TotalProtect Home Warranty Review


Rating: 8.6 / 10 (Excellent)
53 Customer Comments & Reviews - see all comments
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TotalProtect is a line of products by Country Home Services, Inc. Their service provides affordable coverages, comprehensive plans, and 24/7 customer service. With their network of 40,000 pre-screened technicians and call centers in Florida and South Carolina, Country Home Services Inc. is among the largest, leading home warranty companies in the country.

How is TotalProtect rated?

Breakdown

10/10
Coverage
8/10
Reputation
9/10
Contract & Price
8/10
Claims & Service

Overall Rating: 8.6 / 10 (Excellent)

TotalProtect's home warranty service is notable for their industry-leading policies, including low premiums and long-term service recall periods. These benefits are counterbalanced by their higher-than-average service fees and overall negative presence online. In the case of the latter, the sheer number of customer complaints may be enough to give potential customers pause, despite this being generally true of the industry at large. While keeping that in mind their full refund policy may encourage those on the fence to give them a try.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Systems Benefit Limit
$1,000

Coverage - 9.5 / 10

TotalProtect’s home warranty policy options, (appliance, systemic, or combination), are designed to suit any customer’s needs. By covering many common appliances, systems, and specialty items, albeit with itemized caps, this company operates similarly to its competitors.

What does TotalProtect cover?

Covered Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heaters
  • Central Vacuums
  • Smoke Detectors
  • Doorbells
  • Sump Pumps

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwave
  • Trash Compactors
  • Garage Door Openers
  • Garbage Disposal

Specialty Items

  • Pool/Spa

Contract & Price

Contract Details

Annual Premium
Starting at $230
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 8.5 / 10

Starting at $230, TotalProtect’s premiums are the most affordable in the industry. Their 12-month contracts, moreover, do not require home inspections beforehand. Personalized quotes are available by way of their online calculator, and they offer full refunds within the first 30 days of the contract, provided no service has yet been performed.

Sample Contract

TotalProtect provides a sample contract for potential customers on its website: TotalProtect Sample Contract

Cancellation Policy

1. You may void this Agreement within 30 days of the coverage effective date for a full refund of the contract fees paid if no claim has been made. The right to void this Agreement as provided in this paragraph is not transferable. A ten percent penalty per month will be added to any refund required under this paragraph, including any accrued penalties, that is not paid or credited within 30 days after termination of this Agreement pursuant to this paragraph. 2. You may cancel this Agreement within 30 days of the coverage effective date if a claim has been made, or at any time thereafter, at which time you may be entitled to a refund of unearned contract fees paid based on the short rate schedule less a processing fee of twenty-five dollars ($25) and less the cost of any services performed pursuant to the Agreement, where permitted by law. If the refund calculation results in you owing us payment for services provided, we may bill you for the lesser of the net amount due to us or the unpaid annual term contract fee. We will bill or charge you any balance owed to us through the same mechanism as any previous installment billings, or we will direct bill you if such a mechanism is not available. 3. We may terminate this Agreement immediately, after any applicable notice provisions, for non-payment, fraud or material misrepresentation. If we terminate for fraud or material misrepresentation, this Agreement is void and we shall refund all paid contract fees if no claims have been made. If a claim has been made, we will follow normal cancellation procedures as outlined in this section.

Claims & Service

Claims

Service Fee
$75, $125
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
40,000
Service Recall Period
180 days

Claims & Service - 8 / 10

Though they have low premiums, TotalProtect's maximum service fee of $125 is high for the industry. Having said that, their recall period of 180 days is industry-leading. Otherwise, TotalProtect’s in-network exclusivity, as well as its 30 day waiting period, falls directly in line with the industry average.

TotalProtect Reputation

Company Details

Year Founded
1979
BBB Rating
B

Reputation - 8.3 / 10

TotalProtect’s parent company, Homesure of America, has maintained a B rating with the Better Business Bureau since 2007. There are, however, 1,662 total complaints, as well as 61 negative reviews. This is opposed to their three neutral and two positive reviews.

