Total Home Protection Home Warranty Review

Rating: 8.2 / 10 (Excellent)
101 Customer Comments & Reviews - see all comments
Disclosure: We receive advertising revenue from this partner. 
Learn more.
Total Home Protection is a home warranty company dedicated to providing comprehensive home warranty plans for a multitude of budgets. They have two different plans, with optional add-ons for fully customizable coverage. Coverage can be transferred to new homeowners easily in case of a move, with no additional fee.

How is Total Home Protection rated?


Contract & Price
Claims & Service

Overall Rating: 8.2 / 10 (Excellent)

Total Home Protection is quite a new company within the home warranty landscape, having been founded in 2016. Though most of the terms and conditions of their policies are fairly standard, their remarkable flat rate service fee of $60 is exceptionally generous. They have very little customer feedback, due to the youth of the company, but their eminently customizable plans can make them an excellent choice. We recommend that potential customers thoroughly read their contract.


Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
Typical Systems Benefit Limit

Coverage - 8.2 / 10

Total Home Protection offers two types of plans: Gold and Platinum. Both of these have a series of optional add-ons, such as pools, spas, central vacuum, limited roof leaks, and septic systems, to name a few. Their comprehensive plans can therefore be expanded to suit every homeowner's needs. Coverage is guaranteed regardless of age, make, or model.

What does Total Home Protection cover?

Covered Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heaters
  • Ceiling Fans
  • Ductwork
  • Sump Pumps

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwave
  • Free-standing Ice Makers
  • Trash Compactors
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer
Display Less
1 More

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $499
Minimum Contract Length
13 month(s)
Home Inspection Required for Contract?
Online Quote/Application

Contract & Price - 8.2 / 10

Total Home Protection's annual premium is slightly on the high side, beginning at $499, for a contract whose minimum length is 13 months. However, they don't require a home inspection in order to instate coverage, and they do have a 30-day cancellation policy in place.

Sample Contract

Total Home Protection provides a sample contract for potential customers on its website: Total Home Protection Sample Contract

Cancellation Policy

You may cancel this Agreement within the first thirty (30) days of the order date for a full refund of the paid contract fees, less any service costs incurred by us. If this Agreement is canceled after thirty (30) days, you shall be entitled to a pro rata refund of the paid contract fee for the unexpired term, less a $50 administrative fee and any service costs incurred by us. If we have provided services and the amount of the service costs incurred by us is greater than the contract fees paid, then no refund will be due to you.

Claims & Service


Maintenance Records Required for Service?
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Service Recall Period
0 days

Claims & Service - 8.2 / 10

Total Home Protection's flat rate $60 service fee is exceptional within the home warranty business, which tend to work on a scale. Maintenance records are required for service, and contractors must be chosen from their in-house network, as is generally standard within the industry.

Total Home Protection Reputation

Company Details

Year Founded
NHSCA Membership
BBB Rating
BBB Rating
BBB Neutral Reviews
BBB Negative Reviews
Date Collected

Reputation - 8.2 / 10

Total Home Protection is not certified by the NHSCA, and there are very little customer-based reviews available online, perhaps due to the fact that they are a very new company, founded in 2016. They do, however, have a Better Business Bureau rating of B+, based on 1 neutral review.

Contact & Additional Information

Homepage URL
Company Phone
(800) 545-0402
Headquarters Address
325 Chestnut St #800, Philadelphia, PA, 19106
Mailing Address
300 McGaw Drive, 2nd Floor, Edison, NJ, 08837
Year Founded

Leave a comment for Total Home Protection Home Warranty
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

101 Customer Comments & Reviews

Loading Reviews ...
Allen D
Pittsburgh, Pennsylvania
This has to be one of the best companies when it comes to honoring everything they promise. Sad to say I have come to not expect much when I try to get places like insurance companies to fix or repair something. After my dishwasher went out I called them and the customer service was professional, they listened, and they sent someone out right away. I knew right then that I made the right choice and now I no longer have to watch endless youtube videos when trying do minor repairs around the house. As long as I have a home, I will have a Total Home warranty.

