GeoBlue Travel Insurance Review

#14 in Travel Insurance

GeoBlue offers a number of travel insurance options for single and multi-trip travelers with focus on medical coverage both for local and international travel. Also a provider of health insurance services, the company maintains a ready network of health care professionals. GeoBlue Travel Insurance plans are designed to provide the best medical coverage for travelers traveling across the country and abroad.

 

Plan Types

 

Single trip

Multi-tips

Long-term, expatriate

Group plans

Specialty plans

 

Voyager - Single Trip

 

For international leisure, educational, missionary and business travel

For trips up to 6 months

For ages 84 or younger

Coverage for pre-existing conditions

Requires a health plan

 

 

Voyager Essential

Voyager Choice

Maximum international medical coverage limits

$50,000, $100,000, $500,000, $1,000,000

$50,000, $100,000, $500,000, $1,000,000

Coinsurance level

100% of reasonable charges

100% of reasonable charges

Maximum emergency medical evacuation

$500,000

$500,000

Maximum accidental death and dismemberment

$25,000

$50,000

Maximum repatriation of remains

$25,000

$25,000

Outpatient prescription drug reimbursement

Outside US: Yes 50% up to $5,000

Outside US: Yes 100% up to $5,000

Pre-existing conditions

180 day exclusion

Yes

Primary health plan required

No

Yes

Non-emergency medical care

Yes

Yes

Emergency medical care

Yes

Yes

Deductible

Zero, $100, $250, $500 per person per policy period

Zero, $100, $250, $500 per person per policy period

 

Trekker - Multi-trip

 

Unlimited trips in a 12 month period, 70 days max per trip

Coverage for pre-existing conditions

Requires a health plan

 

 

Voyager Essential

Voyager Choice

Duration of benefits and services

Unlimited trips in a 12 month period, 70 days max per trip

Unlimited trips in a 12 month period, 70 days max per trip

Maximum international medical coverage limits

$50,000

$250,000 ($100,000 for ages 70 to 84)

Coinsurance level

100% of reasonable charges

100% of reasonable charges

Maximum emergency medical evacuation

$250,000

$500,000

Maximum accidental death and dismemberment

Zero

$25,000

Maximum repatriation of remains

$15,000

$25,000

Outpatient prescription drug reimbursement

Outside US: Yes 100% up to $2,500

Outside US: Yes 100% up to $5,000

Dental care for relief of pain

100% of covered expenses up to $100 per trip period and $100 per tooth

100% of covered expenses up to $100 per trip period and $100 per tooth

Pre-existing conditions

Yes

Yes

Primary health plan required

Yes

Yes

Non-emergency medical care

Yes

Yes

Emergency medical care

Yes

Yes

Deductible

$50

$50

 

Other Plans

 

XPLORER – Long term, Expatriate

  • 10% discount on groups of 5 or more
  • For trips up to 6 months for ages 85 or younger
  • Coverage for pre-existing conditions
  • Requires a health plan

Specialty Plans

  1. Voyager/ Single trip/ Group
  2. Navigator/ Long term/ Education
  3. Navigator/ Long term/ Crew
  4. Navigator/ Long term/ Missionary

Additional Benefits

  • Toll-free telephone access to all services
  • 24/7 global medical assistance
  • 10 day money back guarantee

 

GeoBlue Travel Insurance Summary

A leader in international health insurance, GeoBlue is ideal for travelers searching for health insurance and emergency medical services when traveling abroad. It also gives discount for groups and those who are expecting to be traveling for long periods. However, GeoBlue lacks some of the other essential coverage offered by other travel insurance companies. If you’re searching for solid medical coverage then GeoBlue is an excellent choice for travel insurance.

Latest Reviews

Start your review for GeoBlue Travel Insurance
T
toby bul
Grand Rapids, Michigan
GeoBlue Travel Insurance review
9/6/2016
I have been using GeoBlue for almost 3 years now. I got them for their international coverage bc I study abroad. So far they have been very reliable. I have only used them for Rx and for doctor's visit when I am in the US during school breaks. You have to pay out of pocket for Rx and submit claim where they reimburse 100%. Doctor's visits they pay directly. I am on 2500 plan which means my deductible is $2500 and I pay approx $170/mo. I wish they had a less expensive plan though.