Atlas Travel Insurance Review

#8 in Travel Insurance

 

Atlas Travel Insurance offers a range of insurance tools for international, domestic and student travelers.  Atlas aims to provide that extra layer of assistance especially when traveling abroad by extending medical insurance coverage and repatriation. Travelers are given financial assistance during their travels helping pay for hospitalization and even transfer to their home country.  Travel insurance plans are available single trip, long term, student and groups for US and non-US residents.

 

Plan Types

 

International Policies

Atlas Travel

Atlas Group

Atlas Multi-trip

Student Secure

 

Benefit

Atlas Essential

Atlas Travel

Atlas Premium

Eligible expenses subject to deductible or coinsurance

Deductibles

Zero, $100, $250, $500, $1,000 or $2,500

Zero, $100, $250, $500, $1,000 or $2,500

Zero, $100, $250, $500, $1,000 or $2,500

Maximum coverage per injury or illness

Up to $1 million

Up to $1 million

Up to $2 million

Maximum coverage per certificate period

Up to $1 million

Up to $1 million

Up to $2 million

Coinsurance - claims incurred in US or Canada

75% of eligible expenses

80% of eligible expenses

90% of eligible expenses

Coinsurance- claims incurred outside US or Canada

75% of eligible expenses

90% of eligible expenses after deductibles

100% of eligible expenses

Hospital room and board

Yes

Yes

Yes

Local ambulance

Yes

Yes

Yes

Intensive Care Unit

Yes

Yes

Yes

Physical therapy

None

Up to $50 per day

Up to $50 per day

All other eligible medical expenses

Yes

Yes

Yes

Terrorism

Yes

Yes

Yes

Hospital precertification penalty

50% of eligible expenses

50% of eligible expenses

50% of eligible expenses

Eligible expenses NOT subject to deductible or coinsurance

Hospital Indemnity

None

$100 per day

$100 per day

Emergency dental

None

Up to $250

Up to $250

Emergency medical evacuation

Up to $500 thousand

Up to $1 million

Up to $1 million

Emergency reunion

None

Up t0 $50,000

Up to $50,000

Bedside visit

None

Up to $1,500

Up to $1,500

Return of minor children

None

Up t0 50 thousand

Up to 50 thousand

Pet return

None

Up to $1,000

Up to $1,000

Political evacuation

None

Up to $10,000

Up to $25,000

Repatriation of remains

Up to $25,000

Overall maximum limit

Overall maximum limit

Local burial or cremation

Up to $5,000

Up to $5,000

Up to $5,000

Natural disaster benefit

None

$100/day for 5 days

$200/day for 5 days

Trip interruption

None

Up to $5,000

Up to $10,000

Travel delay

None

$100/day for 2 days

$200/day for 2 days

Lost checked luggage

None

Up to $500

Up to $1,000

Common carrier accidental death

None

Up to $50,000

Up to $50,000

Accidental death and dismemberment

None

Up to $250,000

Up to $250,000

Crisis response

None

$10,000

$100,000

Personal liability

None

Up to $100,000

Up to $100,000

 

Assistance Services

Emergency evacuation and repatriation

Medical assistance

Trip interruption and delays

Crisis response

 

Atlas Travel Insurance Summary

Atlas travel insurance is a well-rounded service that provides travelers with extensive coverage and a wide choice of plans. It even include pet return coverage something which we don’t normally see in most travel insurance policies.  Atlas offers travelers the option of choosing which items to include and deductibles to create a more personalized policy. High maximum benefits and a long list of standard and premium coverage options makes Atlas travel insurance a good buy for travelers.

 

 

 

 

 

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