The Zebra Car Insurance Review

Rating: 8.2 / 10 (Excellent)
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The Zebra is an Austin, Texas-based auto insurance marketplace that allows users compare quotes from a variety of sources. Founded in 2012 and boasting over 200 partners representing a myriad of coverage, discount, and pricing options, this company aims to provide results to users that most closely match their needs and locations.

How is The Zebra rated?


Coverage & Benefits
Pricing and Discounts
Financial Strength
Customer Experience

Overall Rating: 8.2 / 10 (Excellent)

The Zebra prides itself in providing simple, accurate comparisons of over 1,800 car insurance products from more than 200 national insurers, allowing drivers to instantly access the car insurance market and save hundreds of dollars a year. Their online platform also provides insurance resources and straightforward coverage details to help new policyholders in their search for affordable and reliable auto insurance. Overall, The Zebra offers all the tips and tools any driver could need to make an informed decision about car insurance in the current market.

The Zebra Coverage

Basic Coverage

  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist

Additional Coverage

  • Rental Reimbursement
  • Towing & Labor Cost
  • Sound System
  • Vet Bills

Coverage & Benefits - 8 / 10

The Zebra's affiliates offer both standard and comprehensive coverages, including liability insurance (both bodily injury and property damage), collision, underinsured motorist, personal injury protection, and non-owners insurance. Other insurers may offer roadside assistance as an added benefit or separate policy, rental car reimbursement, sound system insurance, and even pet insurance.

Customer Experience

Customer Ratings

BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews

Customer Experience - 8 / 10

The Zebra has yet to be accredited by the Better Business Bureau but holds an A+ rating with the organization and a composite score of 3.68 out of five stars based on four customer reviews. Despite the fact that all reviews on the site are negative, there have been no complaints filed against the company thus far. Notwithstanding, other customers who have worked with The Zebra attest to the company's excellent customer service and professional approach.

Financial Strength

Key Details

AM Best Financial Rating
Moody's Financial Rating
Standard & Poor's Financial Rating

Financial Strength - 8 / 10

As an online auto insurance marketplace, The Zebra compares more than 200 companies and over 1,000 products, helping customers save up to 15% or more on car insurance premiums. Their top insurers include 21st Century, AIG, Allied, Allstate, Farmers, Liberty Mutual, Nationwide, State Farm, Travelers, and MetLife, among many others.
*The above information reflects the financials strength of one of the partner insurance companies that this insurance marketplace offers policies through: Nationwide Mutual Insurance Comapany.

Pricing & Discounts


  • Multiple Vehicle
  • Safe Driver
  • Anti-Theft
  • Vehicle Safety
  • Homeowner
  • Student

Additional Discounts

  • Hybrid / Electric Vehicle
  • Group Savings (unions, etc)
  • Full/Automatic Payment

Pricing and Discounts - 8.5 / 10

The Zebra makes it clear that rates and savings advertised on their site are not necessarily available from all providers or advertisers, and that actual rates or savings will vary based on factors such as driving history, coverage limits, deductibles, etc. However, the company also states their car insurance estimates are 99% accurate, as evidenced by the 5 million customers they have helped save an average of $368 a year on auto insurance. Some of the most popular discounts offered by their top 16 carries include advanced purchase, affinity, annual mileage, anti-theft, driving class, e-pay, good driver, good student, green vehicle, homeowner, multi-policy, multi-vehicle, new vehicle, passive restraint, pay-in-full, and student away at school discounts.

Contact & Additional Information

Homepage URL
Company Phone
(888) 255-4364
Headquarters Address
301 Chicon St Ste A, Austin, TX, 78702
Year Founded

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