We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. Learn more

First American Home Warranty Review


ConsumersAdvocate.org Rating: 4 / 5 (Very good)
566 Customer Comments & Reviews - see all comments
Our content is free because we may earn a commission when you click or make a purchase using our site. Learn more.
First American Home Warranty is a California-based company founded in 1984 for the purpose of providing home warranty products and services in the United States.

They provide coverage for home systems and appliance repairs for homeowners, sellers, buyers. The company is BBB-accredited, with a B+ rating, and a four-star TrustPilot score.

How is First American rated?

Breakdown

4.5/5
Transparency
4.0/5
Claims Processing
4.1/5
Coverage Options
4.0/5
Additional Benefits
3.5/5
Customer Experience

Overall Rating: 4 / 5 (Very good)

With more than 30 years of experience, First American has proven itself a leader in the home warranty industry.

The company serves over 450,000 customers across the nation, offering year-round repair and replacement services, even on holidays.
Some of the most attractive features of First American home warranty plans are their comprehensive coverages, standard prices, and lower-than-average service call fees.
First American is an excellent option for anyone looking to protect their homes at a reasonable price and receive quality service 365 days a year.

Coverage

Key Facts

Plan Types
Appliances
Combo Plan
Benefit Limit Type
Per Item
Unlimited

Coverage Options - 4.1 / 5

First American offers two plans, the Basic coverage, and Premier coverage.

While their basic coverage protects mainly kitchen appliances, their Premier plan offers complete protection for all main home systems as well as appliances.

In line with most businesses in the industry, however, they will not cover cosmetic damages, damages due to improper maintenance or installation, and any known or unknown pre-existing conditions.

Coverage amounts differ by contract, yet their limits range around $3,000 in the aggregate for kitchen refrigerators, $1,500 for heating systems, and $500 for ductwork, which are substantially higher than comparable companies.

What does First American cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater

Covered Appliances

  • Refrigerators
  • Clothes Dryers
  • Clothes Washers

Exclusions

For a full list of First American exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump

Contract & Price

Contract Details

Annual Premium
Starting at $300
Minimum Contract Length
12 month(s)
Online Quote/Application

Contract & Price - 3.8 / 5

Annual premiums with First American can range from $300 to $500+ depending on the plan and option selections, quite reasonable within the home warranty industry.

The company extends a standard 12-month contract term and allows customers to obtain quotes and enroll online. Contracts seem to have different cancellation policies according to geographical location, so customers are advised to read their warranty agreements thoroughly before signing.

For instance, Texas residents may cancel their plans within the first seven days of coverage for a full refund, whereas Virginia residents have 20 days to cancel and receive back the entirety of their payment, provided they have not filed any claims under said contract.

Sample Contract

First American provides a sample contract for potential customers on its website: First American Sample Contract

Claims & Service

Claims

Service Fee
$75 - $100
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Service Recall Period
0 days

Claims Processing - 4 / 5

First American has some of the most affordable service call fees in the industry, which range from $75 to $100, depending on the plan selected and state.

The company also offers a vast network of pre-screened contractors and technicians, as well as a 24/7 claims department.

Although their service offer is similar to that some competitors, it must be noted that First American contracts are short and easy to understand, which is another feature that potential clients will surely appreciate.

First American Reputation

Company Details

Year Founded
1984
NHSCA Membership
Number of Customers
450,000
Number of Employees
351
TrustPilot Rating
8.0 out of 5
BBB Rating
B+
BBB Positive Reviews
6
BBB Neutral Reviews
4
BBB Negative Reviews
277

Reputation - 4 / 5

First American is a BBB-accredited business with a B+ rating and composite score of 2.82 out of 5 stars based on 321 customer reviews.

Although they have received a considerable amount of negative client feedback at the Better Business Bureau's website, the agency has granted them accreditation based on their commitment to making a good faith effort to resolve consumer complaints.

Additionally, the company is a member of the NHSCA and holds a noteworthy Trustpilot score of 8.0 (Great).

Contact & Additional Information

Homepage URL
Company Phone
(800) 992-3400
Mailing Address
P.O. Box 7248, Santa Rosa, CA, 95407
Year Founded
1984

Leave a comment for First American Home Warranty
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

566 Customer Comments & Reviews

Loading Reviews ...
T
Tim D
8/10/2016
It's been a month since I submitted a work order to have my cooktop repaired. I've had 2 companies out to look at it. The first one took my service fee, said they would order the parts, then disappeared. The second company came out, said they would submit the claim to these guys, and a week later we are still waiting for a response. If these guys were the only home warranty company left, I'd just take my chances and pay for repairs out of my pocket in order to get things resolved, since clearly they have no intention of fixing the issues.


