Compare Esurance vs. Progressive Homeowners Insurance

What’s the difference between Esurance Home Insurance and Progressive Home Insurance? See how our editors compare the two companies below.
Last Updated: June 13, 2018
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Esurance Home Insurance
9.4 / 10 - Excellent
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Progressive Home Insurance
9.4 / 10 - Excellent
#1 in Homeowners Insurance
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Key Facts

  • Insurance for the Modern World, Backed by Allstate
  • Smart technology: photo claims & video appraisal
  • 24/7 service and big savings
  • Protect your home, finances, family
  • Get a fast, free quote in minutes
  • Compare their policy with free Calculator & Online Tools
  • Exceptional customer service experience, based on numerous reports
  • Provides financial protection for your home, both inside and out
  • Bundle your home & auto policies & save even more
  • Condo & townhouse policies available
  • Choose from various add-on protection options

OVERALL RATINGS

 EsuranceProgressive
Financial Strength9/1010/10
Customer Experience10/109/10
Pricing & Discounts9/1010/10
Coverage10/109/10

Financial Strength Comparison

 EsuranceProgressive
Underwriter
Allstate
Progressive Casualty
Marketshare 2016
0.06%
1.01%
Premiums Written 2016
$0
$925
AM Best Financial Rating
A+
A+
*The above information reflects the financial strength of the underwriter of the Esurance home insurance policies: Allstate.
*The above information reflects the financial strength of the underwriter of the Progressive home insurance policies: Progressive Casualty.

What do their customers think?

National Association of Insurance Commissioners

 EsuranceProgressive
NAIC Complaint Ratio 2016
2.03
NAIC Total Complaints 2016
10
*The NAIC complaint ratio (in this case 2.03) is a ratio of the number of complaints a company received to the its total premiums written in a calendar year. The median complaint ratio across all companies is 1. A score below 1 means the company received fewer than average complaints. A score above 1 means the company received a higher number of complaints than average.

Customer Ratings

 EsuranceProgressive
Trust Pilot Rating
7.0 out of 10
4.7 out of 10
BBB Rating
A+
A+
Number of BBB Positive Reviews
8
4
Number of BBB Neutral Reviews
0
5
Number of BBB Negative Reviews
33
153
Date Collected
2017-12-10
2017-10-10

Coverage Differences

 EsuranceProgressive
Basic Coverage Types
Dwelling Protection
Other Structures Protection
Personal Property Protection
Liability Protection
Guest Medical Protection
Dwelling Protection
Other Structures Protection
Personal Property Protection
Liability Protection
Guest Medical Protection
Additional Coverage
Scheduled Personal Property Coverage
Scheduled Personal Property Coverage

Pricing & Discounts Compared

Household Discounts

Esurance
vs
Progressive
  • New Home
  • Home Safety Features
  • New Home
  • Home Safety Features

Policy Discounts

Esurance
vs
Progressive
  • New Policy
  • Multi-Policy
  • Claim-Free
  • Multi-Policy
  • Higher Deductible
  • Claim-Free

Contact & Additional Information

 EsuranceProgressive
Homepage URL
Company Phone
(800) 378-7262
(855) 758-0630
Headquarters Address
650 Davis Street, San Francisco, CA, 94111
6300 Wilson Mills Road, Mayfield Village, OH, 44143
Year Founded
2001
1937

Final Verdict

Progressive Home Insurance and Esurance Home Insurance are very close in quality and have the same overall rating. That said, Progressive scores better than Esurance across: Financial Strength, and Pricing & Discounts. Whereas, Esurance scores better on Customer Experience, Online Presence, and Coverage.


Customer Comments & Reviews

M
Martha U
Dallas, Texas
8/24/2017
Progressive Home Insurance review
802 s 8 St Aransas pass tx 78336