World Nomads Travel Insurance Review


Rating: 9.3 / 10 (Excellent)
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WorldNomads began as a personal website in 1997 and has since evolved into one of the most innovative travel insurance companies in the market, offering flexible policies for long-distance travelers and backpackers. Their insurance plans are specifically designed for younger, independent travelers planning to engage in adventurous activities and wanting to ensure themselves and their gear.

How is World Nomads rated?

Breakdown

9/10
Plans & Coverage
9/10
Customer Assistance Services
10/10
Financial Strength
10/10
Reputation

Overall Rating: 9.3 / 10 (Excellent)

World Nomads is one of the few travel insurance providers that allows customers to purchase additional insurance while abroad and offers 24/7 multilingual assistance anywhere in the world. Their Standard and Explorer plans cover individuals from over 150 countries and offer all the standard trip, medical, and personal items protection plus optional coverages like rental car damage.

Those considering purchasing insurance through World Nomads should keep in mind they will not cover pre-existing conditions, individuals over the age of 70, or large groups of people. Because their policies cater to a very specific client base they may not be the right fit for every consumer, but are sure to strike a cord with seasoned travelers and aspiring adventurers.

World Nomads Plans & Coverage

Plans & Coverage - 9 / 10

World Nomads offers two travel insurance plans, the Standard and the Explorer. Both options include the standard medical emergency, trip cancelation and delay, and baggage coverages, plus protection for a long list of activities including extreme sports. The Explorer plan is the most comprehensive of the two and features higher coverage amounts for emergency evacuation and repatriation, trip interruption and delay, baggage and personal effects, AD&D insurance, and a collision damage waiver not included with the Standard plan. Neither option covers pre-existing conditions, yet both include 24-hour assistance services.
Available Plans
Comprehensive
Trip Cancelation/ Interruption
Medical
Baggage
Accidental Death
Trip Cancellation/Interruption Coverage
Injury/Illness/Death of Traveler
Injury/Illness/Death of Non Traveling Family Member
Natural Disaster at Destination
Victim of Crime Prior to Trip
Medical Coverage
Doctor, Hospital, or Other Licensed Provider
Dental
Emergency Medical Evacuation/Repatriation
Baggage Coverage
Lost/Damaged/Stolen
Baggage Delay Coverage
Exclusions

Medical Coverage Details

Pre-Existing Coverage
Maximum Medical Reimbursement
$100,000
Maximum Medical Evacuation Reimbursement
$500,000
Deductible for Medical Coverage

Baggage Coverage Details

Maximum Baggage Reimbursement
$3,000
Maximum Baggage Reimbursement
$3,000
Valuable Item Limit
$1,500

World Nomads Financial Strength

Financial Strength - 10 / 10

World Nomads's U.S. travel insurance policies are backed by Nationwide, a leading insurance and financial services provider offering insurance auto, property, life, small business, and specialty insurance products across the United States. Nationwide and its subsidiaries are financially sound enterprises with superior issuer credit and financial strength ratings from all major credit rating agencies including Standard & Poors, Moody's, and A.M. Best.
Underwriter
Nationwide Mutual Insurance Company
Standard & Poor's Financial Rating
A+
Moody's Financial Rating
A1
AM Best Financial Rating
A+

World Nomads Reputation

Reputation - 9.5 / 10

World Nomads is not yet registered with the Better Business Bureau but has received a 6.5 out of 10 TrustScore on Trustpilot.com based on over 60% positive customer reviews. The company is Lonely Planet's trusted travel insurance provider and is often endorsed by travel bloggers and adventure travelers for their long list of covered activities, including extreme sports like bungee jumping and skydiving.
Trust Pilot Rating
6.5 out of 10
Date Collected
2018-01-15

World Nomads Customer Assistance Services

Customer Assistance Services - 9 / 10

World Nomads offers worldwide multilingual assistance 24-hours a day, a feature included in both their Standard and Explorer plans. In addition, the company has developed 15 "language guides" as mobile applications that contain essential phrases in languages like Croatian, Swahili, Korean, and more. They have also developed a free Q&A app for travelers seeking travel tips and advice from locals and fellow nomads. World Nomads does not provide an app for their travel insurance policies, so travelers looking to update their coverages or file claims while on the go have to do so through the company's website.
24/7 Support
Mobile App

Travel Assistance Services

  • Lost Baggage Search
  • Lost Passport/Document Assistance
  • Emergency Cash
  • Translation Services
  • Up to the Minute Travel Advisories

Medical Assistance Services

  • Physician Referral
  • Medical Case Management
  • Arrange Medical Payment
  • Emergency Prescription Replacement
  • Update Family at Home
  • Shipment of Medical Records
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3 More

Concierge Assistance Services

  • Restaurant/Event Referral and Reservation
  • Ground Transportation
  • Weather Advisories
  • Wireless Device Assistance
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1 More

Homepage URL
Company Phone
(855) 878-9588
Headquarters Address
1900 Addison Street, Suite 200, Berkley, CA, 94706

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Customer Comments & Reviews

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J
Johnny Z
10/3/2017
It's nothing but a scam. They pretend to be offering insurance for nomads while they don't have any idea about nomads and nomadic travels. I would not buy an insurance from such a company.



Our Partner
9.3 / 10
  • Recommended by travelers and guidebook publishers
  • Purchase or extend your coverage while traveling
  • Covers digital gear & over 150 adventure activities
  • Round-the-clock multi-lingual assistance worldwide 
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