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Select Home Warranty Review


ConsumersAdvocate.org Rating: 4.9 / 5 (Excellent)
4,208 Customer Comments & Reviews - see all comments
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Select Home Warranty is a New Jersey-based company that provides home warranty plans across the United States. They offer three levels of coverage, with optional add-ons to allow homeowners to fully customize their warranties. The company covers all makes and models of appliances and systems. They have a B rating with the BBB.

How is Select rated?

Breakdown

5.0/5
Transparency
4.8/5
Claims Processing
4.8/5
Coverage Options
5.0/5
Additional Benefits
5.0/5
Customer Experience

Overall Rating: 4.9 / 5 (Excellent)

Select Home Warranty’s lack of a term maximum is very attractive, especially when considering their comparatively generous appliance and system limits. They do have a waiting period for service and require maintenance records, which can be off-putting to some customers. Select is an excellent choice for customers who value savings and flexibility.

Coverage

Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Item

Coverage Options - 4.8 / 5

Select Home Warranty offers combination policies that cover 15 systems and appliances, in addition to additional specialty item coverage. With no term benefit limit set, the company has no caps to their coverage claims. As a matter of company policy, items will only be covered if they have not been repaired prior to service, or if their malfunction is due to user error.

What does Select cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer

Exclusions

For a full list of Select exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks
  • Lawn Sprinklers

Contract & Price

Contract Details

Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4.5 / 5

In the case of Select’s yearlong base-level contract, no home inspection is required prior to full coverage. For the sake of education and peace-of-mind, this company provides a sample contract and quote calculator on their website. In exchange for a $75 administration fee, they also offer a pro-rated refund if the initial 30 days have expired.

Sample Contract

Select provides a sample contract for potential customers on its website: Select Sample Contract

Cancellation Policy

Select reserves the right to cancel the service contract in the event of fraudulent conduct or misrepresentations by the customer, failure to make the required payments, or upon agreement. The customer may cancel the agreement within 30 days from the order date of the agreement and will be entitled to a full refund only if no service has been provided under the contract. After 30 days, the customer may receive a pro-rated refund for the non-discounted annual plan cost. The customer will be charged a $75 cancellation fee, plus any service expenses incurred by Select Home Warranty.

Claims & Service

Claims

Maintenance Records Required for Service?
Yes
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4.8 / 5

Once the policy holder has been covered for the entirety of their contract-mandated 30-day waiting period, Select allows access to their in-network contractor services. In addition to requiring maintenance records in order to provide service, Select also insists that they be notified. If they are not, then reimbursement may be forfeited.

Select Reputation

Company Details

Year Founded
2012
NHSCA Membership
Number of Employees
2-10
TrustPilot Rating
8.4 out of 5
BBB Rating
B
BBB Positive Reviews
38
BBB Neutral Reviews
28
BBB Negative Reviews
273
Date Collected
2019-01-21

Reputation - 5 / 5

Select Home Warranty is a relatively small company that is not a member of the NHSCA. In addition to their TrustPilot rating of 8.4 out of 10, this company has held a B rating with the Better Business Bureau since 2012, backed by 38 positive, 28 neutral, and 273 negative reviews.

Contact & Additional Information

Homepage URL
Company Phone
(855) 267-3532
Headquarters Address
1 International Blvd Ste 400, Mahwah, NJ, 07495
Mailing Address
One International Blvd. Suite 400, Mahwah, NJ, 07495
Year Founded
2012

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4208 Customer Comments & Reviews

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Ashley F
10/8/2021
I went with Select Home Warranty because I saw they stood up well with reviews, and I'm not sure how! I liked that they offered all the right coverage of appliance plus roof leak protection, what could go wrong? Well I'll tell you, I'm sure glad I didn't sign up with their 5year plan at a discounted price. I took the one year contract to see how it goes... No issues until my refrigerator goes out. I thought, "Well, I'm glad I have a home warranty, after all that's why you buy em right?". I report the issue immediately, they tell me they will get ahold of the soonest available technician. A week goes by and they say they can't find a technician. They never called or emailed to let me... Read More


marcellebolender
10/6/2021
I bought my house one year ago. I had a home warranty on my house from another company that the seller's chose. So now, the search was on after the year was up. I chose Select for the price and services they offer. They also have an excellent rating!! Let's do this!!


