Travelex Travel Insurance Review

#3 in Travel Insurance

Travelex Insurance Services offers a number of protection plans as well as optional upgrades to customize coverage to fit individual lifestyle needs. All Travelex leisure plans include trip cancellation, trip interruption, trip delay, medical expense benefits, medical evacuation, lost or delayed baggage and more. Travelex Insurance offers these plans online, through partnerships with travel agencies, tour operators and in airports. Get a free quote today!

Plan Types

 Leisure Plans

Plan Benefits

Coverage Per Person

 

Travel Basic

Travel Select

Travel Max

Maximum trip cost

$10,000

$25,000

$50,000

Maximum trip length

30 days

180 days

180 days

Pre-existing condition waiver

 

Purchased plan within 21 days of initial deposit

Purchased plan within 30 days of initial deposit

Pre-existing look back period

60 days

60 days

60 days

First payer/ secondary coverage

First payer

First payer

First payer

Children Free

 

Under 21 when accompanied by paying adult

 

 Optional Upgrades

 Available

 Available

 Available

Trip cancellation

100% of insured trip cost

100% of insured trip cost

100% of insured trip cost

Trip interruption

100% of insured trip cost

150% of insured trip cost

150% of insured trip cost

Trip delay

$500

$750

$1,000

Missed cruise connection

$500

$750

$1,000

Baggage / baggage delay

$500/ $100

$1,000/ $250

$2,500/  $600

Medical expense benefits

$15,000 for sickness, $15,000 for accident

$50,000

$100,00

Medical evacuation/ repatriation of remains

$100,000

$500,000

$1,000,000

Travel assistance**

Included

Included

Included

Travel Basic Optional Upgrade Coverages

Transportation Pak

  • Includes flight accident coverage of $200,000 for each traveler.
  • Provides $35,000 for rental car damage protection per plan ($50,000 for Travel Max).
    • Coverage allows for 1 rental car at a time, and for multiple rentals throughout your trip.
    • Covers for loss of use and cost of damage repair.

Travel Select Optional Upgrade Coverages

 Transportation Pak

  • Includes flight accident coverage of $200,000 for each traveler.
  • Provides $35,000 for rental car damage protection per plan ($50,000 for Travel Max).
    • Coverage allows for 1 rental car at a time, and for multiple rentals throughout your trip.
    • Covers for loss of use and cost of damage repair.

 Active Family Pak

  • Protects student tuition fees if traveling for school.
  • Includes trip interruption coverage for return air and hotel expenses if a traveler or traveling companion’s sporting competition is rescheduled or canceled due to weather.
  • Includes trip cancellation/interruption coverage if prevented from taking or continuing your trip due to cancelled child care arrangements.
  • Reimburses up to $25 for one movie rental if delayed overnight.
  • Reimburses up to $25 for internet usage fees if delayed for 5 hours or more.
  • Offers medical coverage, up to $1,000 with $50 deductible, for your traveling cat or dog if they get sick or injured.
  • Provides up to $25 per day reimbursement for additional pet kennel fees at a licensed facility if delayed while returning home.
  • Includes up to $10,000 for transportation of traveling pet back home if left unattended due to traveler hospitalization.

Adventure Plus Pak

  • Increases Emergency Accident & Sickness Medical Expense Benefits to a total of $75,000.
  • Reimburses for search and rescue services up to $10,000.
  • Waives policy exclusions for:
  • Participation in extreme sports such as skydiving, hang-gliding, parachuting, bungee cord jumping, mountain climbing and more.
  • Includes rental allowance for lost, stolen or damaged sporting equipment such as skis, clubs and boards, up to $600.

Professional Pak

  • Offers trip cancellation/interruption coverage if the traveler or traveling companion is prevented from taking a trip due to these business reasons:
    • A pre-approved military leave is revoked or re-assigned.
    • Company is deemed unsuitable for business by fire, flood, vandalism, burglary or natural disaster.
    • Direct involvement in an acquisition, merger, product recall, or financial insolvency of an employer.
  • Reimburses up to $25 for airline club admission and $25 for internet usage fees if delayed 5 hours or more.
  • Includes up to $500 reimbursement for lost, stolen or damaged professional equipment such as laptops, PDA’s, cell phones and more.

Travel Max Optional Upgrade Coverages

Cancel for Any Reason

  • Protection against the unexpected, whatever it may be!
  • Purchase this upgrade and everyone on the plan receives these two benefits:
    • Cancel a trip two or more days before the scheduled departure date and recover up to 75% of the insured trip cost.
    • Plus Cancel for Trip Delay Reason – This added benefit allows cancellation due to 30% or more of a trip being missed from a covered delay and recover up to 100% of trip cost.

Additional Plans

Flight Insure Plus

Plan Benefits

Coverage Per Person

 

Multi Trip

Single Trip

Package Plan Benefits

 

 

Flight Accident AD&D

Choose: $300,000, $500,000

Choose: $300,000, $500,000, $1 Million

Baggage / Baggage Delay

$2,000 / $500

$2,000 / $500

Medical Expense Benefits

$2,500 Sickness, $2,500 Accident

$2,500 Sickness, $2,500 Accident

Medical Evacuation / Repatriation of Remains

$25,000

$25,000

24 Hour AD&D

$10,000

$10,000

Travel Assistance

Included

Included

Flight Only Plan Benefits

 

 

Flight Accident AD&D

Choose: $300,000, $500,000

Choose: $300,000, $500,000, $1 Million

Travel Assistance

Included

Included

Plan Highlights

 

 

First Payer/ Secondary Coverage

First Payer

First Payer

 

 Business Traveler

Plan Benefits

Coverage Per Person

 

Multi Trip

Single Trip

Base Plan Benefits

 

 

Trip Interruption

$1,000

$1,000

Trip Delay

$750

$750

Missed Cruise Connection

$750

$750

Baggage / Baggage Delay

$2,000 / $600

$2,000 / $600

Professional / Business Property

$500 ($100 deductible)

$500 ($100 deductible)

Medical Evacuation / Repatriation of Remains

$1 Million

$1 Million

24 Hour AD&D

$50,000

$50,000

Travel Assistance

Included

Included

Optional Plan Upgrades

 

 

Trip Cancellation

100% of Insured Trip Cost

100% of Insured Trip Cost

Flight Accident AD&D

Choose: $300,000, $500,000

Choose: $300,000, $500,000, $1 Million

Medical Expense Benefits

$50,000

$50,000

Rental Vehicle Coverage

$50,000

$50,000

Plan Highlights

 

 

Pre-existing Look Back Period

30 Days

30 Days

First Payer/ Secondary Coverage

Secondary

Secondary

 Travelex Insurance Summary

Travelex Insurance Services offers its consumers competitive benefits and rates on its travel insurance products. With their leisure, flight and business traveler protection plans, Travelex has a plan for every traveler. Travelex is a leading provider of travel insurance in the United States and with over 55 years of helping protect travel investments, their staff is among the most experienced in the industry.

 

 

 

*First Payer Coverage: Easy claims handling, less time and hassle to receive reimbursement from Travelex first. Funds may be collected from your medical or other collectible insurance plans. **Travel Assistance & Concierge Services are provided by the designated provider as listed in the Description of Coverage.  For a summary of the plan details on coverages, benefits, limitations and exclusions of the insurance plan, please refer to the applicable Description of Coverage and/or Group Certificate/Individual Policy. Travel Insurance is underwritten by Transamerica Casualty Insurance Company, Columbus, Ohio; NAIC # 10952.

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