Top 10 Companies

9.9 / 10
  • Individual Vision Plans Starting as Low as $17/Month
  • Coverage for Eye Exams, Frames, Lens Enhancement, and Contacts
  • More Than 33,000 In-Network Doctors Nationwide
  • Personalized Service With Multiple Plans to Fit Your Needs
  • Easy Online Enrollment or Speak With VSP Representative by Phone
9.3 / 10
  • Online Account Management
  • Regular Comprehensive Eye Exams
  • Open Enrollment
  • Free Breakage Warranty
  • Fixed Lens Pricing
9.2 / 10
  • Rated A+ by the BBB
  • Pre-Determined Discounts on All Vision-Related Expenses
  • Annual Routine Eye Exam
  • Wide Variety of Vision Plans to Choose From
9.1 / 10
  • Vision Plans Free with Every Dental Plan
  • Up to 20-40% Off the Retail Price of Eyewear
  • Save on Laser Vision Correction
  • Unlimited Frequency on Usage
  • Discounts on Eye exams, Contact Lenses, Frames and Lenses
9.1 / 10
  • No Waiting Periods
  • Freedom to Go out of Network
  • Coverage for People of All Ages
  • $10 Copay Eye Exams
  • Laser Eye Surgery Discounts
8.8 / 10
  • Save up to 15% off on Lens and Frames Purchased at Any Walmart Vision Center
  • Prescription Savings at over 60,000 Pharmacies Nationwide  
  • No Elimination or Waiting Periods
  • Freedom to See Any Vision Care Provider
  • Rated A+ by the BBB
8.6 / 10
  • Over 12,000 Optical and Lasik Locations Nationwide
  • No Restrictions or Limitations on Number of Purchases
  • Online Account Management
  • Up to 20% off on Eyeglass Examination
  • Online Enrollment
8.1 / 10
  • Apply for Vision Insurance Online
  • Get Vision Insurance with Medical or Dental Plan
  • Find Optometrists Online
  • Covers Eye Exam, Frames and Lenses
8.0 / 10
  • Rated A+ by the BBB
  • Vision Group Plan
  • Locate Eye Care Providers Online
  • Save up to 30% on Eye Care Diagnostic Procedures
  • Easy to Implement Program Structures
7.7 / 10
  • No Waiting Periods
  • Annual Eye and Vision Exams
  • No ID Cards or Claim Forms Required
  • Discount on LASIK
  • $150 Frame Allowance
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How We Compare Vision Insurance

Covered Items


Policyholders must first check for coverage before purchasing vision insurance. Look for an insurer that covers common eye health care and wellness needs such as eye examinations, glasses, contacts and discounts on LASIK. Some companies also offer additional allowances for out-of-coverage network, which can be beneficial to members whose doctors are not included in the company’s list of covered doctors and optical shops.

Lens Enhancement


Policyholders who are using eyeglasses should also consider lens enhancement under vision insurance. There are different kinds of lens enhancement with specific uses and features. Having your lens upgraded may help in eliminating eye strain and protect your eyes from common problems associated with extended computer use. Look for a vision insurance company that offers wide lens enhancement types that will suit your eye condition and needs. • Scratch Resistance • UV Coating • Anti-Glare • Polycarbonate • Tinted/Colored

Types of Vision Insurance


Vision insurance is commonly offered as a value-added benefit connected with medical insurance, preferred organizations (PPOs), and health maintenance organization (HMOs) that have contracted with vision care networks to provide eye care services. Group insurance can be purchased through school, association, company or by a government program including Medicaid and Medicare. For those who are self-employed and not eligible for group plan, better look for an insurance provider that offers policies that can be bought individually.  



Once you purchased vision insurance, policyholders and members will get access to a network of providers such as ophthalmologists, optometrists, optical laboratories, LASIK surgeons, and eyewear stores. Search for an insurance company with a wide nationwide network for convenient access and faster claims.



Despite the fact that vision insurance is cheaper compared to other insurance products, it may not be a good deal for consumers if the price of co-payments and premiums under the plan are higher than the costs of paying for vision care expenses out of pocket. Check for balance of premiums and co-payments before starting a vision insurance plans. Remember that your goal is to maximize your savings from out-of-pocket expenses. Don’t be afraid to ask questions from insurance provider specialists.  

Coverage Period


Search for a company that offers no waiting periods. Policyholders can use the benefits as soon as the coverage begins. Incidents which occur during waiting periods are not claimable.