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GeoBlue Travel Insurance Review


ConsumersAdvocate.org Rating: 3.7 / 5 (Very good)
11 Customer Comments & Reviews - see all comments
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Founded in 1997 and based in Pennsylvania, GeoBlue is a travel insurance company that offers options for single and multi-trip travelers with a focus on medical coverage for local and international travel.

Also a provider of health insurance services, the company maintains a ready network of healthcare professionals.

GeoBlue Travel Insurance plans are designed to provide the best medical coverage for people traveling across the country and abroad.

How is GeoBlue rated?

Breakdown

4.0/5
Coverage
3.8/5
Extra Benefits
3.5/5
Financial Strength
3.5/5
Price & Reputation

Overall Rating: 3.7 / 5 (Very good)

GeoBlue has been offering travel insurance since 1997, and is a licensee of Blue Cross Blue Shield.

The company offers different policy options based on the length of the trip and the number of benefits you might need, which can help you save money.

What we particularly like about GeoBlue’s services, is the ease with which customers can get a quote and apply online.

Another key feature of GeoBlue’s plans is that members can submit paperless claims and track their progress online.

GeoBlue rounds out their travel insurance offering with 24/7 worldwide assistance, and a handy application that helps travelers before, during, and after their trip.

GeoBlue Plans & Coverage

Coverage - 4 / 5

GeoBlue offers a variety of plans and coverages that will surely meet any traveler's needs.

Along with the standard trip cancelation, medical, and baggage packages, GeoBlue also goes the extra mile to offer comprehensive coverage, accidental death policies, and group plans.

The company also has contracted with doctors and hospitals in many countries around the world, but obviously it is up to the customer to confirm GeoBlue will be able to provide services at their destination.
Available Plans
Comprehensive
Trip Cancelation/ Interruption
Medical
Baggage
Accidental Death
Group
Trip Cancellation/Interruption Coverage
Injury/Illness/Death of Traveler
Injury/Illness/Death of Non Traveling Family Member
Natural Disaster at Destination
Tour Operator/Airline/Cruise Line Ceases Operation
Terrorism/Evacuation at Destination
Theft of Passport Prior to Trip
CFAR Coverage (Cancel for Any Reason)
Emergency Medical and Emergency Transportation Coverage
Doctor, Hospital, or Other Licensed Provider
Dental
Emergency Medical Evacuation/Repatriation
Baggage Coverage
Lost/Damaged/Stolen
Baggage Delay Coverage
Exclusions

Emergency Medical Coverage Details

Emergency Medical Pre-Existing Condition Coverage
Maximum Emergency Medical Reimbursement
$150,000
Maximum Emergency Medical Evacuation Reimbursement
$1,000,000
Deductible for Emergency Medical Coverage

Baggage Coverage Details

Maximum Baggage Reimbursement
$1,000
Valuable Item Limit
$1,000
Receipts Required for Valuable items

GeoBlue Financial Strength

Financial Strength - 3.5 / 5

GeoBlue is a licensee of Blue Cross Blue Shield, an organization that collectively insures 100 million members.

The Blue Brand is still the largest healthcare brand, with providers in more than 180 countries outside the U.S. and with 90% of hospitals and 80% of physicians participating in the United States.

So customers can be confident their claims will be honored and services can be provided in most countries. As the larger Blue Cross Blue Shield conglomerate is comprised of over 30 insurance companies, it is difficult to judge the financial strength rating as a whole.

However, AM Best has awarded the majority of its companies with an A+ rating.

The organization as a whole has been operating for close to 90 years, which is significantly longer than many of the other travel insurance providers we rate.
Underwriter
4 Ever Life Insurance Company
AM Best Financial Rating
A+

GeoBlue Price & Reputation

Price & Reputation - 3.5 / 5

GeoBlue was founded in 1997 and is a licensee of Blue Shield Blue Cross.

Due to its international presence, GeoBlue is trusted by many institutions to provide insurance to their employees and students traveling abroad.

The company is BBB accredited and maintains an A+ grade.
BBB Rating
A+
Date Collected
2018-01-17

GeoBlue Customer Assistance Services

Extra Benefits - 3.8 / 5

Overall, travelers were very pleased with the customer service provided by GeoBlue.

The company can help out with everything from medical case management to restaurant and event reservations.

Customers of GeoBlue frequently mentioned that contacting the company after regular business hours was easy, and that their webpage was simple to use.
24/7 Support
Mobile App

Travel Assistance Services

  • Return Travel Arrangements
  • Rebooking
  • Lost Baggage Search
  • ATM Locator
  • Lost Passport/Document Assistance
  • Emergency Cash
  • Translation Services
  • Legal Assistance Referral

Emergency Medical Assistance Services

  • Physician Referral
  • Emergency Medical Case Management
  • Emergency Prescription Replacement
  • Eyeglass Replacement Assistance
Display Less
1 More

Concierge Assistance Services

  • Restaurant/Event Referral and Reservation
  • Weather Advisories

Homepage URL
Company Phone
(855) 481-6647
Headquarters Address
933 First Avenue, King of Prussia, PA, 19406

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11 Customer Comments & Reviews

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T
toby b
9/6/2016
I have been using GeoBlue for almost 3 years now. I got them for their international coverage bc I study abroad. So far they have been very reliable. I have only used them for Rx and for doctor's visit when I am in the US during school breaks. You have to pay out of pocket for Rx and submit claim where they reimburse 100%. Doctor's visits they pay directly. I am on 2500 plan which means my deductible is $2500 and I pay approx $170/mo. I wish they had a less expensive plan though.



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