SelectQuote Home Insurance Review

Rating: 8.6 / 10 (Excellent)
Disclosure: We receive advertising revenue from some partners. 
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SelectQuote Insurance Services has been providing unbiased insurance comparison quotes from highly rated life, auto, and home insurance companies since 1985. The company shops all of the leading insurers it partners with, in order to find their customers the best plans and prices, offering multiple rates and coverage options as well as useful resources for policyholders.

How is SelectQuote rated?


Financial Strength
Customer Experience
Pricing & Discounts

Overall Rating: 8.6 / 10 (Excellent)

SelectQuote combines the convenience of insuring through an agent who represents a network of companies, with the smoothness and efficiency of an online and mobile environment. Unlike many of its competitors, the company offers consumers the choice of interacting through the internet, mobile apps, or its 800 number.

Financial Strength

Financial Strength - 8 / 10

SelectQuote places homeowners insurance policies through various underwriters, all of whom conform to different measures of financial strength and stability. Although SelectQuote vets its insurance partners for financial solidity, among other things, customers who are curious about the details of their specific policies may wish to research company ratings on Moody's, Standard & Poor's, and AM Best.
Standard & Poor's Financial Rating
Moody's Financial Rating
AM Best Financial Rating
*The above information reflects the financials strength of one of the partner insurance companies that this insurance marketplace offers policies through: The Prudential Insurance Company of America.

Customer Experience

Customer Experience - 9 / 10

What sets SelectQuote's customer experience apart from their competitors is the variety of ways they encourage customers to communicate and reach out to them. Perhaps because the company was founded to service an older population of consumers, it seems to understand that there are times when it's far more efficient to deal with a live human being.

Customer Ratings

Trust Pilot Rating
8.6 out of 10
BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews

SelectQuote Coverage

Coverage - 8 / 10

The homeowners insurance policies offered through SelectQuote all include the standard coverages for structures, personal property, and liability. Some include some additional coverages under their standard plans, such as medical payments, as well as others that can be purchased for an extra cost. Most policies provide $100,000 in liability coverage, with the option of increasing that to $300,000, or even $500,000.
Basic Coverage Types
Dwelling Protection
Other Structures Protection
Personal Property Protection
Liability Protection
Guest Medical Protection
Additional Coverage
Scheduled Personal Property Coverage

Pricing & Discounts

Pricing & Discounts - 9 / 10

SelectQuote does what its name implies: it allows consumers to choose between several different insurance options at a variety of price points. This model, in effect, puts insurers in a head-to-head competition with each other, allowing customers to chose the least expensive option. Some of the companies in SelectQuote's network include FidelityLife, Protective, TransAmerica, Prudential, and AIG.

Household Discounts

  • New Home
  • Home Safety Features

Policy Discounts

  • Multi-Policy
  • Higher Deductible
  • Claim-Free

Contact & Additional Information

Homepage URL
Company Phone
(855) 401-3950
Headquarters Address
595 Market St., 10th Floor, San Francisco, CA, 94105
Year Founded

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Top Rated
Our Partner
9.6 / 10
  • Because You Deserve Better, Cheaper, Modern Home Insurance
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  • Customer Focused: Available by Phone, Chat, Email or Tweet!
  • Save 25% on Homeowners Insurance
  • Policies backed by partners with $200 Billion in assets