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Hippo Home Insurance Review

60 Customer Comments & Reviews - see all comments
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Hippo is a company that offers modern insurance boosted with preventative smart home technology. The company transacts all of its customer business online or over the phone, and is noted for its plain language policies.

How is Hippo rated?

Breakdown

4.8/5
Coverage Options
4.5/5
Pricing and Discounts
5.0/5
Customer Service
5.0/5
Financial Strength
4.8/5
Add-On Coverages

Overall Rating: 4.8 / 5 (Excellent)

Hippo is a new, fast-growing company.

Hippo focuses on the customer experience and attempts to dispense with insurance jargon to make buying and understanding a homeowners insurance policy easier.

Financial Strength

Financial Strength - 5 / 5

Hippo is not an insurance carrier, but rather an insurance agency. Its policies are underwritten by well-known and financially secure insurance carriers.
Underwriter

Customer Experience

Customer Service - 5 / 5

Hippo is accredited by the Better Business Bureau, although it is not currently rated by the institution. The company has a 2.8 rating on Trustpilot, although it only has three reviews on the website, hardly enough to have a consensus.

Their website, however, enables prospective customers to obtain a quote by simply filling in the answers to a few plain-language questions.

Customer Ratings

Trust Pilot Rating
2.8 out of 5
Date Collected
2022-09-21

Hippo Coverage

Coverage Options - 4.8 / 5

The house, other permanent structures, personal property and liability are all covered by home insurance through Hippo.

The policy extends coverage to include home office equipment, which has become a permanent staple in many homes.

Hippo also provides eligible customers with certain home safety equipment.
Basic Coverage Types
Dwelling Protection
Personal Property Protection
Liability Protection
Guest Medical Protection
Additional Coverage
Water Backup Coverage
Scheduled Personal Property Coverage

Pricing & Discounts

Pricing and Discounts - 4.5 / 5

Customers who need to file a claim, do so by filing it directly with the insurance carrier that underwrites their policy. Hippo facilitates the claims process and will guide you through completing your claim through its concierge services.

Household Discounts

  • Home Safety Features

Contact & Additional Information

Homepage URL
Company Phone
(800) 585-0705
Headquarters Address
150 Forest Ave, Palo Alto, CA, 94301
Year Founded
2015

What We’re Hearing From Our Readers
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Customer Comments

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royburtrum
8/25/2019
The best insurance company that I have ever dealt with in my entire life and I am 82 years old!
2 People found this helpful.


atif.sajid
6/20/2019
I love Hippo. They are well ahead in the game in terms of speed, use of technology, simplicity of processes etc. Their claim process is fast and simple.
2 People found this helpful.


austincrow89
7/7/2023
Quick to close claim and paid part really fast, But slow on supplements 3months in so far. Agent has been terrible at communicating, haven’t been able to get a response on email or phone in 2 weeks. This is not the first time I have been left unanswered through this ridiculous process. I just want someone to talk to me and tell me whats going on.
1 People found this helpful.


S
Steven J
5/7/2023
I just started my third year of coverage. Each year, upon renewal, hippo changes the coverage to suit their own needs upon renewal without ever asking and then charges me the increased premium. I had to talk to them last year and insist on the coverage I had chosen the first time. I asked them to stop doing that. They just did it again. premium went way up with increased coverage and they have already charged me. They count on deceiving their customers. I am never happy when a company abuses my trust. I can only imagine if I ever need to file a claim it will be even worse. Nasty business model. I think it's time to try another company.
1 People found this helpful.


devans
4/10/2023
Wow!! I wish I could give a negative stars. I have had Hippo insurance since I purchased my home in 2021. No claims whatsoever. My mortgage company was TWO DAYS late paying the invoice, Hippo sent the check back and cancelled my policy. Most every other company in the industry gives a grace period. As a client I have no control over the mortgage company and there is no recourse so Hippo's policy punishes the client, and they do not care. I could understand if they never received payment, but they received the check and just returned it. I called and spoke with them and they said they are cracking down on mortgage companies and will not reinstate the policy. Am I missing something, how does... Read More
1 People found this helpful.


K
katrina
7/29/2022
Very bad customer service. I requested to remove my Credit card info from my file. They assured me that it was done. They billed my Bank for 160$ after I already paid my policy. I told them not to send refund too credit card as I already cancelled it. They promised to send it to my address. Instead they send it to cancelled account. They did not remove info from my file as they said they did. Violation of my Rights as customer. They billed Bank after got my payment. They promised and did not keep it. Now I am unable to get any solid help from them , just unskilled staff who knows nothing. Don not deal with Hippo
1 People found this helpful.


S
Scott
10/18/2021
Stay away! We opted for a rider to our policy for coverage to electrical items in the home. After a lightning strike our coverage was denied, due to it being a power surge. What other reason is there to cover items?
1 People found this helpful.


John F
8/5/2020
Very positive and professional experience with my homeowners, BUT about 180 degrees unfortunately when I tried to do Umbrella coverage thru them. Too bad, but maybe growing to fast for their own good, and the good of the venture $$ backing them.
1 People found this helpful.


S
Sharon S
10/22/2023
No stars Hippo homeinsurance approved my contractors then fired my adjuster Tori Reynoldsburg for poor business practices the my second adjuster Robert Kash quit then my third adjuster is denying the claim and throwing me out of the hotel to my home with the work incomplete no kitchen no walls unsafe I have 8:days to return to my home in this environment. I am 73 years old
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T
Tim
9/2/2023
Condo insurance only. Year one, premium low $500's, a big increase from prior year with another carrier but compatible to the other carrier's rate increase. Year two, 49% increase, year three 49% increase, year four another 30% (proposed increase). Finally shopped around. Now with a major insurer for less than I was paying year one. That's kind of on me of course for not shopping after the first increase, but watch for the rapidly escalating premiums. The company is very automated and has good online tools. EXCEPT, when it comes to not auto renewing. To cancel a renewal you have to call, wait on hold (and the menu selections don't include canceling or renewals). Horrible... Read More
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Top Rated
  • Wide selection of home insurance discounts - Online Quotes in Minutes!
  • Covers common occurrences like fire or theft and accidents
  • Protect Your Valuable Items (Electronics and Jewelry) 
  • A Wide Range of Excellent Coverage Options