Cash-Out Refi & Home Equity Loans

We review and compare the Best Cash-Out Refinance and Home Equity Loan providers. Get access to your equity today!

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Best Home Equity Line of Credit
Through the combination of interest rates and terms, we've determined which lenders offer the best home equity lines of credit (HELOC).
Home Equity Loans: Comparing Your Options
A home equity loan is a one-time payout which uses the equity in your home as collateral. The borrower then makes fixed monthly payments just as they would with their mortgage. A home equity line of credit (HELOC) is also a...
The 4 Steps to Taking out a Home Equity Loan
If you own your house and need cash, either as a one-time payment or a credit line, a home equity loan might be the answer. You will first have to take an honest look at your ability to repay, determine your...
How to Qualify for a Home Equity Loan With Bad Credit
Home equity loans and HELOCs typically do not have the stringent credit requirements that other consumer loans and credit cards do. Since they use your home as collateral, the loan is seen as far less risky to the lender. However, this...
How to Find the Best Home Equity Loan
Getting the right home equity loan is all about finding the best rates. Interest rates on home equity loans are typically higher than your first mortgage, but much lower than credit cards or personal loans. So if you happen to own...
7 Things You Should Know Before Taking Out a Home Equity Loan
A home equity loan is a form of loan which uses the equity of a home as collateral. Borrowers typically use these loans as a means of covering critical expenses. These can include tuition costs and out-of-pocket medical bills. With so...
Reverse Mortgage vs a Home Equity Loan: Weighing Your Options
Home equity loans vs reverse mortgages Generally speaking, a reverse mortgage works better as a steady, long-term source of income, whereas a home equity loan is best if you need a lump sum of short-term cash that you can repay. Both...
Requirements For a Home Equity Loan
How to qualify for a home equity loan A home equity loan accesses your home’s growing value, and since they’re seen as less risky for lenders, you can get better rates and terms. Home equity loan requirements are the following: you...
8 Tips for Getting the Best HELOC Rates
HELOC rates HELOC rates vary in the same way that credit card APRs vary. They’re usually determined by the prime rate, in addition to a fixed rate that varies according to your creditworthiness. The prime rate is a benchmark used by...
The Pros & Cons of a Home Equity Loan
What is a home equity loan? A home equity loan is a form of loan which uses the built-up equity of a home as collateral. Borrowers typically use these loans as a means of covering critical expenses. Building off those “critical...
The Pros & Cons of an Online Mortgage Lender
Online mortgage lenders offer consumers a quick and convenient way to get a home loan. As an alternative to banks, online lenders offer the same mortgage loan services, but enable borrowers to forgo visiting a physical location. However, the lack of...
How to Build Home Equity - 6 Steps for Homeowners
It is a financial truism that the more equity you have, the better. Why? The day you buy your house, your equity is the amount of your down payment. As you pay off your mortgage, whatever goes towards the principal increases...
Home Equity Loans vs. Cash Out Refinancing
Owning a home is part of the American Dream and home ownership is the bedrock of our economy. It is also, for most people, the biggest investment they will ever make and fortunately, owning a home has traditionally been a very...
What is the Difference Between a Reverse Mortgage and a Home Equity Loan?
Determine Which One Is Best For You If you are 62+ and considering a reverse mortgage, this was probably one of the first questions on your mind. Both are essentially loans that allow you to convert your home equity into cash,...