We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. Learn more

American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,124 Customer Comments & Reviews - see all comments
Our content is free because we may earn a commission when you click or make a purchase using our site. Learn more.
American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How is American Home Shield rated?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

Leave a comment for American Home Shield
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

4124 Customer Comments & Reviews

Loading Reviews ...
Krystal N
6/3/2019
SCAM!!!!! Please, please, please DO NOT EVER go with this company for your home warranty. My boyfriend and I purchased our home last June. Everything had been going fine with no issues until about January. Unfortunately, the furnace and hot water heater both began to have problems around the same time. When our furnace stopped working in the winter, we were told by a representative that HSA had 48 hours to contact whomever their contract was with to repair the furnace and that whatever company that was had an ADDITIONAL 72 hours to come fix the issue. Being that it was winter and we have two young children, we chose to pay for the repair ourselves rather than wait. Several months later,... Read More


Ginny L
6/3/2019
This company is a big scam. It took them two weeks to fix our refrigerator and now it is broke again. I hope I can find a company that actually cares.


T
T. J
6/3/2019
I had to wait for 3 weeks to get an AC unit replaced along with reimbursement for a service fee that was charged double on my account. They tell you scripted info and don't provide accurate information in regards to replacements for warranty items. However they are the no. 1 warranty Co in America.


R
rhubarbq7
6/1/2019
Please allow me to add to the comments on this page. I had a water heater that went bad and required to be replaced. The replacement took over a month to get the water heater up and working. The company that was sourced to handle the issue kept dragging the job out. American Home Shield would not let me get another contractor. Four months later the water heater went out again. When I called American Home Shield they stated that I needed to contact the manufacturer of the water heater. When I got the thermocouple fixed, American Home Shield refused to reimburse me. How does this work?> They get a payment each month, yet fail to respond when needed


Dawne C
6/1/2019
TERRIBLE! Save your money. They are unprofessional and highly ill-equipped to handle any concerns from their paying customers. This is a scam!


mosaic5610
6/1/2019
A good investment. However, too many nonsensical service refusal reasons. i.e. contractor will not repair leaking a/c system because there is too much coolant (Freon) still in the system. Wait for hundreds of dollars of Freon to leak out before technician will return to repair leak. Quality of a/c and electrical contractors is often very poor. Technician would not replace pool pump that was screaming with failed bearing, was red hot and only feet from the pool heater gas line, because pump had not actually seized up. On the positive side., their website is excellent and customer service is pretty good for this day and age.


Andy W
5/31/2019
Summary version: We got near the end of our warranty, so AHS strung us out and left us high and dry to avoid having to pay to fix the HVAC. Do not trust or us this company. My wife and I purchased our house in May of 2018, and we got a year's worth of warranty when we bought it. Our HVAC needed servicing in early May of this year, so American Home Shield sent out a tech from some company to fix the problem. He failed. We called around a week before our warranty expired to set up a service to fix it, and we received confirmation that even though the service would be after the warranty expired, it would be covered by the warranty. The technician arrived, made a recommendation, and... Read More


tlboone2001
5/31/2019
Told I had to pay $75 and wait 24-48 hrs to have someone get in touch with me to fix ac on home. 97 degrees daily, but won’t expedite unless 105 degrees. Deal with call service in Philippines


rwgray2010
5/30/2019
AHS is horrible home warranty. I have been paying $50 dollars a month for over 5 years. So do the math $3000 dollars total. I have had two calls the first one I paid $100 dollar deductible and the call would have cost me $300 dollars seems decent. Second call A/C wasn't working I pay $100 dollars deductible and AHS says they only pay the first $10 per lb for refrigerant. Ok so refrigerant is how much $20 maybe $30 dollars not even close $110 per lb. So AHS pays less than 10% to recharge the system. So the call without a warranty $175 plus 2.7 lbs x $110 = $477.5. With my great AHS warranty I paid $100 plus $275 total $375. I'm so glad I paid $50 dollars a month for over 5... Read More


lynneypenney
5/30/2019
This company is very misleading. You talk to one agent about setting up an appointment and all goes well then you call back to confirm and the next one tells you something totally different



Top Rated
Our Partner
  • Limited Time Offer: Save $150 
  • Covers some pre-existing conditions
  • 30-day workmanship guarantee
  • Option to use own contractor in some cases