10 Best Credit Reporting of 2017

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Credit reporting services are agencies that monitor a client’s credit report from one or more of the three main bureaus, issue alerts when there are changes, and offer advice and instruction for credit improvement. Some credit reporting services also provide identity theft insurance and assistance.

Credit reporting services are for people who wish to improve or maintain their current credit score. Since 1970, every American has been entitled to one free credit report per year. Credit reporting services are best for those who would like to be updated more frequently, have continuous access to their credit profile, and receive insight into the mechanics of credit as well as up to the minute alerts on report changes/activity.

When selecting a credit reporting service, it is important to weigh its suite of extra services. These can include identity theft insurance and protection services, lost wallet assistance, official FICO scores, credit repair interventions with bureaus and creditors, customer assistance from credit experts, and mobile apps.

Before confirming the purchase of a credit reporting service plan, make certain you find out the following things. How frequently is one’s credit score updated? Is the FICO or VantageScore credit score model used? How will the user be altered to fraud detection?

Top 10 Companies

Our Partner
8.7 / 10
  • Our #1 Choice, A+ Rated by BBB
  • Experian Credit Report is Completely FREE
  • TRULY: No Credit Card Required
  • Checking your own Report doesn’t hurt your credit
  • Report refreshed every 30 days on sign in
Our Partner
8.7 / 10
  • Unlimited TransUnion Score and Report Updates
  • Email updates of critical credit information changes
  • 1-Touch Credit Lock
  • Interactive graph of your score history
  • Personalized credit and debt analysis
  • Up to $1,000,000 in ID Theft Insurance
Our Partner
8.7 / 10
  • Experian is an Official Credit Bureau
  • Get Your FICO® SCORE for $1
  • Credit reports from 3 Credit bureaus
  • Daily monitoring, Toll-Free Support & 4.5 Stars in Google Play
  • Identity Theft Protection Available
Identity Force
Our Partner
8.7 / 10
  • 3 Bureau credit reports and scores
  • Monthly score tracker
  • Instant alerts
  • $1 million ID theft insurance
  • Quarterly credit reporting
Lex On Track
Our Partner
8.5 / 10
  • Get your Credit Reports starting at $24.95
  • Monthly Credit Reports and Real-time Financial Insights
  • Industrial Strength ID Protection
  • Real FICO® Score Tracker
  • US Based Credit Professionals
  • Credit Repair as Needed
  • 24/7 customer support via phone, chat, email
Nav Credit Reporting
Our Partner
8.5 / 10
  • Free tools and insights to build business credit
  • Get started for free without credit card required
  • 24/7 credit monitoring
  • Real-time alerts
  • Vantage 3.0 score
  • Identity Theft Insurance
Credit Sesame
Our Partner
8.5 / 10
  • Free Credit Score with Monitoring
  • NO Credit Card Required
  • Upgrade available to Monitor & Fix ID Theft
  • 24/7 Expert Support
  • Credit Score Monitoring Included (Insurance Available as Paid Upgrade)
Our Partner
8.2 / 10
  • FICO score based reporting
  • 3 bureau credit score reporting
  • Mobile alerts
  • $1 million ID theft insurance
  • FICO score simulator
8.2 / 10
  • 7 day free trial
  • Unlimited access to your TransUnion credit score and report
  • Get instant access from the three major credit reporting bureaus
  • Daily credit monitoring
  • $1 million identity theft insurance
  • 3 credit bureau monitoring and reporting
  • Cancel anytime
  • Monthly credit reports
  • 14 day trial period
  • Identity fraud assistance
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Best Credit Reporting: Summed Up

RankCompany NameStrengths
1FreeCreditReport.comBest Overall
2TransUnionSupport Services
3ExperianFeatures, Credit Bureaus
4Identity ForceSupport Services

How We Compare Credit Reporting

Select 2 credit reporting companies to compare
Credit Bureaus - 12%
Features - 23%
Plans & Pricing - 35%
Identity Theft Protection - 20%
Support Services - 10%

Popular Comparisons

Editor's Choice
Our Partner