Old Republic Home Warranty Review

Rating: 8.1 / 10 (Excellent)
82 Customer Comments & Reviews - see all comments
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Old Republic Home Protection, formerly called Dependable Home Warranty, was founded in 1974 and became a subsidiary of Old Republic International in 1982. The California-based company has since undergone management changes that have contributed to its growth and expansion beyond California. It is currently considered the third largest home warranty company in the United States.

How is Old Republic rated?


Contract & Price
Claims & Service

Overall Rating: 8.1 / 10 (Excellent)

For 40 years, Old Republic Home Protection has remained among the three largest home warranty companies in the industry, providing comprehensive coverages for homeowners, home buyers, and real estate agents alike. Although their plans offer full protection for most systems and appliances, they can be rather pricey depending on the area of coverage and size of the home. Overall, Old Republic is a reliable option for anyone looking for enhanced protection and round-the-clock claims processing.


Key Facts

Plan Types
Combo Plan
Build Your Own
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
Typical Systems Benefit Limit

Coverage - 7 / 10

Old Republic Home Protection offers three home warranty plans, the Standard Platinum, and Ultimate. The Standard coverage protects all main systems and most appliances, and clients can build on that coverage to customize their plans. The company also offers optional coverage for certain less usual items such as salt water equipment and ornamental fountains. On the downside, Old Republic's typical appliance benefit limit is $250, and their systems limit is $1,000, which is less than what other home warranty providers are currently offering.

What does Old Republic cover?

Covered Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heaters
  • Instant Hot/Cold Water Dispensers
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pumps

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwave
  • Free-standing Ice Makers
  • Trash Compactors
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer
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For a full list of Old Republic exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $295
Minimum Contract Length
13 month(s)
Online Quote/Application

Contract & Price - 8 / 10

Old Republic plans are on the higher end in terms of price, with annual premiums ranging from $260-$500 depending on the state, size, and condition of the home. Contracts with this company may be cancelled upon mutual agreement, in which case the customer would be entitled to a pro-rata refund of the paid plan fee minus a $50 processing fee and service costs.

Sample Contract

Old Republic provides a sample contract for potential customers on its website: Old Republic Sample Contract

Cancellation Policy

This Plan is non-cancellable, except for 1) nonpayment of fees; 2) fraud or misrepresentation of facts material to the Plan or a request for service thereunder; 3) upon mutual agreement between you and ORHP; or 4) if you harm or threaten the safety or well-being of ORHP, any employee of ORHP, a Service Provider, or any property of ORHP or of the Service Provider. If Plan is cancelled, you shall be entitled to a pro-rata refund of the paid Plan fee for the unexpired term less service cost incurred and a $50 processing fee. If a refund calculation results in you owing us for services rendered, we will bill you the net amount due or the unpaid Plan Contract fee, whichever is less.

Claims & Service


Maintenance Records Required for Service?
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Service Recall Period
30 days

Claims & Service - 7 / 10

Old Republic charges a different trade call fee, ranging from $55 to $100, depending on the state, size, and condition of the home. They have the standard 30-day waiting period before coverage can begin, a 30-day recall period on labor, and mostly restrict customers to their network of contractors, unless they have been previously authorized by the company. Nevertheless, Old Republic does have a 24/7 claims department, which many customers find convenient and isn't offered by all home warranty companies.

Old Republic Reputation

Company Details

Year Founded
NHSCA Membership
Number of Employees
BBB Rating
BBB Rating
BBB Neutral Reviews
BBB Negative Reviews

Reputation - 10 / 10

Old Republic Home Protection is NHSCA-certified and accredited by the Better Business Bureau. The company holds an A+ rating with the BBB and a composite score of 3.81 out of 5 stars based on 140 reviews. There have been a substantial number of complaints filed against the company, yet they have resolved each issue and seem committed to providing a good customer experience.

