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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,124 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How is American Home Shield rated?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4124 Customer Comments & Reviews

Loading Reviews ...
L
La T
7/1/2018
I've read a lot of the comments and I'm not sure how AHS got such good ratings?? I have been with AHS for 4 years and this year they decided to increase my contract from $549/year to $1119/year?????? That's ridiculous. Oh wait, guess how I found out? They did not deduct the automatic payment as they said they would in my renewal letter. So when I called to inquire, that's when I learned the payment had doubled. They just kept referring to the Underwriters. I'm done. I'll save my $50/month for repairs until I find another Warranty company. Prayerfully, nothing will break or need to be replaced!!


R
Robert
7/1/2018
The Service Master Company d.b.a American Home Shield (the "Company") failed to reimburse me for costs related to replacing a broken garbage disposal that was covered under my American Home Shield contract. We were advised by the Company's agent on 6/7/18 that our garbage disposal claim was denied because, in the professional opinion of their contractor, there was a jam in the disposal caused by our negligence. The contractor did not see anything that might have caused the jam, but when he inserted his wrench in the disposal's underside, he found that the grinder was frozen. Therefore, he concluded that the problem was probably caused by a jam of our making. On that unverified basis,... Read More


Peter Y
6/30/2018
Your warranty is not what you claim it to be. You send out techs. that are not familiar with the product and claim that there is nothing wrong with the product. after they leave I have the same problem.


L
labrat316
6/30/2018
I'm looking at the top 10 rated home warranty companies and cannot believe that American Home Shield is on the list. My AC unit went out. This is Houston area, 95+ degrees with heat index in triple digits. Tech comes out as scheduled, replaces a part, and leaves. 2 hours later it is not cooling. I call back and have a hard time convincing the guy that it really isn't working but eventually he believes me. The tech comes out again, puts Freon in it-neighbor hears a loud bang and sees smoke....THEN the tech tells me that the compressor is fried (ya think??). Back to AHS: I've decided to upgrade the unit since it used the older Freon that is being discontinued. Repair guy says I need to... Read More


D
Danielle
6/28/2018
Under no circumstances would I recommend this company. I've spent approximately 4 hours on the phone with them over the last 4 days trying to get an air conditioner problem resolved, have had conflicting comments given by anyone I speak to, had calls disconnected when asking for a supervisor, and still have no service and no appointment 48 hours after the problem began and was reported and the soonest an "emergency" appointment can be provided is essentially another 48 hours from now if that even happens. I am VERY VERY dissatisfied and wish that we could have the funds paid for the policy by the previous homeowner just given to us in the form of a check, cancel the warranty, and let us... Read More


G
George A
6/28/2018
Not even a one star. They are very anxious to sign you up and offer complete coverage on even old appliances. My issue was a a twenty-year-old central air conditioner that worked fine. At the suggestion of my realtor I took out this warranty. The conditioner failed this past month and I was told by their tech that the compressor is shot and was about to die, and that the coils need to be replaced. They also indicated they pay $10.00 per lb for the coolant, never telling you it is $125.00 per lb total. One guess who has to pay the remainder depending on the size of your unit. Mine came to $500.00 . Also, the work to run lines etc into the house is another $225.00 Total 725.00 out... Read More


J
JS
6/26/2018
After being a customer of AHS for nearly seven years and some very positive previous experiences, we have finally hit a problem. We live in a state where the temperatures easily soar into the 90's as well as over 100 degrees in the summer. Our air conditioner has stopped cooling the house and the AC tech was suggesting a larger AC unit. No surprise that AHS would not cover that, but they would also not cover the replacement of a unit the same size. The old unit cooled the house very well for 16 years and now needs to be replaced - but AHS will not cover it and I do not have the means to pay out of pocket. The house is getting warm and we are only at the beginning of the summer time... Read More


M
Michelle H
6/25/2018
I am a current client of AHS but have never been happy with the service. The companies they contract with are below average and more often than not, come from places way outside my local area. AHS does not care about true customer service--you can wait forever on the phone (with them 1st then with their vendor), then wait several days before you can get serviced. My husband insists on keeping them in the event an items needs replacing but I think we'd be better off putting the $50+/ month away ourselves.


R
robert c
6/24/2018
I just bought my home warranty with this company an I am very unhappy with the service I have received , called my 5 time keep getting put on hold , then they would just leave you there until it go back to the automated system, it 4 days to get my and central air fixed then it stop within 72 hrs. they sent out a one star company the first time,now they are playing games with me


David H
6/24/2018
American home shield allowes their contractors to mark up their prices for parts not covered to astronomical levels. I needed my water heater replaced so they sent a guy out to look at it, he agreed it was shot and made us an appointment for a later date to remove and replace it. That night I found out there was a $1,010 COD that I was responsible for paying for parts, and they gave me a list of the parts. So I googled the parts at home depot .com and they were about $150...so I was to be with out hot water for over a week AND have to pay more out of pocket than I would to do it myself or even have an honest handyman do it. American home shield also does not always have very good... Read More



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  • Plans & pricing to fit every budget
  • No age limit on systems & appliances
  • No inspection or maintenance records required
  • If a covered item can’t be repaired, they replace it
  • 30-day workmanship guarantee