Liberty Mutual Auto Insurance Review

#9 in Car Insurance

Liberty Mutual has been a leading provider of auto insurance policies for more than a century. The company offers coverage for collisions, damage due to nature, personal injury liability and rental reimbursement to name a few. Liberty Mutual auto insurance also has a strong list of discounts aimed at awarding good driver behavior or for those with existing policies with its parent company.

 

Coverage

Comprehensive coverage

Personal Injury Protection/ Medical Insurance Coverage

Bodily Injury Liability

Personal Property Damage Liability

Collision Coverage

New Car Replacement

(Get the money for a brand new car if your car is totaled within 15,000 miles or a year upon its release)

Better Car Replacement

(Replace your car with a new vehicle that is one model year newer or 15,000 miles fewer miles)

Specialty vehicles

Teacher coverage

 

Plans and Pricing

Male Single (insured/ no infractions)

$130 to $260

 

Male Married (insured/ no infractions)

$280 to $370

 

Female Single (insured/ no infractions)

$130 to $200

 

Female Married (insured/ no infractions)

$270 to $370

 

Discounts

Multi-policy discounts

Group discounts

Preferred payment discounts

New customer

Vehicle safety discounts

Multi-vehicle discounts

Hybrid vehicle discounts

 

Special discounts

  • Teen driver discount
  • Good student discount
  • New graduate discount
  • Newly married discount
  • New move discount
  • Newly retired discount

 

Financial Ratings

A.M Best Financial Rating A

A.M. Best Issuer Rating a

S&P Financial Strength A

S&P Issuer Strength A

J.D. Power & Associates 3/5 customer satisfaction

 

Support Services

Roadside assistance

24/7 claims reporting

Online reporting

 

The Bottom Line – Liberty Mutual Auto Insurance

One of the major concerns with any new car owner is when their vehicle gets totaled. Liberty Mutual auto insurance is one of the companies that offer new car and better car replacement, which is great for new car owners. It offers a list of discount options but is a little bit lacking compared to the other companies. Overall, Liberty Mutual auto insurance is a solid choice but for those shopping for a better mix of discounts and premiums, checking the other companies should be considered.  

 

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