K
Kevin M
8/6/2016
The kitchen faucet hose was leaking water and the garbage disposal making loud noises while spinning. After creating a service request detailing these problems, two days later, First American Home Buyers Protection, sent a plumber to look at and not fix the kitchen faucet. I had to take a half-day away from work to meet with the plumber, I offered my recommendation that the faucet needed to be replaced. He tried to replace the hose from a part at a local store, it didn't work, and then he went back to the store to get a new faucet. At this point the job at been close to 3 hours. The new faucet chosen was significantly below the quality of the existing faucet fixture, below the quality... Read More


P
Paz N
8/5/2016
Worst customer service ever. This company states 24/7 service response time. We did not get a return call 48 hours after the issue was called in. I had to call a service repairman separately to avoid further damage to the kitchen. The worst part of this experience is that after we returned the contractor/repairman assigned to our case 48 hours later, we were yelled at by the person who called us. This is unacceptable and very unprofessional. I would never recommend nor use this company again. The seller of the property whom we purchased the property from should get a refund for this terrible treatment.


S
Sylvia F
8/5/2016
First American Home Buyer's Protection does ANYTHING it can do to keep from PROTECTING you and your home!!! You would be better off paying a contractor outright instead of using them! This company lies, cheats and steals from the very people that trust them!! DO NOT USE THIS COMPANY!!


F
frederick
8/2/2016
worst coverage for a/c repair. Had a compressor fail they only covered part not the installation of the new part . they also did not want to fix or clean any parts that the a/c compressor damaged.

First W  
Official Response

Warranty Care of First American Home Warranty
Thank you for your comments. We are truly disappointed that this has been your experience. We hope the next time you may need us, you will give us another chance to meet your needs.

L
laurie d
8/2/2016
First American Home Buyers deals with incompetent techs. First american is nice and has good employees. But the people they ask to come to your home to do the work have little clue how to do their job. I own multiple properties and at one I cancelled first home warranty because they sent a guy who tried 3 different things to fix my washer. The third thing he wanted to do was pull my dryer out of it's space and work on the back. Prior to this, I invited a solo tech to come look and he told me what he thought was the problem. That alone made sense. He came to this conclusion after looking at the paperwork I received when I bought the machine 4 years earlier. The First American Tech did... Read More


S
Stacie C
8/2/2016
Called to report emergency water leak and was told someone would respond within 3 hours. One day later and we had to call again- since we didn't get a reponse. On hold for over half an hour. Water has been off since Sunday night. Can't get anyone out here until Wednesday at the earliest. Hire new/ more contractors!!! We have little kids, one who has health issues. Won't be using them again. Our membership is almost up and we are finding a new home warranty company.


B
Bonnie
7/30/2016
I am very dissatisfied with the service people that they contract with. They are not qualified, or they tell you that things are not covered when they really are. Two major issues this year. 1st was with my dryer. They sent a company out that came out took pictures and collected their $60.00 and then left. A week later I call the company still not response. A little after a month they came back out and wanted to charge me another service fee. I said it the same issue you never fixed. A few weeks later they send out another company who finally fixed the issue. Then with my kitchen refrigerator, March 8 2016 I called in regards to it not keeping cold. After sending out the same... Read More


D
Dan F
7/28/2016
Beware of warranty exclusion for partially functioning system. My pool pump is making a horrendous noise. I called FAHBP and they promptly sent a repair man as scheduled. Upon his arrival I was informed that though the bearings in the motor are "shot" which is what is causing the noise, the pump is still "moving water" so my claim was denied. Upon calling FAHBP customer service (I was on hold for 37 minutes vs the 27 min wait time quoted at the beginning of the call), I was informed that each system has to be completely non-functional before they will repair it. I asked about having the bearings replaced and was denied. This is not a policy limitation the sales people disclose... Read More


B
Bill H
7/28/2016
Had a couple of problems with there service. The last left me very unsatisfied with this company, I'll never use them again. I felt like the were running a scam to double dip the fee's and when I called to try & resolve the issue I got a total run around & absolutely no effort to listen or satisfy the problem.



Our Partner
  • $100 Off with Code PROTECT
  • Unlimited claims
  • Filing a claim does not increase your rate
  • $1.9 Billion in claims paid since 2011