 per person, $15,000 per plan

Baggage delay

$200 per person, $2,000 per plan

$500 per person, $5,000 per plan

Missed connection

$500 per person, $5,000 per plan

$1,000 per person, $10,000 per person

Medical and dental

$50,000 per person, per plan

$250,000 per person, per plan

Emergency assistance and transportation

$250,000 per person, per plan

$1,000,000 per person, per plan

Accidental death and dismemberment – Air flight accident

$50,000 per person, $100,000 per plan

$100,000 per person, $200,000 per plan

Accidental death and dismemberment – Travel accident

Not available

$100,000 per person, $200,000 per plan

24 hour emergency assistance services

Included

Included

On-demand medical care services

Included

Included

Identity theft resolution services

Included

Included

Concierge services

Included

Included

Coverage for pre-existing medical conditions

 

Available

Coverage for financial insolvency

 

Available

 

Optional coverage

  • Rental car coverage – Custom ($25,000 per person, per year), Custom Laxe ($50,000 per person, per year)
  • Trip cancellation for any reason – 75% of trip cost insured (Custom Laxe only)

 

CSA Travel Insurance Summary

It doesn’t get much simpler than this. Two plans that cover most of the items required in a travel insurance plan. CSA Travel Insurance does provide a couple of optional coverage items but this is limited to rental car coverage and trip cancellation for any reason. CSA may not be a perfect choice for those who require specialize cover. But for travelers going on a standard trip and are looking for great coverage with high benefits, CSA can be a good choice for travel insurance.

 

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