Global Alert Travel Insurance Review


Rating: 7 / 10 (Very good)
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Founded in 1999, Global Alert is a division of Travel Mate Inc. and offers travel insurance products in all fifty states. Its policies cover most risks that are included in standard travel insurance policies. Under its Preferred Plus plan, consumers are able to select a Cancel For Any Reason benefit, as well as the optional vehicle collision benefit and the pre-existing medical condition waiver.

Plan Types

 

 

Essential

Preferred

Preferred Plus

Trip cancellation

Insured trip cost

Insured trip cost

Insured trip cost

Trip interruption

Insured trip cost

150% of insured trip cost

150% of insured trip cost

Missed connection

$500

$1,500

$2,500

Trip delay

$500

$1,000

$1,000

Per day maximum limit

$100

$200

$200

Required minimum delay time

8 hours

8 hours

8 hours

Renter’s collision insurance

Not included

Not included

$25,000

Cancel for any reason

Not included

Optional

Included

If you cancel your trip

Not applicable

75% of pre-paid non-refundable insured trip cost

75% of pre-paid non-refundable insured trip cost

If your travel supplier cancels your trip

Not applicable

Airline ticket cost or re-issue fee charged

Airline ticket cost or re-issue fee charged

Medical expense/ Emergency assistance

 

 

 

Accident and sickness medical expense

$25,000

$100,000

$250,000

Emergency dental expense

$750

$750

$750

Medical evacuation and repatriation of remains

$50,000

$500,000

$1,000,000

Non-medical emergency evacuation

Not included

$25,000

$25,000

Accidental death and dismemberment

 

 

 

24 hour other than common carrier (Air only)

$25,000

$50,000

$50,000

Common carrier (Air only)

$25,000

$50,000

$100,000

Baggage/ personal effects

$1,000

$1,500

$2,500

Baggage delay

$250

$400

$400

Per day maximum limit

No daily sublimit

$200

$200

Required minimum delay time

12 hours

12 hours

12 hours

 

Assistance Services

24 hour medical assistance services

24 hour travel assistance services

24 hour concierge services

24 hour business assistance services

 

Global Alert Travel Insurance Summary

Few distinctions when it comes to the different coverage items offered by the three plans. This is pretty good since you don’t have to go into the trouble of comparing each and every item offered in each plan. Of course, higher-tiered plans would have better dollar benefits but even its entry level offer (Essential) provides good coverage benefits if you’re not really expecting any major mishaps along the way. For those going on adventure or special trips however, Global Alert Travel might not be the best companion. Three simple plans with good coverage, a must-see for travelers.

 

 


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