amir
9/28/2021
I have one word to describe SHW - SCAM, it should be what the S in SHW stands for, although it could be a handful of other things too. Other descriptors that come to mind: hoax, unethical, incompetent, inept, unhelpful, uncovered, deceitful. They are good at a few things memorizing a script and knowing every single loophole to avoid covering you at any cost. If you read nothing below this, just know you are better served not having warranty coverage at all than having these clowns. ----- I have three properties, my personal property and a couple rentals so I went all in with SHW. Covering all three of my properties for three years. Again, buyers beware and do not make this... Read More


mearl.fernandes
9/23/2021
Watch out! They're very convincing to earn your business (as most of the reviews on them suggest) and then they treat you like crap! I wish I could give them zero stars here! I was lured into a 3-yr contract with SHW for 3 of my properties by an enthusiastic sales guy but as soon as the 1st claim was in, the problems started. Can you believe they don't have an electrician available in San Antonio, in their network?? Its probably because they cheated their vendors too and have built a bad rep. To replace a tenant's mircowave that their contractros could not fix, they offered a measly $50! Everytime we have to contact them, its a guraranteed wait of a few hours on the phone; they just pass... Read More


mamtora.krishan
9/23/2021
Refused every claim. Last straw was an AC unit that outlived its lifespan by 5 years and died due to normal wear and tear - as diagnosed by two engineers at personal cost. A replacement should be provided in line with the contract but the claim was refused with no basis. There is no one to call and speak about it. All decisions are made in the 'Back Office' and you're left to deal with an offshore team that deflects calls and has no direct contact with the 'Back Office'. Avoid at all costs. They will offer you the policy at a great rate but they can do so but their payout is zero! Good luck


victoravila1973
9/21/2021
MY EXPERIENCE WITH THIS COMPANY WAS THE WORST I EVER HAD SINCE I HAD WARRANTY I HAD AMERICAN HOME-SHIELD THAT COMPANY HELP ME WITH ALL MY NEEDS WITH NO PROBLEMS LIKE THEY SAY YOU PAY FOR WHAT YOU GET THIS COMPANY IS A LOT CHEAPER BUT WHEN IT COMES FOR CLAIMS THE ARE CHEAP TOO THEY WANT TO GIVE YOU PENIES FOR YOU APPLIANCES REPLACEMENT WITH OUT EVEN SENDING A TECH TO FIX YOUR STAFF PLEASE DONT WASTE YOUR TIME AND MONEY THIS COMPANY IS BAD


hat4girl
9/13/2021
This company is horrible to deal with. After purchasing Platinum coverage, my breaker went out. I live in Arizona. The temperatures are 111 during the day. Select took 4 days to give me an answer on the repair. Had no Air Conditioning and repeated told them I had small children and animals. They denied it because my breaker box was on the OUTSIDE of my home not in my living space. Horrible company!


forerrol
9/13/2021
I've been a Select Home Warranty client for almost for years and wanted to do a "sanity check" before renewing. I looked at several others, both "big boy competition to Select" before making my choice. It was a no brainer. I not only stayed with Select but, with (sales agent) Zachary's help. contracted for a multi-year policy and discount. GREAT!


N
Nordstrom
9/8/2021
Totally fraudulent and misleading representations on coverage and hides under the fine print to deny or pay you pennies on a dollar to replace damaged appliances. Total rip. Canceled after 5 days based on the misrepresentations and still charged a $75 cancellation fee. TOTAL RIPOFF!!


paraisoenelfrio
8/27/2021
Do not buy this warranty. They will not pay anything. DO NOT BUY FROM THESE CROOKS!!! Guarantee you will be sorry



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