Contact & Additional Information

Homepage URL
Company Phone
(866) 607-9674
Headquarters Address
1625 NW 136th Ave, Sunrise, FL, 33323
Mailing Address
1625 NW 136th Ave, Sunrise, FL, 33323
Year Founded
1979

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53 Customer Comments & Reviews

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C
Christine W
Roseville, California
2/1/2017
They claim that they will warranty your appliances and all you have to pay is the $85 service fee. THIS IS A SCAM. They contract through Allright Mechanical (which only has 1.5 starts on Yelp) and Allright attaches all sorts of additional costs that aren't covered in your contract in order to make up the labor cost that Total Protect doesn't pay for. I submitted two claims. The first was for an AC unit. Total Protect claims that the cost of the unit and labor was $800 (which they paid) and that I owed an additional $1000 for the uncovered costs that Allright was charging. I just submitted a claim for a water heater. Total Protect offered to pay $600 which is suppose to cover... Read More


S
Stefanie
, Pennsylvania
1/18/2017
I had Total protect for year's when I would make a claim they came right out took care of the problem paid my deductible which was $50.00 at the time no problem. I think someone else bought the company for the profits only I had two policies on two homes and I filed a claim for a water heater that burst,I called to file a claim they sent someone out but told them to charge me $400.00 why would I pay that when I suppose to have a warranty, I cancelled myplan never to use them again that's why I had a warranty so all I had to pay was a deductible not pay Total protect monthly plus pay for the water heater. THIS COMPANY IS NO GOOD!!! Do not waste time or money.


D
David
Arlington, Virginia
1/13/2017
My first few experiences with TotalProtect were actually quite good. This last experience took a complete turn for the worse. When I didn't receive timely service from the appliance repair company they assigned, I called TotalProtect. They assured me someone would call me back...they didn't. When I called TotalProtect back to inquire, and told them how unacceptable their service has been, the customer service agent told me, "Why don't you call back and get somebody who cares." Then she hung up on me. Do not use this home warranty service.


T
Tony T
Indianapolis, Indiana
1/6/2017
We submitted two claims on or heating system. One was for a leak at the boiler and the boiler it self. When the first technician came out and look, he agreed and call it in that the pipe going to the boiler need to be replace because of the leak. Total Protect approve the repair! So he came back and cut the pipe of and determine the boiler was bad as well. So he called that in. I was not happy about his decision to quickly determine the boiler was bad, so i requested a second opinion. Total Protect then sent out another Tech who determine the heat exchanger was bad and that it was wired wrong when install. I call back to Total Protect and requested to speak to a manager. They assign me a... Read More


Misty H
Tulsa, Oklahoma
12/23/2016
Worst home warranty I ever had to deal with I will tell everyone I know not to waste your money they tell you everything you want to hear and when it comes down to them knowing anything about the company's they send to your home it's a racket....the two companies they sent just wanted to have me pay $400 out pocket for repairs that the home warranty company doesn't cover and so I had a real plumber come and I didn't use this so called home warranty company and I paid $150 to fix the hot water tank!!!


Scott M
San Luis Obispo, California
12/13/2016
Total Protect overcharged me after I canceled their services, which they continued to bill me. I was unhappy with their service so I cancelled on top of reading all their negative reviews on them, why would I want to do business with them if they have a horrible reputation from their customers and after I cancelled, they also tried to pull a fast one on me, by continuing to bill me. I called and complained but little did it do anything, they kept my money. They also didn't want to give me a cancelation number either. So I contacted my credit card for chargeback but the nerve that Total Protect would send lousy documentation on me trying to cancel my service, they were trying to get my... Read More


T
Tommy G
Ridgeland, Mississippi
12/6/2016
Called in a problem with our wall oven on November 11, today is December 6th and the problem has still not resolved. The day the service company came to my home he told me that the part needed had been discontinued but total protect has yet to take action to repair or replace our oven. If I could rate lower than a 1 that would be my satisfaction level.


B
BIGMAMABRABSCOMB@GMAIL.COM
Antioch, Tennessee
12/4/2016
This hm is not helping me at all I not happy all the money I put in it was a total waste I'm not saving anything the long run is truly a waste I really can't see the benefits that's helping me thamk s for wasting all of my time & money for all the year I put my trust in hm.protect gold a wasted of time & effort. It cost me more money for nothing to get done.


M
M. D
Austin, Texas
11/23/2016
This is the WORST Home Warranty Co I have ever had. I've waited two weeks & still no service on a washer. Every excuse in the world - then wanted me to find my own repairman and get reimbursed. I told them that was what I was paying them to do. DO NOT RECOMMEND THEM TO ANYONE!!!!!!


L
L
Houston, Texas
10/28/2016
I wish there was a way to give negative. Worst sales department I have ever come into contact with. I requested a quote as a new buyer and when called I told the gentleman that I wouldn't be buying anything that night just gathering information I was hung up on. The next day I was called again and told them again I was just gathering information, was hung up on again. I then called the number back to speak to a manager to share my experience and was transferred around and finally hung up again. This happened 4 times once I did leave someone a voicemail. This company might be great once you enrol with them but the sales department should all be fired! I'm going with Landmark, they were... Read More



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