RoamRight Travel Insurance Review

#10 in Travel Insurance

 

RoamRight travel insurance offers emergency medical and repatriation coverage for business, student, group and family travelers here and abroad.  It provides a wide range of insurance policies with varying degrees of coverage and protection. RoamRight’s Elite travel insurance plan offers the most extensive coverage and benefit limits while its Essential policy is tailored for budget conscious travelers.  

 

Plan Types

 

Essential

Preferred

Elite

Adventure

Active

Multi-trip

Medical

Multi-trip medical

Evacuation

 

 

Essential

Preferred

Elite

Adventure

Active

Multi-trip

Medical

Trip cancellation

Yes

Yes

Yes

Yes

Yes

Yes

 

Trip interruption

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Missed connection and itinerary change

Yes

Yes

Yes

Yes

Yes

Yes

 

Trip delay

Yes

Yes

Yes

Yes

Yes

Yes

 

Emergency accident sickness medical expense

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Emergency evacuation, medically necessary repatriation and repatriation of remains

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Security assistance (Political evacuation)

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Sports coverage

 

 

Optional

Yes

Yes

 

 

Hazardous sports coverage

 

 

Optional

Yes

 

 

Optional

Baggage and personal effects

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Baggage delay coverage

Yes

Yes

Yes

Yes

Yes

Yes

 

Accidental death dismemberment

 

Yes

Yes

Yes

Yes

 

Yes

Accidental death dismemberment (Common air carrier)

Optional

Optional

Yes

Optional

Optional

 

 

Cancel for work reasons

 

Optional

Yes

Optional

Optional

 

 

Rentals collision insurance (not available for Texas residents)

Optional

Optional

Optional

Optional

Optional

Yes

 

 

Optional Upgrades

Cancel for any reason

Cancel for work reason

Medical coverage

Emergency evacuation

Accidental death and dismemberment

Sports coverage

Hazardous sports coverage

Renter’s collision insurance (not available for Texas residents)

Baggage including sports equipment and personal effects

 

Elite Travel Insurance

 

Benefits

Maximum limit per person

Travel Protection

Trip cancellation

Trip cost

Cancel for work reasons

Trip cost

Trip interruption ($1,000 return air only if $0 displayed for trip cancellation on your confirmation of benefits)

150% of trip cost

Missed  connection and itinerary change (3 hours)

$750

Trip delay (6 hours)

$1,500 ($200/ day)

Medical Protection

Emergency Accident and Sickness Medical Expense

$50,000

Deductible

$50

Dental sublimit

$750

Emergency evacuation, medically necessary repatriation and repatriation of remains

$1,000,000

Baggage Protection

Baggage and personal effects (including sporting equipment)

$2,500

Per article limit

$250

Combined articles limit

$500

Baggage delay (12 hours)

$500

Travel Accident Protection

Accidental death and dismemberment

$25,000

Accidental death and dismemberment common carrier (air only)

$100,000

 

Assistance Services

Emergency evacuation and repatriation

Medical assistance

Trip interruption and delays

 

RoamRight Travel Insurance Summary

RoamRight has an extensive list of travel insurance plans that gives travelers a wide choice of policies that can meet their individual protection needs. Optional upgrades such as cancel for any reason, hazardous sports and sports equipment coverage can help travelers get the most protection for their trips. A great buy for bargain hunters searching for good coverage without the hefty premiums.

 

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