Seraphe F
Detroit, Michigan
My home warranty is worth every penny. With Total Home Protection, I had several appliances repaired this year without worrying about the cost. In fact, when my air conditioner broke down this past summer, I barely even noticed! I just picked up the phone and put in my claim. Practically that same day, a service contractor came to my house and within a matter of hours I was back to enjoying a cool breeze. I also love that most appliances that cannot be repaired are replaceable. In other words, I basically got a brand-new dishwasher courtesy of my home warranty. Highly recommend.

Zelma P
San Jose, California
The representative was very courteous and explain very well the contract and also offered promotions

Tiffany R
Chicago, Illinois
Apparently everyone's garage door breaks down after a while. Recently, I was just right when my garage door opener suddenly stopped working. Upon calling the customer service line, I learned that repairs to my garage door openers were covered by my plan. That was a surprise! I had never thought about my garage door opener malfunctioning because it had never done it before. The company quickly scheduled someone and they came out to take a look 2 days later. That technician fixed it in just 10 minutes. He really knew what he was doing, and he explained the problem to me thoroughly, which I actually appreciated. I couldn't be more satisfied with the quality of the customer service reps and... Read More

Kyle B
Ashburn, Virginia
I purchased a home warranty from Total Home and boy am I glad I did. The roof on my house has a leak that I didn't know about for a long time. When I finally caught it one day during a heavy downpour, I called Total Home Protection right away to see if it was covered. The girl on the phone urged me to file a claim immediately and schedule someone to come by. She warned that if my roof leak caused any secondary damage, that would not be covered in my plan. I did exactly what she instructed, and luckily I was able to have that minor leak fixed before it caused any damage. I really appreciate the transparency, and honesty she exhibited. I know if I had waited and allowed the leak to cause... Read More

Peg M
Dallas, Texas
I guess we will see..... I purchased a beautiful home in March, 2018. Prior to the purchase, I purchased the best THP plan I could purchase and I purchased a 5 year plan which reduced my annual charges and gave me an additional one year for free. The total cost was about $17-1800. The agreement from "TIM" and follow up reinteration from "KEVIN" and from "RITA" is that no matter what has to be done to a covered appliance, repair, parts, labor and/or replacement, my ONLY charge is the $45 call out fee. All other expenses are covered 100 percent for payment. I hired a certifed home inspection company to inspect the home prior to purchase and there were no issues with structure,... Read More

Dallas, Texas
Rating should be a negative number. Do yourself a favor and stay away from this company. They will find any excuse to deny any claim over a few hundred dollars. Example: My Samsung refrigerator would not hold temp and ice maker freezing up constantly. They denied the claim saying it was a manufacturers defect and therefore they are not responsible. On another occasion one of my a/c units was not working properly and would run then freeze. The service tech they sent to the house reported back that the system was working properly so no claim. I had 2 other independent techs report that the system was failing and not holding freon. System needs replacement. In both cases my... Read More

San Jose, California
The Total Home Protection Home Warranty is absolutely not trustworthy. I had two claims in my rental property but, they never paid me. They always tried to say something else or make up an excuse to refuse the payment. Please check to see more details about this company. I highly do not recommend it.

Chicago, Illinois
I wasn't convinced if investing in a home warranty was right for me and my family, but on one of the hottest days in Ohio, I came home from the grocery store and found that I was the proud owner of a hot house. Something had gone one with the ventilation system, and after having to pay that astronomical bill for repairs from a local contractor, I knew that I should invest in a home warranty for next time. Within hours of getting my ventilation system fixed, I vowed that this would never happen again. I purchased a home warranty that day from Total Home Protection. Within 2 months, my ventilation system was malfunctioning again, and this time, I did not have to scramble to find a local... Read More

Maya M
Chicago, Illinois
One winter, my garage door suddenly started opening halfway and then closing again, and since it was so cold it was awful to go outside to open it manually. I can't believe how quickly Total Home was able to get a contractor out to fix my door. He came the next day after my claim was processed, despite the roads being covered in snow. He was so friendly and professional and was able to quickly fix my garage. He even showed me a neat trick to try in the event that it malfunctioned. I am very impressed by the service I received.

Our Partner
8.2 / 10
  • 24/7 Claims Service
  • Pre-Screened and Licensed Local Technicians
  • Coverage regardless of make, model or age
  • Monthly and Annual Plans
  • No claim limits
  • 1 Month Free With Purchase Of Any Single Payment Plan
  • Plans For As Low As $1 Per Day