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Old Republic Home Warranty Review


ConsumersAdvocate.org Rating: 2.2 / 5 (Average)
156 Customer Comments & Reviews - see all comments
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Old Republic Home Protection, formerly called Dependable Home Warranty, was founded in 1974 and became a subsidiary of Old Republic International in 1982. The California-based company has since undergone management changes that have contributed to its growth and expansion beyond California. It is currently considered the third largest home warranty company in the United States.

How is Old Republic rated?

Breakdown

0.0/5
Transparency
3.5/5
Claims Processing
3.5/5
Coverage Options
0.0/5
Additional Benefits
4.0/5
Customer Experience

Overall Rating: 2.2 / 5 (Average)

For 40 years, Old Republic Home Protection has remained among the three largest home warranty companies in the industry, providing comprehensive coverages for homeowners, home buyers, and real estate agents alike. Although their plans offer full protection for most systems and appliances, they can be rather pricey depending on the area of coverage and size of the home. Overall, Old Republic is a reliable option for anyone looking for enhanced protection and round-the-clock claims processing.

Coverage

Key Facts

Plan Types
Combo Plan
Build Your Own
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$250
Typical Systems Benefit Limit
$1,000

Coverage Options - 3.5 / 5

Old Republic Home Protection offers three home warranty plans, the Standard Platinum, and Ultimate. The Standard coverage protects all main systems and most appliances, and clients can build on that coverage to customize their plans. The company also offers optional coverage for certain less usual items such as salt water equipment and ornamental fountains. On the downside, Old Republic's typical appliance benefit limit is $250, and their systems limit is $1,000, which is less than what other home warranty providers are currently offering.

What does Old Republic cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer
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1 More

Exclusions

For a full list of Old Republic exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $295
Minimum Contract Length
13 month(s)
Online Quote/Application

Contract & Price - 4 / 5

Old Republic plans are on the higher end in terms of price, with annual premiums ranging from $260-$500 depending on the state, size, and condition of the home. Contracts with this company may be cancelled upon mutual agreement, in which case the customer would be entitled to a pro-rata refund of the paid plan fee minus a $50 processing fee and service costs.

Sample Contract

Old Republic provides a sample contract for potential customers on its website: Old Republic Sample Contract

Cancellation Policy

This Plan is non-cancellable, except for 1) nonpayment of fees; 2) fraud or misrepresentation of facts material to the Plan or a request for service thereunder; 3) upon mutual agreement between you and ORHP; or 4) if you harm or threaten the safety or well-being of ORHP, any employee of ORHP, a Service Provider, or any property of ORHP or of the Service Provider. If Plan is cancelled, you shall be entitled to a pro-rata refund of the paid Plan fee for the unexpired term less service cost incurred and a $50 processing fee. If a refund calculation results in you owing us for services rendered, we will bill you the net amount due or the unpaid Plan Contract fee, whichever is less.

Claims & Service

Claims

Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Service Recall Period
30 days

Claims Processing - 3.5 / 5

Old Republic charges a different trade call fee, ranging from $55 to $100, depending on the state, size, and condition of the home. They have the standard 30-day waiting period before coverage can begin, a 30-day recall period on labor, and mostly restrict customers to their network of contractors, unless they have been previously authorized by the company. Nevertheless, Old Republic does have a 24/7 claims department, which many customers find convenient and isn't offered by all home warranty companies.

Old Republic Reputation

Company Details

Year Founded
1974
NHSCA Membership
Number of Employees
550
BBB Rating
A+
BBB Positive Reviews
11
BBB Neutral Reviews
3
BBB Negative Reviews
113

Reputation - 5 / 5

Old Republic Home Protection is NHSCA-certified and accredited by the Better Business Bureau. The company holds an A+ rating with the BBB and a composite score of 3.81 out of 5 stars based on 140 reviews. There have been a substantial number of complaints filed against the company, yet they have resolved each issue and seem committed to providing a good customer experience.