Contact & Additional Information

Homepage URL
Company Phone
(800) 445-6999
Mailing Address
P.O. Box 5017, San Ramon, CA, 94583
Year Founded

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82 Customer Comments & Reviews

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Melissa C
Decatur, Alabama
Everytime we called for service, no one ever called us back. We had to keep calling them. I even submitted an online request for service and would never hear back from them. When we finally did hear from them they said a Technician would call within 24 hours. That never happened either, so I would call them again and they would tell me to call the Technician myself. What were we paying them for??? Some of the Technicians that came out were very nice and knowledgeable and some were just plain lazy and did not want to do the work so they would say they could not find anything wrong. When your Dryer does not dry your clothes...Something is wrong. A couple of times when I called in... Read More

La Mesa, California
This company is horrible!!!! They do not screen their subcontractors they do not pay fair market price therefore any service you get is substandard and if you want to hire your own real company they will not pay them even near fair market rate so why have the warranty? I am so disappointed when I thought I had coverage for my new home in time of need to find out the main thing that insurance companies do is try not to pay

Las Vegas, Nevada
We received standard coverage plan for our home that we purchased. They had no problem taking our money but when it comes to filing a claim they are horrible! Do not I repeat do not trust them! We were in our house and had a heater issue. They came out and looked at it and fixed the ignition switch, great we were going to renew when our year was up. Our kitchen disposal went out and they sent someone out and we were told that they do not cover it because it is industrial? In our home? I just wanted it fixed or replaced. Neither happened but we had to pay them 65.00. I then went out and purchased a new disposal and installed it myself! Our kitchen ice maker went out and of course that is... Read More

Rockville, Maryland
I started with old republic in 2006. They were excellent warranty company . However the last two years have been a drastic drop . Have the technicians sent to my house we're not even certified. I finally switched to American home Shield and I'm very happy with them .

larry j
Magnolia, Texas
brochure is terrible. Sales person didn't tell me truth. I didn't get a renewal notice so it lapsed. If you downgrade you can never upgrade- stuck with that policy. Cannot add an option either. You must 1st choose all options bc you can never add it in future. Go over every detail in brochure - it's confusing - very confusing to know what you are getting, what the $$$$ limit for that feature and which package it is with. I recommend 1st American Home Warranty - nice people.

Rita N
Fairfield, California
Old Republic sent someone out right away to check the air conditioner when it conked out in the middle of 106 temperatures. Shortly thereafter Old Republic telephoned to say they were sending someone over to repair/replace the air conditioner unit. Shortly thereafter Old Republic called back to say they changed their mind because the air system was older and not maintained as well as Old Republic felt it should have been. Isn't that why a new home owner gets a home warranty? Is a new home owner supposed to have every appliance, pipe, and system in the home torn apart and inspected before moving in? Isn't that why I got an insurance policy? After going around and around with Old Republic... Read More

Greenville, North Carolina
Old republic left us for 2 weeks, going on 3 without air conditioning in the middle of summer in North Carolina where it's as hot and humid.. not only was it hot but I had to leave my windows open all the time and had the risk of someone breaking in.. all they would have stopping them was a screen.

James Q
San Diego, California
Upon moving in to a new home after purchasing, my fridge began leaking water which would rapidly pool in the bottom of the fridge. This is a textbook example of an issue that is obviously covered by my Plan with Old Republic. When I called to request service, the agent, clearly following a script that all agents are forced to follow, asked me a series of leading questions, entrapping me into saying that I noticed the leak right away upon "moving in", which qualified it as a pre-existing condition, which means they would not cover it. Old Republic claims it does not matter that the fridge was not leaking at the time of my multiple walkthroughs of the property during the escrow process... Read More

Jim T
Birmingham, Alabama
ORHP cannot find my icemaker for replacement. A huge selling point for their warranty is that, if they cannot fix your appliance, they will replace it. That promise is NOT true! I was told that my refrigerator is "working fine" even though an icemaker is a VITAL part of a "working" refrigerator. Full disclosure; I have been offered a "cash out", but I am still out an icemaker AND my $100 co-pay!

Dean M
Wildomar, California
Old Republic has always taken care of my issues with my home. I had switched to American Home shield and found there plumbing contractor was a crook. I stop using AHS. I think they are lousy.

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9.7 / 10
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