HSA Home Warranty Review

Rating: 4.8 / 10 (Average)
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HSA Home Warranty with headquarters located in Cross Plains, Wisconsin provides home warranty services for homebuyers, sellers and homeowners in several metropolitan areas in the country. The company offers great coverage against major home system and appliance breakdowns protecting you against costly repairs.





Basic Coverage Plans

Central heat, central air/heat pump and thermostat Optional

Ductwork and attached humidifier

Water heater and instant hot water dispenser

Water, gas, drain and waste lines

Routing of drain line stoppages

Toilet tank, bowl & wax ring seals (replaced with builder’s standard)

Plumbing parts and primary sump pump

Electrical system

Ceiling fans and interior attic and exhaust fans

Lighting fixtures and central vacuum

Burglar alarms, fire alarms and door bell system

Oven, stove top/range, dishwasher and garbage disposal

Dishwasher, trash compactor and garbage disposal

Failures due to rust and corrosion

Failures due to water heater sediment

Failures due to lack of maintenance


Buyer 7 Star Upgrade

Crane charges for roof top air conditioning or heating replacement

Central heat and air: registers, grills, filters & heat lamps

Central air: refrigerant recovery and non-ducted window or wall air conditioner

Faucets and shower heads (replaced with chrome builder’s standard)

Water heater expansion tanks; toilets replaced with like quality

Smoke alarms

Garage door opener: hinges, springs, keypad and remote transmitter

Trash compactor lock/key assembly & bucket

Dishwasher racks, baskets & rollers

Built-in microwave interior lining, door glass, clock and shelves

Oven/range interior lining, clocks, rotisseries, racks, handles, knobs and dials

$250 toward code violations

$500 toward modifications on central heat, air or water heater

Permits up to $250 per occurrence

Disposal of replaced equipment

Mismatched heating and/or air conditioning system

Improper installation/modification


Coverage: 15 days after receipt of payment by HSA Home Warranty

Expiration: 12 months after effective date





Basic Plan

7 Star Upgrade

Payment Option





$75 Deductible





$100 Deductible





Optional Coverage



Water softner



Water well pump



Septic system



Electronic air cleaner



Home freezer



Roof leaks



Hot tub



Swimming pool



Pool/ hot tub combination




Fine Print

The policy is non-cancellable. It could only be cancelled when the contract fees are not paid and in cases of fraud or misrepresentation of facts material to the issuance of the contract.


HSA Home Warranty – Final Thoughts

HSA Home Warranty offers solid coverage against the most common home appliance and appliance breakdowns. It also has an extensive list of optional add-on coverage for homeowners searching for specific protection on home systems. HSA Home Warranty makes customer services available 24/7 which could come in handy during home emergency repairs.  

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Latest Reviews

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a d
Marietta, Georgia
Im a Realtor and the company I was with has a partnership with HSA. Two of my clients purchased an HSA Home Warranty for $670 each. In my years in the industry, I or previous clients had any issues with other home warranty companies until now. HSA has denied to repair the items that are part of the warranty. Mind you I read all fine prints and my clients do as well as I advice them, and asks lots of questions from fine print so there are no surprises. In both cases, HVCA that are covered by warranty has been denied and there is nothing in the fine print. It seems that their contractor are trained to say its not covered making things up that are not true. We have had second opinions from... Read More