Contact & Additional Information

Homepage URL
Company Phone
(800) 445-6999
Mailing Address
P.O. Box 5017, San Ramon, CA, 94583
Year Founded
1974

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156 Customer Comments & Reviews

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snmcaner88
8/4/2020
Our A/C stopped working in the beginning of July and we had insurance from Old Republic. I was expecting them to find a solution within a few days, however it has been almost a month and it is still not fixed. They cannot find required part and they dont want to replace it. I dont know how longer they are going to search for this part but it is August in Houston where you cannot survive without A/C. Terrible customer service, I am so disappointed and doesnt recommend them to anybody.


reynolds55
7/28/2020
Very poor service that does not return calls or emails. No response to paid invoice


pangom335
7/16/2020
Always happy with service in pass, however things have changed. Request for microwave placed June 2020 nearing end of July no repair or replacement calls for update take over an hour and response is waiting for an answer from authorization. Hmmmm wonder where authorization is coming from White House?


Katherine D
6/26/2020
Do not waste your money with the Old Republic. They are quick to take your money but when you need to file a claim you will feel like you're on trail as they interrogate you and twist your words looking for any excuse deny your claim.


dscarr72
6/23/2020
I would NOT recommend Old Republic if you're looking for a good customer experience. 1) They implement a new customer penalty for the first 30 days you can not self service online (like we do in 2020 not 1980). 2) When you do call you wait on hold for 30 days only to be told the status of a claim in their system is different than shows online. 3) If you want to actually talk to someone other than a front line call center agent all they can say is they will take your feedback and pass it along, you can not actually talk to someone who can explain "why".


K
Kevin M
5/15/2020
Called today to have service on my Refrigerator and since I have Platinum coverage, thought I would be covered. Unfortunately NO, its an add on to the plan. Never in my wildest dreams did I think a refrigerator would be an add on coverage. I wont renew, and buyers beware.


M
Me
5/4/2020
When they come out to do a job if there is some parts that are not covered under the warranty they tell you the $75 trade call fee is included in your out-of-pocket cost. Then later on you get billed $75 from OLD REPUBLIC and deny that it was included initially. What a rip off company. I have more than one property and will be canceling OLD REPUBLIC on all of them.


L
Leon G
5/1/2020
This company gives insurance companies a bad name. In 2018 we purchased a home built in 1996 And received an Old Republic warranty with max coverage offered. Because the warranty was a “gift” from the well compensated realtor we had no knowledge concerning what information was communicated to Old Republic, if any. During the first year Old Republic replaced a sink top hot water dispenser and we had no other claims. We renewed the contract for the second year and the company paid to fix a blower fan in an outside AC unit. Subsequently, two of four burners on a Thermidor cooktop failed to ignite and we were told that the valve part necessary to repair it was no longer available. The... Read More


Rachel G
4/24/2020
We had this policy when we purchased our home almost a year ago and it was the platinum policy they have continued to send out a service man that did nothing but run up our bills and we had to do re calls on everything he supposedly repaired our refrigerator went out during the Covid 19 pandemic and I have cancer and my medication is kept in the refrigerator instead of ordering us a new one they ordered parts which took over 3 weeks so we lost $1,000 worth of food and were left using a little refrigerator for 3 weeks then the freezer went out that they had already sent someone out twice before meaning we lost all the food in the freezer 3 times ($3,000) plus the $100 x2 service calls so... Read More


rabowker21
4/14/2020
Old Republic is a scam. STAY AWAY. Zero coverage and a million excuses. Zero peace of mind on your new home I Bought a 2 year old house that should have nothing wrong with it. Old Republic was referred by my realtor and I trusted the referral because there are so many things to look into when you're buying a house - a 'HOME WARRANTY' company and their lack of coverage should not be something you have to question. "Home Warranty" is supposed to give you peace of mind that if something unforeseen happens, you're not left holding the wet towel (literally in my case). The second day after moving in, my kitchen flooded after using the master bathroom tub. I called Old Republic around 8pm... Read More



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