Select Home Warranty Review

Rating: 9 / 10 (Excellent)
986 Customer Comments & Reviews - see all comments
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Select Home Warranty is a New Jersey-based company that provides home warranty plans across the United States. They offer three levels of coverage, with optional add-ons to allow homeowners to fully customize their warranties. The company covers all makes and models of appliances and systems. They have a B rating with the BBB.

How is Select rated?


Contract & Price
Claims & Service

Overall Rating: 9 / 10 (Excellent)

Select Home Warranty’s lack of a term maximum is very attractive, especially when considering their comparatively generous appliance and system limits. They do have a waiting period for service, and require maintenance records, which can be off-putting to some customers. Select is an excellent choice for customers who value savings and flexibility.


Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
Typical Systems Benefit Limit

Coverage - 9 / 10

Select Home Warranty offers combination policies that cover 15 systems and appliances, in addition to additional specialty item coverage. With no term benefit limit set, appliances are capped at $500, while systems are limited to $2,000. As a matter of company policy, items will only be covered if they have not been repaired prior to service, or if their malfunction is due to user error.

What does Select cover?

Covered Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heaters
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pumps

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwave
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer


For a full list of Select exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks
  • Lawn Sprinklers

Contract & Price

Contract Details

Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
Online Quote/Application

Contract & Price - 9 / 10

In the case of Select’s yearlong base-level contract, no home inspection is required prior to full coverage. For the sake of education and peace-of-mind, this company provides a sample contract and quote calculator on their website. In exchange for a $75 administration fee, they also offer a pro-rated refund if the initial 30 days have expired.

Sample Contract

Select provides a sample contract for potential customers on its website: Select Sample Contract

Cancellation Policy

Select reserves the right to cancel the service contract in the event of fraudulent conduct or misrepresentations by the customer, failure to make the required payments, or upon agreement. The customer may cancel the agreement within 30 days from the order date of the agreement and will be entitled to a full refund only if no service has been provided under the contract. After 30 days, the customer may receive a pro-rated refund for the non-discounted annual plan cost. The customer will be charged a $75 cancellation fee, plus any service expenses incurred by Select Home Warranty.

Claims & Service


Maintenance Records Required for Service?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims & Service - 9 / 10

Once the policy holder has been covered for the entirety of their contract-mandated 30-day waiting period, Select allows access to their in-network contractor services. In addition to requiring maintenance records in order to provide service, Select also insists that they be notified. If they are not, then reimbursement may be forfeited.

Select Reputation

Company Details

Year Founded
NHSCA Membership
Number of Employees
TrustPilot Rating
6.1 out of 10
BBB Rating
BBB Rating
BBB Neutral Reviews
BBB Negative Reviews
Date Collected

Reputation - 9 / 10

Select Home Warranty is a relatively small company that is not a member of the NHSCA. In addition to their TrustPilot rating of 6.1 out of 10, this company has held a B- rating with the Better Business Bureau since 2012, backed by 38 positive, 28 neutral, and 273 negative reviews.

Contact & Additional Information

Homepage URL
Company Phone
(855) 267-3532
Headquarters Address
1 International Blvd Ste 400, Mahwah, NJ, 07495
Mailing Address
One International Blvd. Suite 400, Mahwah, NJ, 07495
Year Founded

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986 Customer Comments & Reviews

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Dill D
Spring, Texas
Select home warranty (SHW) service is horrible... The company is a joke... DO NOT waste your money. We bought a house, and we picked this company. I talked to customer services; they promised me that the warranty cover everything... two weeks after closing; I called the company to see that everything is ok, and they said yes. They offered me to 18 more months for 250... I thought OK. Two months later started the show. With all this rain, we found a roof leak, it was quite small... but I thought cool it is cover by the home warranty. When I made the claim. They took 1 month to send a company to make a quote. I called at least 10 times, and their answer was, we cannot contact... Read More

