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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,124 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How is American Home Shield rated?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4124 Customer Comments & Reviews

Loading Reviews ...
Larry D
4/4/2019
Have been a customer for the life of my home 25+ years, never had issue with AHS until now with a small hidden clause in the contract circa 2016 version that states under section I. LIMITATIONS AND EXCLUSIONS Coverage Exceptions Applicable to Certain Breakdowns 6. AHS is not responsible or liable for repairs or replacements when the malfunction is due to: b. Accidents, fire, freezing, water damage, electrical failure or surge, or excessive or inadequate water pressure; Water pressure issue if too high then contract is not in effect water heater failed...water pressure issue not covered toilet failed ...water pressure issue not covered you get the idea even if you have a water... Read More


Christopher L
4/3/2019
Worthless!!!! I have paid over $4000 in the last 5 years to ensure my systems and appliances were covered with the “ultimate” protection plan. Filed my first claim today for my water heater that went out. Guess what? They won’t cover it!! READ THE FINE PRINT!!!


Gail A
4/3/2019
The problem with this company is if a trade damage your property the customer must deal with the unwilling contractor because AHS has no resolution department. (Claim to have one... righttt) If AHS hires a licensed and bonded contractor to do work in a customer’s home and damage occurs good customer service should require AHS who hired contractor to act as a liaison between the parties for suitable resolution. Two years and I still have a hole in my roof where a Harkins Air Conditioning contractor slipped off beam. AHS response when told contractor refused to fix damages was the contract states we don’t get involve with those disputes it’s in the contract. What the heck? Looking for... Read More


T
TN
4/2/2019
Too bad zero isn't an option! I have a home warranty with American Home Shield. I had a service call in with them in which they sent a company THEY contracted to do the said repairs. Well the repairs were done and I had to pay for some of them due to a pressure valve that was faulty. So the repairs weren’t right. So I call AMERICAN HOME SHIELD. They tell me I have to call the company THEY contracted to get them to come back out and correct the problem. WTH?!?! I didn’t hire the company for the repairs. THEY DID!!!! So after a LOT of back and forth and having to get transferred to the ESCALATION DEPARTMENT (what a joke), they tell me that as a “courtesy“ they would call the company they... Read More


Jasbir K
4/2/2019
Not worth of time and money. Have to wait 45 minutes to talk to someone on the phone. After replacing one or two broken appliances this company stop taking calls. Not even worth one star!


C
Chelsea T
4/1/2019
As a first time home buyer, I felt reassured when we purchased a warranty policy with our property. However, I now feel like the whole thing was a big scam. I moved in after 3 arduous months of renovation, only to find that the washer didn't spin. Everything went downhill from there. The local service provider was horrible - barely looked at my machines and made me feel uncomfortable in my own home. Then, they took almost 2 weeks to file their paperwork. During this time, I called both American Home Shield and the service provider every other day to no avail. Each time, I asked American Home Shield to follow up with the provider and me. I received zero call backs. Finally, after I called... Read More


N
Nancy G
4/1/2019
If I could give this company a ZERO I would. After dealing with them for over 6 months, 7 service calls a damaged wall, and wrong parts ordered on a freezer repair, I finally gave up. No one at this company follows up, and as some of the previous reviews have stated, they do hang up on you when you ask for a Supervisor. The contractors that they hire are worthless. When my auto renewal was about to go through, I could not get through to the “cancellation” department. Every time I called it immediately went straight to a busy tone. Do NOT use this company. Run from your contract now before they scam you into a renewal that you don’t want.


NOYB G
4/1/2019
I WISH I had checked further before I signed on with this company. The Customer Rep. I spoke with lied, refused to give me a Supervisor or even another Agent, and said she was in Memphis, TN. However, her accent was Tagalong (very heavy accent), and, as usual when you deal with Overseas Representatives, they will DISCONNECT YOU IF YOU ASK FOR A SUPERVISOR. After 30 minutes of holding "she" disconnected me. I say "she", because she said her name is "Daryl". It's possible - but I've NEVER heard a woman named Daryl - and I've been on this earth for 67 years. I ran large production companies - lots of experience in working with Customer Service individuals. Most reviews seem to complain... Read More


Lisa R
3/29/2019
American Home Shield along with Premier Appliance Services was absolutely the worst service I have ever experienced. I had an order for a washer repair. I paid the $100 service fee and the repairman came out. He(James) said the ring on the motor was broken and not to use the washer. He said he would order the parts. When I called to check on the part order, they said it would be 3-5 days. I called in 5 days. They THEN told me the repair was DENIED!! Now why they wouldn't tell me when I called on the part order, I have no idea! They said Premier said it was denied. I called Premier, they said AHS said it was denied! I had a full scale run-around. Don't use either of these companies


Carl L
3/27/2019
I would not recommend not even considering insurance with these guys! I've gotten ripped off twice from the swimming pool insurance. They came and fixed nothing both times. Can't get them back to fix what they came to fix in the first place. I had it fixed privately, and quickly so it didn't over heat and ruin my filter pump and fixed for well under American Home Shield's $1000 service fee. I previously, for five years, had "Old Republic" and they were really good, fair, and quick to make the repairs.



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