Universal Home Protection Home Warranty Review

Rating: 5.3 / 10 (Average)
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Universal Home Protection is a home warranty company that serves clients in Wisconsin, Northern Illinois, and Chicago. The company has a unique approach to customer satisfaction giving downloadable gift certificates to their clients for standard service call fee or deductible due. Aside from their easy claiming process, Universal Home Protection also allows their customers to transfer the remaining balance of their warranty to another party.



Universal Home Protection provides coverage for electrical, plumbing, primary heating systems, primary appliances, primary air conditioning systems, and other components and appliances that are qualified for an elite plan coverage. Optional coverage are also available with a corresponding additional fee. Standard coverage is only good for single-family homes with an area of up to 5,000 square meters only. Homes that are beyond the required square footage are charged an additional fee.



This package includes warranty for plumbing, electrical, heating, water heater, washer/dryer, oven/range/cooktop, built-in microwave, garbage disposal, built-in dishwasher, kitchen refrigerator, garage door opener, exhaust fans, ceiling fans, and built-in trash compactor.



The Elite package includes all of the components in the basic package plus water softener, wine chiller, stand-alone freezer, and permanently installed sump pump. It is also the most popular package for customers because it offers more coverage than the basic package.



Universal Home Protection offers their customers 2 plans to choose from with a $75 deductible for each. Clients can also add an Appliance Upgrade Package and Optional Riders.


Basic Package


Elite Package


Appliance Upgrade Package



Fine Print

For Wisconsin customers, warranty contracts can be returned and request for a full refund can be made within 15 days of the contract’s delivery. In Illinois, the purchaser can cancel his/her home warranty contract within 30 days after the customer has signed it. Universal Home Protection will not reimburse any services or work that are not authorized by the company.


Universal Home Protection – Final Thought

With over 20 years of experience, Universal Home Protection has been providing homeowners and real estate professionals home warranty plans that covers a good list of basic and optional covered items. The company ensures buyers and sellers a comprehensive warranty coverage with easy application and simple processing. We recommend warranty shoppers in the Wisconsin, Northern Illinois and Chicago areas to consider Universal Home Protection and include it in their list of home warranty companies to choose from.


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