Gaurav V
Washington, District of Columbia
By far the worst customer service I have experienced amongst all companies to date! Before you read the details below I want to make some pointers for all who don’t like long reviews. 1) Worst customer service 2) Contract is totally lop-sided to their own benefit. 3) Cancelation works in their favor and not customers as they collect most of the money in the initial months. 4) Rude, obnoxious reps on the phone. 5) Please read the fine print carefully as most basic parts of appliances are not covered. 6) Don’t expect to receive any refunds/pro rated cancelation payments from them as I never did! 7) Policy Cancelation at any time is $125 no matter whose fault. I had Select... Read More

Rajeev P
Reston, Virginia
The worst service I have ever received so far, very terrible from my past experience. I had to make an A/C repair call last week; they don't have good contractors, first contractor they assigned do not have a good phone number, second one took 2 days to respond, did not complete the work, took the co pay, now he don't want to finish the work. Made number of calls to Select Home to get the third one assigned, he says he may or may not come in 2 days. Select home says we have to pay another co pay to this new contractor, very bad experience. This company should be banned from doing business in Maryland, or even in the whole county. They will not pick up phones during weekends, drop... Read More

Houston, Texas
terrible. will not communicate back, will not fix your appliances and will reimburse less than 1/4 on what is the cheapest similar appliance worth after months of waiting. they will skew the contract to match their needs not yours. service providers took over two weeks to show up to fix my water heater forcing me to take cold shower

laurie f
Macon, Georgia
After paying on this policy for a couple of years, I put in a claim to fix my air on April 25, 2016. Not only did it take 3 weeks to get an answer as to whether they pay to fix it, aand we went without air , they denied the claim because it would cost them $2200 to replace the coil. They said my policy didnt cover freon leaks, therefore they denied my claim. Update: Waited 3 weeks for A/C repair. It is still not working. I paid the contractor $45 but he said I needed a now coil. Select Warranty reviewed the diagnosis and said my policy does not cover freon or coil replacements! READ THE SMALL PRINT ON YOUR CONTRACT. I cancelled my policy and they charge $75 to cancel the policy.

Houston, Texas
terrible. will not communicate back, will not fix your appliances and will reimburse less than 1/4 on what is the cheapest similar appliance worth after months of waiting. they will skew the contract to match their needs not yours. service providers took over two weeks to show up to fix my water heater forcing me to take cold shower

Fairfax, Virginia
This company should not remain in HOME WARRANTY BUSINESS. Some collectively should take serious action shutting down this company since too many complaints like more than 3000. Check BBB, Number One Fraud and WORTHLESS COMPANY!!!!! I have Submitted a claim for AC repair 6 months ago, neither they could able to repair the problem nor replace as necessary . Instead they offered me just $ 100 reimbursement when it costing way lot more and this spring denied my claim stating BS reasons to avoid coverage. Beware you waste money and lot of time in dealing for nothing. Hoping for others to make better decisions.

Paula A
Colorado Springs, Colorado
I have not had a pleasant experience trying to get service on a claim. It took over a week and me constantly calling them after they assigned 5 different repair companies; which none called me on. I would be assigned a company and wait. After no contact, I would contact the repair company only to have them tell me they don't work with Home Select or the have never heard of them so they have no idea how my claim was assigned to their repair company. I then would call Select Home service back, have to leave a message and get no return call, would call multiple times again before I spoke with someone and then they would do the same thing all over again...assign me to another company that... Read More

Chakri P
Aurora, Illinois
Terrible service I'm not sure how this company got into the list of good Home Warranty. I will never go back to them, beware of this one for sure. My Water heater broke and the service consultant was finding ways and reasons to avoid coverage stating, we don't cover leaks. How many times does a water heater break without a leak? Another incident proved to me that this company only looks out for reasons NOT to cover, referring to some fine print that nobody reads and understands We are never going back to them

Ken G
Asheville, North Carolina
I've waited a good six months to write this review because I wanted it to be even-tempered and without emotion. All I can say without hyperbole is beware. I bought a five year plan after having a very impressive sales call with one of their agents. I bought a 1927 home, so I knew there would be issues. It started off with minor problems and then grew to more significant. But the bottom line is, they never fixed anything, never paid for anything, and their customer service was nothing shy of condescending. They always found a clause which was in direct contradiction to what their sales rep had stated with clarity. After receiving my partial refund after months of effort, I then tried... Read More

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9.0 / 10
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