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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,124 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How is American Home Shield rated?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4124 Customer Comments & Reviews

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J
Jerry
4/29/2019
After dealing with American Home Shield and reading numerous complaints that mirror my own experiences, I would not give any credibility to Consumers Advocate's ratings.


cdevans3004
4/29/2019
I am cancelling my contract ASAP! I just found out that the case in lieu option was less than what I had to pay out of pocket to get my water heater replaced with my personal warranty bc the company is still waiting on the water heater and today makes it 13 days today and I would still be w/o water! So I paid out of pocket so I could have water. The company they sent out told me it would be $1300 for his company to I install a new water heater with 12 yr. warranty like what I have now. AHS offered me $125 for a hotel room for 1 night which was on 4/18/19 while we wait on the water heater...now they said they could repay me $102 for my cash in lieu amount. I pay the highest amount premium... Read More


H
Haroon
4/27/2019
One the worst company . It is waste of money and I don't know why consumer advocate doesn't follow up with people's comment .any way I had a leaky shower drainer I paid the deductible 100$ after a week and my phone call a contractor showed up he said the drainage has rust and worn out .and American home shield supposed to cover it week later I contacted them and they said they can't cover it . American home shield stranded me and I had find someone else to do the job . Afcourse no one wants to work on some one else is job . I don't recommend this company to any one and I had them for 2 years


Gwen L
4/25/2019
I can’t even rate this company my 3 year old refrigerator was not keeping my food cold so I called American shield they sent out a contractor right away after his first visit he assured my husband the frig was working and it was for two days so I called American shield again and they sent the same contractor out who once again upon leaving said the frig was fixed while this time it worked for one week so I called this company again and they again sent the same contractor who said this time he need to order parts and that would take 3 working days once the parts came in the called to make a appointment on a day and time that I could not take so I had to wait until the following week but... Read More


Mike C
4/25/2019
I have a contract that covers "improper installation" but they say my water heater was properly installed but the VENT was not and that DAMAGED the heater (it was not checked) so they refuse to honor the contract So, 1 the tech refused to check the water heater because was improperly installed: vent downward and on a pedestal without a pre-filter 2. AHS called and said the heater was damaged, how did they know? 3. AHS said the "improper installation" only covered the water heater and not the vent 4. AHS refused to honor the contract after 3 years coverage Isn't it a classic scam? why don't you have -1 stars?


Ronald A
4/25/2019
My water heater went out. The tech told me I would have to pay some additional fees, but the one that bothers me is the $150 gas permit charge. Here is my contract: When completing an American Home Shield (AHS) approved repair or replacement, AHS will pay the cost to: e. Obtain permits up to $250 per occurrence; f. Correct code violations and/or upgrade to current code requirements up to $250 per occurrence; Customer service is terrible. I do not recommend them at all.


H
Haile h
4/25/2019
Three weeks since my washing machine does not work, I have been assigned to a contractor that can’t fix or don’t know their job. I have never experienced this terrible issue on any other insurance.


C
Christine E
4/24/2019
Couple weeks ago, I had contacted that company for a service request. The agent who handle my requests was very insensitive and uncompassionate. I have informed her that I need the service after 6 pm but she informed me that her company would not assisted me after being them for 13 years.I informed her that my home temperature was 86 degree and I have 2 children I needed someone to come by after 6 pm. She insisted that she had consulted with her supervisor whom told her no after being on hold for over 10 minutes. I had requested a call back form her supervisor who never called me back. I had to pay another company to come over that day fixing my AC after 6 pm. I hope that no one else has... Read More


macritchie
4/24/2019
Extremely misleading customer service. I was a AHS warranty client for more than a year. And once we actually had a problem (garage door opener burned out) AHS desperately took every action to DENY coverage. Their technician showed up after 4 long days, failed to properly diagnose the problem, and stuck us with a $100 bill. They said they wouldn't cover the problem with my garage because of a problem with my "springs" even though it was very obvious that the motor itself had failed. Literally the very next day I was able to have a second company come out and fix the problem by replacing the motor. The second company even said the springs were totally fine. I then presented all this... Read More


K
Kim
4/24/2019
I have had AHS for about a year. I went through them to get my washing machine repaired, and it has now been 23 days and my washing machine is still not repaired. That should speak for itself, but I'll go on. The contractor they utilized to come out and fix the washing machine has been horrible; they don't answer their phone or return calls, they have taken nearly a month to get a part, they didn't get the right parts...just an unending supply of excuses and poor customer service. I reached out several times to AHS, begging them to send a different contractor so I can, you know, do my laundry, and each time it has been an extreme hassle to even get through to a live person, and each... Read More



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