Best Landlord Insurance 2017

Review and compare the Best Landlord Insurance companies. We give you the list of the Top Landlord Insurance providers in the country today.

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Landlord insurance helps protect property owners from damage to their building, as well as from loss of rent from tenants. In 2015, over 500 billion dollars was paid in rent in the United States. With that amount of money exchanging hands, it’s important to protect the property investment.

Landlord insurance is great for owners who need to protect themselves from damage and/or loss. While accidental and malicious damage are typically covered, so are unexpected events such as floods, fires, storms, and earthquakes.

When choosing between landlord insurance plans, make sure that the policy covers your specific needs. For instance, premiums and item coverage may differ if the property is an apartment building, a single-family home, a duplex, or a condominium. Moreover, carefully consider what needs to be covered. If your tenants are questionable, then fair rental income, malicious mischief, vandalism, and theft protections may be wise investments. Other add-ons can include personal injury, legal fees, replacement costs, and comprehensive property coverage.

Before making a final decision, look at the fine print. Are there any multi-policy discounts available? What is the process for submitting a claim? Are emergency repair services available? If need be, is it easy to cancel the policy?

Top 9 Companies

  • Legal fees coverage
  • Umbrella liability
  • National disaster coverage
  • Covers loss of rent
  • Rental business insurance
#2
  • Fair rental value coverage
  • Free online quotes
  • Landlord Discounts
  • Convenient Payment Modes
  • 24-hour Claims Support
  • Emergency Repair Service
#3
Allstate
9.0 / 10
  • Free online quotes
  • Flood insurance
  • Dwelling protection
  • Fair rental income coverage
  • Provides medical security
  • Coverage calculator
#4
MetLife
8.9 / 10
  • Rental property coverage
  • Liability coverage
  • Multiple structures
  • Covers private structures
  • Coverage for medical payment
#5
State Farm
8.6 / 10
  • Loss of income coverage
  • Building coverage
  • Comprehensive  general liability
  • Loyalty rewards
#6
Foremost
8.5 / 10
  • Liability coverage
  • Easy online quotes
  • Loss settlement agreement
  • Actual cash value
  • Extended replacement cost
  • Comprehensive property coverage
#7
Farmers
8.5 / 10
  • Liability coverage
  • Comprehensive property coverage
  • Agreed loss settlement
  • Landlord protection
#8
Safeco
8.3 / 10
  • Landlord protection claims
  • Insurance discounts
  • 24/7 claim assistance
  • Convenient payment options
#9
USAA
8.2 / 10
  • Online registration
  • Income replacement
  • Multi-product discount
  • Covers personal liability 
  • Multiple property coverage
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Best Landlord Insurance: Summed Up

RankCompany NameStrengths
1Trusted Choice Inc.Best Overall
2Liberty MutualCoverage, Benefits
3AllstateBenefits, Customer Support
4MetLifeStructures Covered, Benefits

How We Compare Landlord Insurance

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vs
Coverage - 25%
Structures Covered - 15%
Benefits - 15%
Premiums - 20%
Discounts - 15%
Customer Support - 10%

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