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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,124 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How is American Home Shield rated?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4124 Customer Comments & Reviews

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D
Don
3/27/2019
Recently had water heater replaced. I had call AHS several times for them to expedite the order due to possibly of leak could occur in attic where water is located and cause considerable damages. The first agent seemed not to know what a water heater was and entered the wrong information. A second agent called back and corrected information and had contractor dispatched. Contractor came, called in information to AHS and told me it would probably be 4-5 days before water heater could be installed because AHS had to order water heater, ship to pickup location. Contractor stated once received they would put on schedule. After reviewing contractor work agreement/write up, I had to pay a new... Read More


David S
3/24/2019
I was with AHS for a few years. Every time I had a plumbing problem it would take at least a week to get someone out. I switched to ARW!


D
Dan
3/23/2019
American Home Shield is a total scam. Do not trust - would have been better off just giving the $600 premium to a new home owner rather than "an insurance policy" that is worthless.


Selina H
3/20/2019
In 2002, this was one of the best warranty company that I could have ever invested in. I recommended them to my elderly parents, and they have been a sore in their sides every since. In February they delivered a dryer in the center of their living room floor and over a month later it has not been installed. They have been charged double fees for the same service and it takes months for them to receive refunds. The quality of repair people has also decreased. I’m not sure why the quality of the company has changed, but buyer beware. My realtor introduced us to this company many years ago and now we are taking our entire family and going elsewhere. My parents also have had similar issues... Read More


nxo01acc
3/18/2019
The company is a ripoff . Replaced my Garbage disposal and gave me one 1/4 of the size of mine and said if I want the same thing I have to pay more in addition to the $100. I paid. I'm fighting to get my money back and will cancel them after that. They use these contractors who are so Rude and can barely speak English . AHS should be ashamed of themselves to rip people off like this.


R
Rodney
3/18/2019
NOOOOO STARS! WILL NOT RECCOMEND! NO COMMUNICATION. THEY HIDE BEHIND LANGUAGE, SO THEY DO NOT HAVE TO PAY. BUT THEY FAITHFULLY TAKE YOUR MONTHLY PAYMENTS. PERIOD.


J
JR
3/15/2019
You may recoup your premiums some years, but when you have something replaced that is "covered" in the contract, you will have to pay "up to code" or "uncovered" expenses to the contractor they provide, so it never really covers anything of substance. I gave them a chance for 12 years thinking one day it would pay off. It never did. Fine for small things like plumbing stoppages or minor repairs.


C
Charmaine
3/15/2019
I AGREE WITH SEAN! I STILL HAVE A BIG HOLE IN MY WALL BEHIND THE WASHER WHERE I HAD A LEAK AND AHS SENT A FAT, SLOPPY, PLUMBER TO FIX THE LEAK. HE CUT THE HOLE IN THE WALL TO GET TO THE LEAK AND AHS HAS YET TO SENT A CONTRACTOR TO REPAIR THE HOLE IN THE WALL!


J
Jackie A
3/14/2019
My kitchen faucet broke .They replaced with nothing like I had.They replaced with cheapest faucet.I was not satisfied


S
Scott W
3/13/2019
I think this company is a rip-off. I had their coverage for over a year and tried to see things their way when they denied virtually every claim I filed (I should note that it costs us $125 to file a claim whether they end up fixing anything or not.) The last straw for me was when our garbage disposal started leaking (probably because it simply rusted due to age.) They've set up their service so the technician that comes out doesn't actually tell you whether it's going to get fixed or not. Just that they need to get authorization from the company. And then it was denied because he said he found a chicken bone in it. I saw the bone he was talking about. It was less than a quarter of... Read More



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