First American Home Warranty Review
ConsumersAdvocate.org Rating: 8.4 / 10 (Excellent)
First American Home Buyer’s Protection
With over three decades of experience in providing home warranty services, First American Home Buyers Protection is one of the country’s leading home warranty providers. It offers good coverage on home systems and appliances, and also has some of the best coverage limits.
The company is known to provide prompt and hassle-free repair and replacement service.
The basic policy offered by First American Home Buyers Protection includes an extensive list of systems and appliances, many of which are only covered by other companies with an enhanced home warranty policy.
Basic Covered Items
Kitchen Refrigerator (Includes built-in)
Attic and Exhaust Fans
Instant Hot Water Dispenser
Premier Plan Covered Items (in addition to Basic coverage):
Central Vacuum System
Toilet Tanks and Bowls
Garage Door Openers
Whirlpool Bath Motor & Pump Assemblies
Optional Coverage Available for:
Central Air Conditioning
For a more detailed look at First American Home Buyer’s coverage please check their sample contract.
Basic – Starts at $25/month
Premier – Starts at $40/month
Service call fee $65
You cannot cancel a home service contract during the initial term for which it was issued, except for any of the following reasons: (i) Nonpayment of contract fees; (ii) The subscriber’s fraud or misrepresentations of facts material to the issuance of the contract; (iii) The contract provides coverage prior to the time that an interest in residential property to which it attaches is sold and the sale of the residential property does not occur.
If this contract is canceled, the provider of funds shall be entitled to a pro rata refund of the paid contract fee for the unexpired term, less an administrative fee and all service costs incurred by the company.
Final Thoughts – First American Home Buyer’s Protection
Starting at $288, First American Home Buyer’s Protection Basic Plan covers far and away more than similarly priced competitor plans. One surprising fact however, is that AC coverage has to be purchased as an additional item.